Please Wait.....
Report
U.S. Financial Wellness Benefits Market - Industry Outlook & Forecast 2023-2028
Market Report I 2023-08-08 I 353 Pages I Arizton Advisory & Intelligence
The U.S. financial wellness benefits market is expected to grow at a CAGR of 20.49% from 2022 to 2028.
MARKET TRENDS & OPPORTUNITIES
Increasing Growth in Early Wage Access
Employers are finding new ways to engage their employees and deliver value through new solutions, partnerships, and early access to their earned wages more than ever before. Considering that a major percentage of the U.S. population, or nearly 80%, is living paycheck to paycheck, even a small contradiction between earnings and expenses can thrust them into debt as many fees and bills Americans pay late, and it incurs costs that can add up quickly. For instance, a bank overdraft fee can be over USD 30, and rent payments that are paid beyond the required date can be even heavier. Most individuals have little savings for emergencies, even those much smaller than the ones caused by the pandemic. While several organizations have been forthcoming about advanced wages, some don't, leaving employees with fewer choices, such as not meeting financial responsibilities, tapping into retirement savings, and high-cost, high-risk payday loans.
Integrating & Leveraging Existing Benefits
Financial wellness has found its place in the benefits space as a natural extension of health-based benefits, which are augmented and made more rewarding through physical and mental wellness programs. This is a good enough reason to mix in financial wellness and leverage an integrated approach for maximum benefits and impact on overall well-being. Furthermore, although no specific definition can round off a financial wellness program, several elements overlap in the current benefits package. Financial wellness programs and benefits differ from the perspective of duration and recurrence.
INDUSTRY RESTRAINTS
Fiduciary Concerns Hinder Efforts
For businesses and organizations, there is a real threat of lawsuits that is fuelling reluctance to implement employee financial wellness programs and doling out benefits. The litigious environment has created a lot of panic among employers about possible repercussions from giving advice that can go wrong or not adhering to legal requirements and financial fiduciary responsibility. Several employers do not vet their services to create financial wellness benefits.
SEGMENTATION INSIGHTS
INSIGHTS BY PROGRAM
The U.S. financial wellness benefits market by program is segmented into financial planning, financial education & planning, retirement planning, debt management, and others. Among these, financial planning accounted for the highest share, followed by financial education & planning. Periodic employer encouragement can motivate employees to use these beneficial programs and lead to more proactive employees with positive outcomes. Vendors can work with top management in companies to implement changes.
Segmentation by Program
- Financial Planning
- Financial Education & Counseling
- Retirement Planning
- Debt Management
- Others
INSIGHTS BY END USER
Large businesses end-user accounted for the highest portion of the U.S. financial wellness market. Large companies have always invested more in financial wellness, recognizing financial anxiety as a particularly serious issue. However, they have only recently started offering a more full-bodied set of voluntary financial wellness benefits, occasionally with discounts or cash incentives, to help employees manage money. This is because leading companies with a diverse global workforce are beginning to see the link between financially well employees and how they work - aka employee productivity.
Segmentation by End-User
- Large Businesses
- Medium-Sized Businesses
- Small-Sized Businesses
INSIGHTS BY DELIVERY
The U.S. financial wellness market by delivery is segmented into online, one-on-one, and group. The one-to-one segment accounted for the highest share of almost 48% in 2022. Organizations use various channels to deliver information to employees for financial wellness benefits. Much of it depends on the size of the employee population, resources available, how employees want the information to reach them, the type of information or counseling, components involved, the density of the workforce in a particular location, and their geographical dispersion. These programs are delivered via in-person sessions, through the intranet, via email, through a screen, or in groups. Utilization varies by delivery and population, along with income.
Segmentation by Delivery
- One-On-One
- Online/Digital
- Group
INSIGHTS BY TYPE
The consumer tools type segment has the largest U.S. financial wellness market share. Consumer tools typically help employees develop financial action plans and budgets, games to facilitate saving, programs that help with debt management, budgeting and bill payments, and other approaches that can help employees understand their full financial picture. While consumer tools aim at providing teachable moments, one of the paradoxes is that change takes longer and happens slower than anticipated. In addition, a major reason why individuals may want to speak to a financial expert is that it tends to have higher related accountability and motivation.
Segmentation by Type
- Consumer Tools
- Employer Tools
INSIGHTS BY INDUSTRY
The U.S. financial wellness benefits market by industry is segmented into healthcare, financial services, education, manufacturing, public sector, and others. The healthcare industry had the highest market share in 2022. Workplace financial wellness programs in healthcare companies and systems have been going strong in the country because the industry is specifically susceptible to disadvantageous outcomes due to workforce volatility in a system where reliable and consistent care is a priority. Given that the industry's turnover is almost 21% among the worst across industries, financial wellness benefits are being viewed as a way to drive retention.
Segmentation by Industry
- Healthcare
- Financial Services
- Education
- Manufacturing
- Public Sector
- Others
REGIONAL ANALYSIS
The Southern region accounted for the largest U.S. financial wellness market share in 2022, accounting for over 34.82%. The Southern region consists of the following major states: Texas, Florida, Virginia, Georgia, and others. It has one of the largest companies and ranks the highest regarding the number of employees in the United States. Furthermore, the primary drivers of health and wellbeing programs in the U.S. are the need to manage workplace stressors like long working hours, the quality of work-life balance, and rising workplace competition.
Segmentation by Region
- South
- West
- Midwest
- Northeast
COMPETITIVE LANDSCAPE
The U.S. financial wellness benefits market is highly fragmented, with several top vendors. Start-ups and employee benefits providers (offering EAPs, healthcare, and insurance) occupy the player space in the market. They are the most recent ones and could have a better track record. However, they are fueling innovation and re-imagining the financial services space, for instance, micro-savings as against savings accounts. The key players in the U.S. financial wellness market include Bank of America Merrill Lynch, Financial Finesse, Mercer, Prudential Financial, and Virgin Pulse.
Key Company Profiles
- Bank of America Merrill Lynch
- Financial Finesse
- Mercer
- Prudential Financial
- Virgin Pulse
Other Prominent Vendors
- Aduro
- Ayco
- BaySport
- Beacon Health Options
- Best Money Moves
- BrightDime
- BrightPlan
- Brightside
- DHS Group
- Edukate
- Enrich
- Even
- Financial Fitness Group
- Financial Knowledge
- FinFit
- FlexWage
- FutureFuel.io
- GoPlan 101
- HealthCheck360
- Holberg Financial
- Health Advocate
- Integrated Wellness Partners
- LearnLux
- LifeCents
- Limeade
- Money Starts Here
- My Secure Advantage
- Origin
- Payactiv
- Pro Financial Health
- Purchasing Power
- Questis
- Ramsey Solutions
- Salary Finance
- Savology
- Sqwire
- SoFi
- The Financial Gym
- Transamerica
- Your Money Line
KEY QUESTIONS ANSWERED:
1. How big is the U.S. financial wellness benefits market?
2. What is the growth rate of the U.S. financial wellness benefits market?
3. What are the growing U.S. financial wellness benefits market trends?
4. Which region holds the most significant U.S. financial wellness benefits market share?
5. Who are the key U.S. financial wellness benefits market players?
1 RESEARCH METHODOLOGY
2 RESEARCH OBJECTIVES
3 RESEARCH PROCESS
4 SCOPE & COVERAGE
4.1 MARKET DEFINITION
4.1.1 INCLUSIONS
4.1.2 EXCLUSIONS
4.1.3 MARKET ESTIMATION CAVEATS
4.2 BASE YEAR
4.3 SCOPE OF THE STUDY
4.3.1 MARKET SEGMENTATION BY PROGRAM
4.3.2 MARKET SEGMENTATION BY END USER
4.3.3 MARKET SEGMENTATION BY DELIVERY MODEL
4.3.4 MARKET SEGMENTATION BY TYPE
4.3.5 MARKET SEGMENTATION BY INDUSTRY
5 REPORT ASSUMPTIONS & CAVEATS
5.1 KEY CAVEATS
5.2 CURRENCY CONVERSION
5.3 MARKET DERIVATION
6 PREMIUM INSIGHTS
6.1 MARKET DEFINITION
6.2 REPORT OVERVIEW
6.2.1 MARKET SNAPSHOT
6.3 ANALYSIS OF OPPORTUNITIES & CHALLENGES
6.4 SEGMENT ANALYSIS
6.5 REGIONAL ANALYSIS
6.6 COMPETITIVE LANDSCAPE
7 MARKET AT A GLANCE
8 INTRODUCTION
8.1 OVERVIEW
8.1.1 COST OF STRESS TO US CORPORATE SECTOR
8.1.2 EMPLOYEE WELLBEING IN US BY STATE
8.2 FINANCIAL WELLNESS: AN OVERVIEW
8.2.1 FINANCIAL WELLNESS: FRAMEWORK
8.3 STATE OF US HEALTHCARE
8.4 ECONOMIC AND DEMOGRAPHICAL ANALYSIS
8.4.1 POPULATION
8.4.2 INCOME
8.4.3 GENERATION AND AGE TRENDS
8.4.4 RACIAL/ETHNIC TRENDS
8.5 AMERICAN WORKFORCE ANALYSIS
9 MARKET OPPORTUNITIES & TRENDS
9.1 GROWING ROLE OF WELLNESS CHAMPIONS
9.2 INCREASING GROWTH IN EARLY WAGE ACCESS
9.3 HIGH PENETRATION OF GIG ECONOMY IN US
9.4 SIGNIFICANT INTEREST FROM INVESTMENT COMPANIES
9.5 LACK OF CLARITY ON FINANCIAL WELLNESS
9.6 GROWING INFLUENCE OF DATA ANALYTICS IN FINANCIAL WELLNESS
9.7 RISING FINANCIAL WELLNESS INCENTIVES
9.8 ADMINISTRATION OF TARGETED BENEFITS
10 MARKET GROWTH ENABLERS
10.1 CHANGING WORK DYNAMICS IN US
10.2 PANDEMIC FUELING DEMAND FOR FINANCIAL WELLNESS
10.3 INTEGRATING & LEVERAGING EXISTING BENEFITS
10.4 EMPLOYERS TAKE ONUS FOR EMPLOYEE FINANCIAL WELLNESS
11 MARKET RESTRAINTS
11.1 MISALIGNMENT IN FINANCIAL WELLNESS OFFERINGS
11.2 FIDUCIARY CONCERNS HINDER EFFORTS
11.3 ELUSIVE RETURNS ON INVESTMENT
11.4 LOW EMPLOYEE PARTICIPATION & ENGAGEMENT
12 MARKET LANDSCAPE
12.1 MARKET OVERVIEW
12.1 PEST ANALYSIS
12.1.1 POLITICAL
12.1.2 ECONOMIC
12.1.3 SOCIAL
12.1.4 TECHNOLOGY
12.2 MARKET SIZE & FORECAST
12.3 INDUSTRY
12.3.1 MARKET SIZE & FORECAST
12.4 PROGRAM
12.4.1 MARKET SIZE & FORECAST
12.5 END USER
12.5.1 MARKET SIZE & FORECAST
12.6 TYPE
12.6.1 MARKET SIZE & FORECAST
12.7 DELIVERY
12.7.1 MARKET SIZE & FORECAST
12.8 FIVE FORCES ANALYSIS
12.8.1 THREAT OF NEW ENTRANTS
12.8.2 BARGAINING POWER OF SUPPLIERS
12.8.3 BARGAINING POWER OF BUYERS
12.8.4 THREAT OF SUBSTITUTES
12.8.5 COMPETITIVE RIVALRY
13 PROGRAM
13.1 MARKET SNAPSHOT & GROWTH ENGINE
13.2 MARKET OVERVIEW
13.3 FINANCIAL PLANNING
13.3.1 MARKET OVERVIEW
13.3.2 MARKET SIZE & FORECAST
13.3.3 MARKET BY REGION
13.4 FINANCIAL EDUCATION & COUNSELING
13.4.1 MARKET OVERVIEW
13.4.2 MARKET SIZE & FORECAST
13.4.3 MARKET BY REGION
13.5 RETIREMENT PLANNING
13.5.1 MARKET OVERVIEW
13.5.2 MARKET SIZE & FORECAST
13.5.3 MARKET BY REGION
13.6 DEBT MANAGEMENT
13.6.1 MARKET OVERVIEW
13.6.2 MARKET SIZE & FORECAST
13.6.3 MARKET BY REGION
13.7 OTHERS
13.7.1 MARKET OVERVIEW
13.7.2 MARKET SIZE & FORECAST
13.7.3 MARKET BY REGION
14 END USER
14.1 MARKET SNAPSHOT & GROWTH ENGINE
14.2 MARKET OVERVIEW
14.3 LARGE BUSINESSES
14.3.1 MARKET OVERVIEW
14.3.2 MARKET SIZE & FORECAST
14.3.3 MARKET BY REGION
14.4 MEDIUM-SIZED BUSINESSES
14.4.1 MARKET OVERVIEW
14.4.2 MARKET SIZE & FORECAST
14.4.3 MARKET BY REGION
14.5 SMALL BUSINESSES
14.5.1 MARKET OVERVIEW
14.5.2 MARKET SIZE & FORECAST
14.5.3 MARKET BY REGION
15 DELIVERY
15.1 MARKET SNAPSHOT & GROWTH ENGINE
15.2 MARKET OVERVIEW
15.3 ONE-ON-ONE
15.3.1 MARKET OVERVIEW
15.3.2 MARKET SIZE & FORECAST
15.3.3 MARKET BY REGION
15.4 ONLINE/DIGITAL
15.4.1 MARKET OVERVIEW
15.4.2 MARKET SIZE & FORECAST
15.4.3 MARKET BY REGION
15.5 GROUP
15.5.1 MARKET OVERVIEW
15.5.2 MARKET SIZE & FORECAST
15.5.3 MARKET BY REGION
16 TYPE
16.1 MARKET SNAPSHOT & GROWTH ENGINE
16.2 MARKET OVERVIEW
16.3 CONSUMER TOOLS
16.3.1 MARKET OVERVIEW
16.3.2 MARKET SIZE & FORECAST
16.3.3 MARKET BY REGION
16.4 EMPLOYER TOOLS
16.4.1 MARKET OVERVIEW
16.4.2 MARKET SIZE & FORECAST
16.4.3 MARKET BY REGION
17 INDUSTRY
17.1 MARKET SNAPSHOT & GROWTH ENGINE
17.2 MARKET OVERVIEW
17.3 HEALTHCARE
17.3.1 MARKET OVERVIEW
17.3.2 MARKET SIZE & FORECAST
17.3.3 MARKET BY REGION
17.4 FINANCIAL SERVICES
17.4.1 MARKET OVERVIEW
17.4.2 MARKET SIZE & FORECAST
17.4.3 MARKET BY REGION
17.5 EDUCATION
17.5.1 MARKET OVERVIEW
17.5.2 MARKET SIZE & FORECAST
17.5.3 MARKET BY REGION
17.6 MANUFACTURING
17.6.1 MARKET OVERVIEW
17.6.2 MARKET SIZE & FORECAST
17.6.3 MARKET BY REGION
17.7 PUBLIC SECTOR
17.7.1 MARKET OVERVIEW
17.7.2 MARKET SIZE & FORECAST
17.7.3 MARKET BY REGION
17.8 OTHERS
17.8.1 MARKET OVERVIEW
17.8.2 MARKET SIZE & FORECAST
17.8.3 MARKET BY REGION
18 REGIONAL OVERVIEW
18.1 MARKET SNAPSHOT & GROWTH ENGINE
18.2 REGIONAL OVERVIEW
19 SOUTH
19.1 MARKET OVERVIEW
19.1.1 TEXAS
19.1.2 FLORIDA
19.2 MARKET SIZE & FORECAST
19.3 INDUSTRY
19.3.1 MARKET SIZE & FORECAST
19.4 PROGRAM
19.4.1 MARKET SIZE & FORECAST
19.5 END USER
19.5.1 MARKET SIZE & FORECAST
19.6 TYPE
19.6.1 MARKET SIZE & FORECAST
19.7 DELIVERY
19.7.1 MARKET SIZE & FORECAST
20 WEST
20.1 MARKET OVERVIEW
20.1.1 CALIFORNIA
20.1.2 WASHINGTON
20.2 MARKET SIZE & FORECAST
20.3 INDUSTRY
20.3.1 MARKET SIZE & FORECAST
20.4 PROGRAM
20.4.1 MARKET SIZE & FORECAST
20.5 END USER
20.5.1 MARKET SIZE & FORECAST
20.6 TYPE
20.6.1 MARKET SIZE & FORECAST
20.7 DELIVERY
20.7.1 MARKET SIZE & FORECAST
21 MIDWEST
21.1 MARKET OVERVIEW
21.1.1 ILLINOIS
21.1.2 MICHIGAN
21.2 MARKET SIZE & FORECAST
21.3 INDUSTRY
21.3.1 MARKET SIZE & FORECAST
21.4 PROGRAM
21.4.1 MARKET SIZE & FORECAST
21.5 END USER
21.5.1 MARKET SIZE & FORECAST
21.6 TYPE
21.6.1 MARKET SIZE & FORECAST
21.7 DELIVERY
21.7.1 MARKET SIZE & FORECAST
22 NORTHEAST
22.1 MARKET OVERVIEW
22.1.1 NEW YORK
22.1.2 NEW JERSEY
22.2 MARKET SIZE & FORECAST
22.3 INDUSTRY
22.3.1 MARKET SIZE & FORECAST
22.4 PROGRAM
22.4.1 MARKET SIZE & FORECAST
22.5 END USER
22.5.1 MARKET SIZE & FORECAST
22.6 TYPE
22.6.1 MARKET SIZE & FORECAST
22.7 DELIVERY
22.7.1 MARKET SIZE & FORECAST
23 COMPETITIVE LANDSCAPE
23.1 COMPETITION OVERVIEW
23.2 MARKET RANKING ANALYSIS
24 KEY COMPANY PROFILES
24.1 BANK OF AMERICA MERRILL LYNCH
24.1.1 BUSINESS OVERVIEW
24.1.2 KEY FACTS
24.1.3 SERVICE OFFERINGS
24.1.4 KEY STRATEGIES
24.1.5 KEY STRENGTHS
24.1.6 KEY OPPORTUNITIES
24.2 FINANCIAL FINESSE
24.2.1 BUSINESS OVERVIEW
24.2.2 KEY FACTS
24.2.3 SERVICE OFFERINGS
24.2.4 KEY STRATEGIES
24.2.5 KEY STRENGTHS
24.2.6 KEY OPPORTUNITIES
24.3 MERCER
24.3.1 BUSINESS OVERVIEW
24.3.2 KEY FACTS
24.3.3 SERVICE OFFERINGS
24.3.4 KEY STRATEGIES
24.3.5 KEY STRENGTHS
24.3.6 KEY OPPORTUNITIES
24.4 PRUDENTIAL
24.4.1 BUSINESS OVERVIEW
24.4.2 KEY FACTS
24.4.3 SERVICE OFFERINGS
24.4.4 KEY STRATEGIES
24.4.5 KEY STRENGTHS
24.4.6 KEY OPPORTUNITIES
24.5 VIRGIN PULSE
24.5.1 BUSINESS OVERVIEW
24.5.2 KEY FACTS
24.5.3 SERVICE OFFERINGS
24.5.4 KEY STRATEGIES
24.5.5 KEY STRENGTHS
24.5.6 KEY OPPORTUNITIES
25 OTHER PROMINENT VENDORS
25.1 ADURO
25.1.1 BUSINESS OVERVIEW
25.1.2 SERVICE OFFERINGS
25.1.3 KEY STRATEGIES
25.1.4 KEY STRENGTHS
25.2 AYCO
25.2.1 BUSINESS OVERVIEW
25.2.2 SERVICE OFFERINGS
25.2.3 KEY STRATEGIES
25.2.4 KEY STRENGTHS
25.3 BAYSPORT
25.3.1 BUSINESS OVERVIEW
25.3.2 SERVICE OFFERINGS
25.3.3 KEY STRATEGIES
25.3.4 KEY STRENGTHS
25.4 BEACON HEALTH OPTIONS
25.4.1 BUSINESS OVERVIEW
25.4.2 SERVICE OFFERINGS
25.4.3 KEY STRATEGIES
25.4.4 KEY STRENGTHS
25.5 BEST MONEY MOVES
25.5.1 BUSINESS OVERVIEW
25.5.2 SERVICE OFFERINGS
25.5.3 KEY STRATEGIES
25.5.4 KEY STRENGTHS
25.6 BRIGHTDIME
25.6.1 BUSINESS OVERVIEW
25.6.2 SERVICE OFFERINGS
25.6.3 KEY STRATEGIES
25.6.4 KEY STRENGTHS
25.7 BRIGHTPLAN
25.7.1 BUSINESS OVERVIEW
25.7.2 SERVICE OFFERINGS
25.7.3 KEY STRATEGIES
25.7.4 KEY STRENGTHS
25.8 BRIGHTSIDE
25.8.1 BUSINESS OVERVIEW
25.8.2 SERVICE OFFERINGS
25.8.3 KEY STRATEGIES
25.8.4 KEY STRENGTHS
25.9 DHS GROUP
25.9.1 BUSINESS OVERVIEW
25.9.2 SERVICE OFFERINGS
25.9.3 KEY STRATEGIES
25.9.4 KEY STRENGTHS
25.10 EDUKATE
25.10.1 BUSINESS OVERVIEW
25.10.2 SERVICE OFFERINGS
25.10.3 KEY STRATEGIES
25.10.4 KEY STRENGTHS
25.11 ENRICH
25.11.1 BUSINESS OVERVIEW
25.11.2 SERVICE OFFERINGS
25.11.3 KEY STRATEGIES
25.11.4 KEY STRENGTHS
25.12 EVEN
25.12.1 BUSINESS OVERVIEW
25.12.2 SERVICE OFFERINGS
25.12.3 KEY STRATEGIES
25.12.4 KEY STRENGTHS
25.13 FINANCIAL FITNESS GROUP
25.13.1 BUSINESS OVERVIEW
25.13.2 SERVICE OFFERINGS
25.13.3 KEY STRATEGIES
25.13.4 KEY STRENGTHS
25.14 FINANCIAL KNOWLEDGE
25.14.1 BUSINESS OVERVIEW
25.14.2 SERVICE OFFERINGS
25.14.3 KEY STRATEGIES
25.14.4 KEY STRENGTHS
25.15 FINFIT
25.15.1 BUSINESS OVERVIEW
25.15.2 SERVICE OFFERINGS
25.15.3 KEY STRATEGIES
25.15.4 KEY STRENGTHS
25.16 FLEXWAGE
25.16.1 BUSINESS OVERVIEW
25.16.2 SERVICE OFFERINGS
25.16.3 KEY STRATEGIES
25.16.4 KEY STRENGTHS
25.17 FUTUREFUEL.IO
25.17.1 BUSINESS OVERVIEW
25.17.2 SERVICE OFFERINGS
25.17.3 KEY STRATEGIES
25.17.4 KEY STRENGTHS
25.18 GOPLAN 101
25.18.1 BUSINESS OVERVIEW
25.18.2 SERVICE OFFERINGS
25.18.3 KEY STRATEGIES
25.18.4 KEY STRENGTHS
25.19 HEALTHCKECK360
25.19.1 BUSINESS OVERVIEW
25.19.2 SERVICE OFFERINGS
25.19.3 KEY STRATEGIES
25.19.4 KEY STRENGTHS
25.20 HOLBERG FINANCIAL
25.20.1 BUSINESS OVERVIEW
25.20.2 SERVICE OFFERINGS
25.20.3 KEY STRATEGIES
25.20.4 KEY STRENGTHS
25.21 HEALTH ADVOCATE
25.21.1 BUSINESS OVERVIEW
25.21.2 SERVICE OFFERINGS
25.21.3 KEY STRATEGIES
25.21.4 KEY STRENGTHS
25.22 INTEGRATED WELLNESS PARTNERS
25.22.1 BUSINESS OVERVIEW
25.22.2 SERVICE OFFERINGS
25.22.3 KEY STRATEGIES
25.22.4 KEY STRENGTHS
25.23 LEARNLUX
25.23.1 BUSINESS OVERVIEW
25.23.2 SERVICE OFFERINGS
25.23.3 KEY STRATEGIES
25.23.4 KEY STRENGTHS
25.24 LIFECENTS
25.24.1 BUSINESS OVERVIEW
25.24.2 SERVICE OFFERINGS
25.24.3 KEY STRATEGIES
25.24.4 KEY STRENGTHS
25.25 LIMEADE
25.25.1 BUSINESS OVERVIEW
25.25.2 SERVICE OFFERINGS
25.25.3 KEY STRATEGIES
25.25.4 KEY STRENGTHS
25.26 MONEY STARTS HERE
25.26.1 BUSINESS OVERVIEW
25.26.2 SERVICE OFFERINGS
25.26.3 KEY STRATEGIES
25.26.4 KEY STRENGTHS
25.27 MY SECURE ADVANTAGE
25.27.1 BUSINESS OVERVIEW
25.27.2 SERVICE OFFERINGS
25.27.3 KEY STRATEGIES
25.27.4 KEY STRENGTHS
25.28 ORIGIN
25.28.1 BUSINESS OVERVIEW
25.28.2 SERVICE OFFERINGS
25.28.3 KEY STRATEGIES
25.28.4 KEY STRENGTHS
25.29 PAYACTIV
25.29.1 BUSINESS OVERVIEW
25.29.2 SERVICE OFFERINGS
25.29.3 KEY STRATEGIES
25.29.4 KEY STRENGTHS
25.30 PRO FINANCIAL HEALTH
25.30.1 BUSINESS OVERVIEW
25.30.2 SERVICE OFFERINGS
25.30.3 KEY STRATEGIES
25.30.4 KEY STRENGTHS
25.31 PURCHASING POWER
25.31.1 BUSINESS OVERVIEW
25.31.2 SERVICE OFFERINGS
25.31.3 KEY STRATEGIES
25.31.4 KEY STRENGTHS
25.32 QUESTIS
25.32.1 BUSINESS OVERVIEW
25.32.2 SERVICE OFFERINGS
25.32.3 KEY STRATEGIES
25.32.4 KEY STRENGTHS
25.33 RAMSEY SOLUTIONS
25.33.1 BUSINESS OVERVIEW
25.33.2 SERVICE OFFERINGS
25.33.3 KEY STRATEGIES
25.33.4 KEY STRENGTHS
25.34 SALARY FINANCE
25.34.1 BUSINESS OVERVIEW
25.34.2 SERVICE OFFERINGS
25.34.3 KEY STRATEGIES
25.34.4 KEY STRENGTHS
25.35 SAVOLOGY
25.35.1 BUSINESS OVERVIEW
25.35.2 SERVICE OFFERINGS
25.35.3 KEY STRATEGIES
25.35.4 KEY STRENGTHS
25.36 SQWIRE
25.36.1 BUSINESS OVERVIEW
25.36.2 SERVICE OFFERINGS
25.36.3 KEY STRATEGIES
25.36.4 KEY STRENGTHS
25.37 SOFI
25.37.1 BUSINESS OVERVIEW
25.37.2 SERVICE OFFERINGS
25.37.3 KEY STRATEGIES
25.37.4 KEY STRENGTHS
25.38 THE FINANCIAL GYM
25.38.1 BUSINESS OVERVIEW
25.38.2 SERVICE OFFERINGS
25.38.3 KEY STRATEGIES
25.38.4 KEY STRENGTHS
25.39 TRANSAMERICA
25.39.1 BUSINESS OVERVIEW
25.39.2 SERVICE OFFERINGS
25.39.3 KEY STRATEGIES
25.39.4 KEY STRENGTHS
25.40 YOUR MONEY LINE
25.40.1 BUSINESS OVERVIEW
25.40.2 SERVICE OFFERINGS
25.40.3 KEY STRATEGIES
25.40.4 KEY STRENGTHS
26 REPORT SUMMARY
26.1 KEY TAKEAWAYS
26.2 STRATEGIC RECOMMENDATIONS
27 QUANTITATIVE SUMMARY
27.1 MARKET BY REGION
27.2 INDUSTRY
27.2.1 MARKET SIZE & FORECAST
27.3 PROGRAM
27.3.1 MARKET SIZE & FORECAST
27.4 END USER
27.4.1 MARKET SIZE & FORECAST
27.5 TYPE
27.5.1 MARKET SIZE & FORECAST
27.6 DELIVERY
27.6.1 MARKET SIZE & FORECAST
28 SOUTH
28.1 INDUSTRY
28.1.1 MARKET SIZE & FORECAST
28.2 PROGRAM
28.2.1 MARKET SIZE & FORECAST
28.3 END USER
28.3.1 MARKET SIZE & FORECAST
28.4 TYPE
28.4.1 MARKET SIZE & FORECAST
28.5 DELIVERY
28.5.1 MARKET SIZE & FORECAST
29 WEST
29.1 INDUSTRY
29.1.1 MARKET SIZE & FORECAST
29.2 PROGRAM
29.2.1 MARKET SIZE & FORECAST
29.3 END USER
29.3.1 MARKET SIZE & FORECAST
29.4 TYPE
29.4.1 MARKET SIZE & FORECAST
29.5 DELIVERY
29.5.1 MARKET SIZE & FORECAST
30 MIDWEST
30.1 INDUSTRY
30.1.1 MARKET SIZE & FORECAST
30.2 PROGRAM
30.2.1 MARKET SIZE & FORECAST
30.3 END USER
30.3.1 MARKET SIZE & FORECAST
30.4 TYPE
30.4.1 MARKET SIZE & FORECAST
30.5 DELIVERY
30.5.1 MARKET SIZE & FORECAST
31 NORTHEAST
31.1 INDUSTRY
31.1.1 MARKET SIZE & FORECAST
31.2 PROGRAM
31.2.1 MARKET SIZE & FORECAST
31.3 END USER
31.3.1 MARKET SIZE & FORECAST
31.4 TYPE
31.4.1 MARKET SIZE & FORECAST
31.5 DELIVERY
31.5.1 MARKET SIZE & FORECAST
32 APPENDIX
32.1 ABBREVIATIONS
LIST OF EXHIBITS
EXHIBIT 1 SEGMENTATION OF US FINANCIAL WELLNESS MARKET
EXHIBIT 2 MARKET SIZE CALCULATION APPROACH 2022
EXHIBIT 3 PREMIUM INSIGHTS OF US FINANCIAL WELLNESS MARKET
EXHIBIT 4 MARKET SNAPSHOT
EXHIBIT 5 EMPLOYMENT STATISTICS IN US
EXHIBIT 6 CHANGE IN REAL GDP IN US 2017-2023 (%)
EXHIBIT 7 FINANCIAL WELLNESS: OVERVIEW
EXHIBIT 8 KEY FINDINGS IN US 2022
EXHIBIT 9 FACTORS LEADING TO INCREASING FOCUS OF EMPLOYERS ON FINANCIAL WELLNESS
EXHIBIT 10 FINANCIAL WELLNESS RESOURCES FROM EMPLOYER
EXHIBIT 11 IMPLICATIONS OF FINANCIAL STRESS AT WORKPLACE IN US
EXHIBIT 12 WELLBEING ACROSS US STATES
EXHIBIT 13 LIFECYCLE STAGE OF CORPORATE WELLNESS MARKET
EXHIBIT 14 EMPLOYERS ROLE ON FINANCIAL WELLNESS
EXHIBIT 15 OVERVIEW OF FINANCIAL WELLNESS
EXHIBIT 16 FINANCIAL WELLNESS DYNAMICS IN US
EXHIBIT 17 EMPLOYER AND EMPLOYEE DYNAMICS REGARDING FINANCIAL WELLNESS IN US 2021
EXHIBIT 18 FINANCIAL WELLNESS: FRAMEWORK
EXHIBIT 19 FINANCIAL STRESS AND HEALTH 2019
EXHIBIT 20 US HEALTHCARE COSTS PER CAPITA PROJECTIONS 2022-2028
EXHIBIT 21 HEALTHCARE EXPENDITURE STATISTICS IN US 1960-2018 ($ BILLION)
EXHIBIT 22 REGIONAL INSIGHTS IN US BY POPULATION 2022
EXHIBIT 23 PROJECTION OF US POPULATION BY 2060 (MILLION)
EXHIBIT 24 PERSONAL SAVINGS AS DISPOSABLE PERSONAL INCOME IN US 2021 (% SHARE)
EXHIBIT 25 MEAN PERSONAL DISPOSABLE INCOME BY REGION ($)
EXHIBIT 26 WAGES AND SALARIES BY PRIVATE & PUBLIC SECTOR IN US 2021 ($ BILLION)
EXHIBIT 27 FINANCIAL WELLNESS DYNAMICS BY GENERATION IN US 2022
EXHIBIT 28 EMPLOYMENT STATISTIC BY RACE/ETHNICITY IN US 2021 (THOUSANDS)
EXHIBIT 29 US POPULATION COMPOSITION BY RACE (BILLION)
EXHIBIT 30 EACH GENERATION IN TODAY'S WORKFORCE (% SHARE)
EXHIBIT 31 KEY DYNAMICS FOR FINANCIAL WELLNESS AMONG WORKFORCE IN US 2020 & 2021
EXHIBIT 32 EMPLOYEE ENGAGEMENT LEVELS BY GENERATION 2019
EXHIBIT 33 GENDER-WISE FINANCIAL GOALS
EXHIBIT 34 OUTLOOK ON FINANCIAL SITUATION
EXHIBIT 35 STATE OF STUDENT LOANS IN US 2020
EXHIBIT 36 IMPACT OF GROWING ROLE OF WELLNESS CHAMPIONS
EXHIBIT 37 ROLE OF WELLNESS CHAMPIONS
EXHIBIT 38 IMPACT OF INCREASING GROWTH IN EARLY WAGE ACCESS
EXHIBIT 39 OVERVIEW OF EARLY WAGE ACCESS
EXHIBIT 40 IMPACT OF HIGH PENETRATION OF GIG ECONOMY IN US
EXHIBIT 41 OVERVIEW OF US GIG ECONOMY
EXHIBIT 42 IMPACT OF SIGNIFICANT INTEREST FROM INVESTMENT COMPANIES
EXHIBIT 43 IMPACT OF LACK OF CLARITY ON FINANCIAL WELLNESS
EXHIBIT 44 IMPACT OF GROWING INFLUENCE OF DATA ANALYTICS IN FINANCIAL WELLNESS
EXHIBIT 45 IMPACT OF RISING FINANCIAL WELLNESS INCENTIVES
EXHIBIT 46 FINANCIAL WELLNESS INCENTIVE STATISTICS
EXHIBIT 47 IMPACT OF ADMINISTRATION OF TARGETED BENEFITS
EXHIBIT 48 IMPACT OF CHANGING WORK DYNAMICS IN US
EXHIBIT 49 IMPACT OF PANDEMIC FUELING DEMAND FOR FINANCIAL WELLNESS
EXHIBIT 50 PERSONAL FINANCIAL CONCERNS & CONDITIONS RELATED TO COVID-19 PANDEMIC
EXHIBIT 51 IMPACT OF INTEGRATING & LEVERAGING EXISTING BENEFITS
EXHIBIT 52 IMPACT OF EMPLOYERS TAKE ONUS FOR EMPLOYEE FINANCIAL WELLNESS
EXHIBIT 53 RISING SENSE OF RESPONSIBILITY AMONG EMPLOYERS IN US
EXHIBIT 54 IMPACT OF MISALIGNMENT IN FINANCIAL WELLNESS OFFERINGS
EXHIBIT 55 REASONS FOR EMPLOYEES NOT USING FINANCIAL WELLNESS BENEFITS OFFERED BY EMPLOYERS
EXHIBIT 56 IMPACT OF FIDUCIARY CONCERNS HINDER EFFORTS
EXHIBIT 57 IMPACT OF ELUSIVE RETURNS ON INVESTMENT
EXHIBIT 58 EMPLOYER OUTLOOK ON FINANCIAL WELLNESS IN TERMS OF VALUE & ROI
EXHIBIT 59 IMPACT OF LOW EMPLOYEE PARTICIPATION & ENGAGEMENT
EXHIBIT 60 CASE OF LACK OF PARTICIPATION & ENGAGEMENT
EXHIBIT 61 COVID-19-LED CHANGES IN FINANCIAL WELLNESS PROGRAMS
EXHIBIT 62 EMPLOYEES USING SERVICES EMPLOYERS PROVIDE TO ASSIST THEIR PERSONAL FINANCES IN US
EXHIBIT 63 DEFINITION OF FINANCIAL WELLNESS & RELEVANCE TO EACH GENERATION
EXHIBIT 64 CORPORATE PROFITS IN US 2012-2021 ($ BILLION)
EXHIBIT 65 OVERVIEW OF PEST ANALYSIS: US
EXHIBIT 66 US FINANCIAL WELLNESS MARKET 2022-2028 ($ MILLION)
EXHIBIT 67 FIVE FORCES ANALYSIS 2022
EXHIBIT 68 INCREMENTAL GROWTH BY PROGRAM 2022 & 2028
EXHIBIT 69 MARKET SHARE BY PROGRAM 2022 & 2028
EXHIBIT 70 US FINANCIAL WELLNESS MARKET BY FINANCIAL PLANNING 2022-2028 ($ MILLION)
EXHIBIT 71 US FINANCIAL WELLNESS MARKET BY FINANCIAL EDUCATION & COUNSELING 2022-2028 ($ MILLION)
EXHIBIT 72 US FINANCIAL WELLNESS MARKET BY RETIREMENT PLANNING 2022-2028 ($ MILLION)
EXHIBIT 73 US FINANCIAL WELLNESS MARKET BY DEBT MANAGEMENT 2022-2028 ($ MILLION)
EXHIBIT 74 US FINANCIAL WELLNESS MARKET BY OTHER PROGRAMS 2022-2028 ($ MILLION)
EXHIBIT 75 INCREMENTAL GROWTH BY END USER 2022 & 2028
EXHIBIT 76 MARKET SHARE BY END USER 2022 & 2028
EXHIBIT 77 CORPORATE WELLNESS MARKET BY FINANCIAL WELLNESS PROGRAM DYNAMICS IN LARGE BUSINESSES
EXHIBIT 78 OVERVIEW OF FINANCIAL WELLNESS IN LARGE BUSINESSES
EXHIBIT 79 US FINANCIAL WELLNESS MARKET BY LARGE BUSINESSES 2022-2028 ($ MILLION)
EXHIBIT 80 OVERVIEW OF FINANCIAL WELLNESS IN MEDIUM-SIZED BUSINESSES
EXHIBIT 81 US FINANCIAL WELLNESS MARKET BY MEDIUM-SIZED BUSINESSES 2022-2028 ($ MILLION)
EXHIBIT 82 SMALL BUSINESSES IN THE US, 2021
EXHIBIT 83 STATEWISE INSIGHTS FOR SMALL BUSINESS IN US 2021
EXHIBIT 84 OVERVIEW OF FINANCIAL WELLNESS AMONG SMALL BUSINESSES
EXHIBIT 85 US FINANCIAL WELLNESS MARKET BY SMALL BUSINESSES 2022-2028 ($ MILLION)
EXHIBIT 86 INCREMENTAL GROWTH BY DELIVERY 2022 & 2028
EXHIBIT 87 MARKET SHARE BY DELIVERY: 2022 & 2028
EXHIBIT 88 US ONE-ON-ONE FINANCIAL WELLNESS MARKET 2022-2028 ($ MILLION)
EXHIBIT 89 ONLINE CHANNELS IN FINANCIAL WELLNESS
EXHIBIT 90 US ONLINE/DIGITAL FINANCIAL WELLNESS MARKET 2022-2028 ($ MILLION)
EXHIBIT 91 US GROUP FINANCIAL WELLNESS MARKET 2022-2028 ($ MILLION)
EXHIBIT 92 INCREMENTAL GROWTH BY TYPE 2022 & 2028
EXHIBIT 93 MARKET SHARE BY TYPE: 2022 & 2028
EXHIBIT 94 US FINANCIAL WELLNESS MARKET BY CONSUMER TOOLS 2022-2028 ($ MILLION)
EXHIBIT 95 US FINANCIAL WELLNESS MARKET BY EMPLOYER TOOLS 2022-2028 ($ MILLION)
EXHIBIT 96 INCREMENTAL GROWTH BY INDUSTRY 2022 & 2028
EXHIBIT 97 MARKET SHARE BY INDUSTRY 2022 & 2028
EXHIBIT 98 KEY STATISTICS FOR US HEALTHCARE INDUSTRY
EXHIBIT 99 FINANCIAL WELLNESS STATISTICS AMONG HEALTHCARE EMPLOYEES 2020
EXHIBIT 100 STATE OF FINANCIAL WELLNESS IN US HEALTHCARE INDUSTRY
EXHIBIT 101 US FINANCIAL WELLNESS MARKET BY HEALTHCARE INDUSTRY 2022-2028 ($ MILLION)
EXHIBIT 102 US FINANCIAL WELLNESS MARKET BY FINANCIAL SERVICES 2022-2028 ($ MILLION)
EXHIBIT 103 US FINANCIAL WELLNESS MARKET BY EDUCATION INDUSTRY 2022-2028 ($ MILLION)
EXHIBIT 104 US FINANCIAL WELLNESS MARKET BY MANUFACTURING INDUSTRY 2022-2028 ($ MILLION)
EXHIBIT 105 US FINANCIAL WELLNESS MARKET BY PUBLIC SECTOR 2022-2028 ($ MILLION)
EXHIBIT 106 US FINANCIAL WELLNESS MARKET BY OTHER INDUSTRIES 2022-2028 ($ MILLION)
EXHIBIT 107 INCREMENTAL GROWTH BY REGION 2022 & 2028
EXHIBIT 108 US FINANCIAL WELLNESS MARKET: REGIONAL INCREMENTAL GROWTH
EXHIBIT 109 EMPLOYMENT FACTS IN TEXAS 2020
EXHIBIT 110 EMPLOYMENT FACTS IN FLORIDA 2020
EXHIBIT 111 SOUTH US FINANCIAL WELLNESS MARKET 2022-2028 ($ BILLION)
EXHIBIT 112 EMPLOYMENT FACTS IN CALIFORNIA 2020
EXHIBIT 113 EMPLOYMENT FACTS FOR WASHINGTON 2020
EXHIBIT 114 WEST US FINANCIAL WELLNESS MARKET 2022-2028 ($ BILLION)
EXHIBIT 115 EMPLOYMENT FACTS IN ILLINOIS 2020
EXHIBIT 116 EMPLOYMENT FACTS IN MICHIGAN 2020
EXHIBIT 117 MIDWEST US FINANCIAL WELLNESS MARKET 2022-2028 ($ BILLION)
EXHIBIT 118 EMPLOYMENT FACTS IN NEW YORK 2020
EXHIBIT 119 EMPLOYMENT FACTS IN NEW JERSEY 2020
EXHIBIT 120 NORTHEAST US FINANCIAL WELLNESS MARKET 2022-2028 ($ BILLION)
EXHIBIT 121 KEY PARAMETERS FOR MARKET COMPETITION
EXHIBIT 122 KEY FACTS ABOUT BANK OF AMERICA MERRILL LYNCH
EXHIBIT 123 KEY FACTS ABOUT FINANCIAL FINESSE
EXHIBIT 124 KEY FACTS ABOUT MERCER
EXHIBIT 125 KEY FACTS ABOUT PRUDENTIAL FINANCIAL
EXHIBIT 126 KEY FACTS ABOUT VIRGIN PULSE
EXHIBIT 127 US FINANCIAL WELLNESS MARKET BY REGION 2022-2028 ($ MILLION)
LIST OF TABLES
TABLE 1 KEY CAVEATS
TABLE 2 CURRENCY CONVERSION 2015?2022
TABLE 3 WORKFORCE BEHAVIOR INSIGHTS ACROSS THREE GENERATIONS
TABLE 4 GAPS IN EMPLOYER'S AND EMPLOYEE'S APPROACH TO FINANCIAL WELLNESS
TABLE 5 US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 6 US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 7 US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 8 US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 9 US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 10 US FINANCIAL WELLNESS MARKET BY FINANCIAL PLANNING 2022-2028 ($ MILLION) (REGION)
TABLE 11 US FINANCIAL WELLNESS MARKET BY FINANCIAL EDUCATION & COUNSELING 2022-2028 ($ MILLION) (REGION)
TABLE 12 US FINANCIAL WELLNESS MARKET BY RETIREMENT PLANNING 2022-2028 ($ MILLION) (REGION)
TABLE 13 US FINANCIAL WELLNESS MARKET BY DEBT MANAGEMENT 2022-2028 ($ MILLION) (REGION)
TABLE 14 US FINANCIAL WELLNESS MARKET BY OTHER PROGRAMS 2022-2028 ($ MILLION) (REGION)
TABLE 15 US FINANCIAL WELLNESS MARKET BY LARGE BUSINESSES 2022-2028 ($ MILLION) (REGION)
TABLE 16 US FINANCIAL WELLNESS MARKET BY MEDIUM-SIZED BUSINESSES 2022-2028 ($ MILLION) (REGION)
TABLE 17 US FINANCIAL WELLNESS MARKET BY SMALL BUSINESSES 2022-2028 ($ MILLION) (REGION)
TABLE 18 US ONE-ON-ONE FINANCIAL WELLNESS MARKET BY REGION 2022-2028 ($ MILLION)
TABLE 19 US ONLINE/DIGITAL BUSINESS FINANCIAL WELLNESS MARKET BY REGION 2022-2028 ($ MILLION)
TABLE 20 US GROUP FINANCIAL WELLNESS MARKET BY REGION 2022-2028 ($ MILLION)
TABLE 21 US FINANCIAL WELLNESS MARKET BY CONSUMER TOOLS 2022-2028 ($ MILLION) (REGION)
TABLE 22 US FINANCIAL WELLNESS MARKET BY EMPLOYER TOOLS 2022-2028 ($ MILLION) (REGION)
TABLE 23 US FINANCIAL WELLNESS MARKET BY HEALTHCARE INDUSTRY 2022-2028 ($ MILLION) (REGION)
TABLE 24 US FINANCIAL WELLNESS MARKET BY FINANCIAL SERVICES 2022-2028 ($ MILLION) (REGION)
TABLE 25 US FINANCIAL WELLNESS MARKET BY EDUCATION INDUSTRY 2022-2028 ($ MILLION) (REGION)
TABLE 26 US FINANCIAL WELLNESS MARKET BY MANUFACTURING INDUSTRY 2022-2028 ($ MILLION) (REGION)
TABLE 27 US FINANCIAL WELLNESS MARKET BY PUBLIC SECTOR 2022-2028 ($ MILLION) (REGION)
TABLE 28 US FINANCIAL WELLNESS MARKET BY OTHER INDUSTRIES 2022-2028 ($ MILLION) (REGION)
TABLE 29 INDUSTRY EMPLOYMENT FEBRUARY 2020-JUNE 2022
TABLE 30 SOUTH US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 31 SOUTH US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 32 SOUTH US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 33 SOUTH US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 34 SOUTH US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 35 WEST US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 36 WEST US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 37 WEST US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 38 WEST US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 39 WEST US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 40 MIDWEST US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 41 MIDWEST US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 42 MIDWEST US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 43 MIDWEST US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 44 MIDWEST US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 45 NORTHEAST US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 46 NORTHEAST US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 47 NORTHEAST US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 48 NORTHEAST US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 49 NORTHEAST US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 50 MARKET RANKING ANALYSIS 2021
TABLE 51 BANK OF AMERICA MERRILL LYNCH: MAJOR SERVICE OFFERINGS
TABLE 52 FINANCIAL FINESSE: MAJOR SERVICE OFFERINGS
TABLE 53 MERCER: MAJOR SERVICE OFFERINGS
TABLE 54 PRUDENTIAL FINANCIAL: MAJOR SERVICE OFFERINGS
TABLE 55 VIRGIN PULSE: MAJOR SERVICE OFFERINGS
TABLE 56 ADURO: MAJOR SERVICE OFFERINGS
TABLE 57 AYCO: MAJOR SERVICE OFFERINGS
TABLE 58 BAYSPORT: MAJOR SERVICE OFFERINGS
TABLE 59 BEACON HEALTH OPTIONS: MAJOR SERVICE OFFERINGS
TABLE 60 BEST MONEY MOVES: MAJOR SERVICE OFFERINGS
TABLE 61 BRIGHTDIME: MAJOR SERVICE OFFERINGS
TABLE 62 BRIGHTPLAN: MAJOR SERVICE OFFERINGS
TABLE 63 BRIGHTSIDE: MAJOR SERVICE OFFERINGS
TABLE 64 DHS GROUP: MAJOR SERVICE OFFERINGS
TABLE 65 EDUKATE: MAJOR SERVICE OFFERINGS
TABLE 66 ENRICH: MAJOR SERVICE OFFERINGS
TABLE 67 EVEN: MAJOR SERVICE OFFERINGS
TABLE 68 FINANCIAL FITNESS GROUP: MAJOR SERVICE OFFERINGS
TABLE 69 FINANCIAL KNOWLEDGE: MAJOR SERVICE OFFERINGS
TABLE 70 FINFIT: MAJOR SERVICE OFFERINGS
TABLE 71 FLEXWAGE: MAJOR SERVICE OFFERINGS
TABLE 72 FUTUREFUEL.IO: MAJOR SERVICE OFFERINGS
TABLE 73 GOPLAN 101: MAJOR SERVICE OFFERINGS
TABLE 74 HEALTHCHECK360: MAJOR SERVICE OFFERINGS
TABLE 75 HOLBERG FINANCIAL: MAJOR SERVICE OFFERINGS
TABLE 76 HEALTH ADVOCATE: MAJOR SERVICE OFFERINGS
TABLE 77 INTEGRATED WELLNESS PARTNERS: MAJOR SERVICE OFFERINGS
TABLE 78 LEARNLUX: MAJOR SERVICE OFFERINGS
TABLE 79 LIFECENTS: MAJOR SERVICE OFFERINGS
TABLE 80 LIMEADE: MAJOR SERVICE OFFERINGS
TABLE 81 MONEY STARTS HERE: MAJOR SERVICE OFFERINGS
TABLE 82 MY SECURE ADVANTAGE: MAJOR SERVICE OFFERINGS
TABLE 83 ORIGIN: MAJOR SERVICE OFFERINGS
TABLE 84 PAYACTIV: MAJOR SERVICE OFFERINGS
TABLE 85 PRO FINANCIAL HEALTH: MAJOR SERVICE OFFERINGS
TABLE 86 PURCHASING POWER: MAJOR SERVICE OFFERINGS
TABLE 87 QUESTIS: MAJOR SERVICE OFFERINGS
TABLE 88 RAMSEY SOLUTIONS: MAJOR SERVICE OFFERINGS
TABLE 89 SALARY FINANCE: MAJOR SERVICE OFFERINGS
TABLE 90 SAVOLOGY: MAJOR SERVICE OFFERINGS
TABLE 91 SQWIRE: MAJOR SERVICE OFFERINGS
TABLE 92 SOFI: MAJOR SERVICE OFFERINGS
TABLE 93 THE FINANCIAL GYM: MAJOR SERVICE OFFERINGS
TABLE 94 TRANSAMERICA: MAJOR SERVICE OFFERINGS
TABLE 95 YOUR MONEY LINE: MAJOR SERVICE OFFERINGS
TABLE 96 US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 97 US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 98 US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 99 US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 100 US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 101 SOUTH US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 102 SOUTH US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 103 SOUTH US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 104 SOUTH US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 105 SOUTH US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 106 WEST US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 107 WEST US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 108 WEST US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 109 WEST US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 110 WEST US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 111 MIDWEST US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 112 MIDWEST US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 113 MIDWEST US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 114 MIDWEST US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 115 MIDWEST US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
TABLE 116 NORTHEAST US FINANCIAL WELLNESS MARKET BY INDUSTRY 2022-2028 ($ MILLION)
TABLE 117 NORTHEAST US FINANCIAL WELLNESS MARKET BY PROGRAM 2022-2028 ($ MILLION)
TABLE 118 NORTHEAST US FINANCIAL WELLNESS MARKET BY END USER 2022-2028 ($ MILLION)
TABLE 119 NORTHEAST US FINANCIAL WELLNESS MARKET BY TYPE 2022-2028 ($ MILLION)
TABLE 120 NORTHEAST US FINANCIAL WELLNESS MARKET BY DELIVERY 2022-2028 ($ MILLION)
- Not Sure / Need Reassuring
- Confirm Content
-
Content is provided by our partners and every effort is made to make Market Report details as clear as possible. If you are not sure the exact content you require is included in this study you can Contact us to double check. To do this you can:
Use the ‘? ASK A QUESTION’ below the license / prices and to the right of this box. This will come directly to our team who will work on dealing with your request as soon as possible.
Write to directly on support@scotts-international.com with details. Please include as much information as possible including the name of report or link so our staff will be able to work on you request.
Telephone us directly on 0048 603 394 346 and an experienced member of team will be on hand to answer.
-
- Sample Pages
-
With the vast majority of our partners we can obtain Sample Pages to support your decision. This is something we can arrange without revealing your personal details.
It is important to note that we will not be able to provide you the exact data or statistics such as Market Size and Forecasts. Sample pages usually confirm the layout or the Categories included in Charts and Graphs, excluding specific data.
To ask for Sample Pages by contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
-
- Check for Alternatives
-
Whilst we try to make our online platform as easy to use as possible there is always the possibility that a better alternative has not been found in your search.
To avoid this possibility Contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346 and a Senior Team Member can review your requirements and send a list of possibilities with opinions and recommendations.
-
- Confirm Content
- Prices / Formats / Delivery
- Prices
-
All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.
Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
-
- Discounts
-
As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.
Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.
To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
-
- Available Currencies
-
Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.
Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.
To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.
-
- Licenses
-
License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
-
- Global Site License
-
The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.
It is important to note that this may exclude Parent Companies or Subsidiaries.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
-
- Formats
-
The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.
If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.
-
- Delivery
-
Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.
Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.
If a delay in delivery is expected you will be informed about it immediately.
-
- Shipping Charges
-
As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.
If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.
-
- Prices
- Ordering
- By Credit Card
-
We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.
Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.
For more information on PayU please visit: https://www.payu.pl/en/about-us
-
- By Money Transfer
-
If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.
With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.
-
- By Credit Card
- Security
- Website security
-
We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.
Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.
-
- Credit Card Security
-
We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.
PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.
-
- Website security