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Switzerland Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update
Market Report I 2025-02-10 I 88 Pages I PayNxt360
According to PayNXT360, BNPL payment market in Switzerland is expected to grow by 12.0% on annual basis to reach US$2,123.9 million in 2025.
The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 19.7%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 8.7% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 1,895.9 million to approximately USD 3,228.6 million.
This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in Switzerland, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.
It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.
PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Key Insights
The BNPL market in Switzerland is expanding rapidly, driven by the strong foundation of traditional "purchase on account" methods, the growing preference for flexible payment options, and the rise of digital commerce. As local providers such as TWINT and Swissbilling innovate to meet consumer demand, international players such as Klarna are also entering the market, intensifying competition. The increasing adoption of BNPL services is expected to enhance the overall shopping experience, giving consumers more control over their payments and boosting merchants' sales.
Over the next few years, the BNPL landscape in Switzerland will continue to evolve, integrating these services into mobile payment platforms and making installment-based payments more seamless and accessible. As competition grows, providers must differentiate themselves through improved user experiences and strategic partnerships with retailers. Regulatory oversight may also become a key factor in ensuring responsible lending practices, balancing innovation with consumer protection to support the sector's sustainable growth.
Rising Adoption of BNPL Services
- Switzerland is experiencing a notable increase in the adoption of BNPL services. Traditional "purchase on account" methods have long been popular, with over 70% of online merchants offering this payment option. Building on this foundation, digital BNPL solutions are gaining traction. For instance, TWINT, in collaboration with Swissbilling, introduced a "Pay Later" function, allowing customers to choose payment within 30 days.
- The surge in BNPL adoption is primarily driven by the rapid growth of e-commerce in Switzerland. Consumers seek flexible payment options that align with their purchasing habits. The convenience of deferring payments without incurring interest appeals to a broad demographic, especially as online shopping becomes more prevalent.
- The BNPL market in Switzerland is projected to continue its upward trajectory. This growth is expected to attract more providers, increasing competition and innovation in payment solutions.
Entry of International BNPL Providers
- The attractiveness of the Swiss market, characterized by high purchasing power and a well-established e-commerce infrastructure, draws international BNPL providers. These companies aim to capitalize on the growing demand for flexible payment solutions and the opportunity to partner with Swiss retailers.
- The entry of international players is expected to intensify competition in the Swiss BNPL market. Consumers will benefit from a wider array of payment options, while local providers may need to innovate and enhance their offerings to maintain market share. This competitive environment will likely drive advancements in user experience and service integration.
Integration of BNPL in Mobile Payment Platforms
- Mobile payment platforms in Switzerland are integrating BNPL functionalities to enhance their service offerings. TWINT's partnership with Swissbilling to offer a "Pay later" option exemplifies this trend, allowing users to defer payments within the app.
- The widespread adoption of smartphones and the increasing use of mobile payment solutions drive this trend. Consumers prefer seamless and convenient payment methods, and integrating BNPL into existing mobile platforms effectively meets this demand.
- Integrating BNPL services into mobile payment platforms is expected to become more prevalent. This development will likely increase user engagement and loyalty as consumers appreciate the added convenience.
Merchants may also see increased sales due to the enhanced purchasing power of customers utilizing BNPL options.
Competitive Landscape and Regulatory Developments in Switzerland's Buy Now, Pay Later (BNPL) Market
The BNPL market in Switzerland is expanding rapidly, supported by the country's strong e-commerce ecosystem and consumer preference for flexible payment solutions. The presence of established local players such as TWINT and Swissbilling, along with international entrants such as Klarna, has increased the availability of installment-based payment options. Additionally, recent launches such as ZoodPay's BNPL solution and major financial mergers, such as UBS's acquisition of Credit Suisse, indicate ongoing shifts in the competitive landscape that could impact the broader alternative lending sector.
Switzerland's BNPL market is expected to see heightened competition, with projections showing continued growth and further market penetration. Regulatory authorities are strengthening oversight to ensure responsible lending, with the Federal Consumer Credit Act reinforcing transparency and creditworthiness assessments. As BNPL adoption rises, providers must navigate increasing regulatory requirements while differentiating their offerings through innovation and strategic partnerships to remain competitive in the evolving financial ecosystem.
Current State of the BNPL Market
- Switzerland's BNPL market is experiencing significant growth, driven by increasing consumer demand for flexible payment solutions and a robust e-commerce sector. Traditional "purchase on account" methods have long been popular, with over 70% of online merchants offering this payment option. Building on this foundation, digital BNPL solutions are gaining traction. Local providers such as TWINT, in collaboration with Swissbilling, have introduced "Pay Later" functions, allowing customers to defer payments within 30 days. International players such as Klarna have also entered the Swiss market, expanding the range of payment options available to consumers.
Key Players and New Entrants
- Switzerland's BNPL market is shaped by a mix of established local providers and international entrants competing for market share. TWINT, in partnership with Swissbilling, has been a key player, integrating BNPL services into its widely used mobile payment platform. At the same time, Klarna, a leading international BNPL provider, has expanded its footprint in Switzerland, offering consumers more flexible payment options across various retail sectors.
- New entrants are also entering the market to capitalize on the growing demand for BNPL services. ZoodPay, a point-of-sale financing platform, launched its BNPL solution in Switzerland in 2023, introducing installment-based payments as an alternative to credit cards. Additionally, financial institutions and fintech firms are exploring BNPL as part of their broader digital finance strategies, signaling continued expansion and innovation in the sector.
Recent Launches, Mergers, and Acquisitions
- The BNPL sector in Switzerland has seen notable developments aimed at enhancing service offerings and market reach. In 2023, ZoodPay, a point-of-sale financing platform, launched its BNPL solution in Switzerland, allowing consumers to purchase products and pay in monthly installments as an alternative to traditional credit cards.
- Additionally, the merger between UBS and Credit Suisse, finalized in June 2023, has significant implications for the alternative lending market, potentially reshaping the competitive dynamics within the sector.
Regulatory Changes
- In response to the rapid proliferation of BNPL services, Swiss regulatory authorities have taken steps to ensure consumer protection and financial stability. The Federal Consumer Credit Act (FCCA) applies to BNPL agreements, mandating that providers assess consumers' creditworthiness and adhere to transparency requirements regarding terms and conditions. Recent updates to the FCCA have focused on preventing over-indebtedness among consumers, with stricter enforcement of responsible lending practices.
1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer
2 Switzerland Buy Now Pay Later Industry Attractiveness
2.1 Switzerland Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 Switzerland Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 Switzerland Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 Switzerland Buy Now Pay Later Market Share Analysis by Key Players, 2024
3 Switzerland Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030
4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030
5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030
6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030
7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030
8 Switzerland Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030
9 Switzerland Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024
10 Switzerland Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 Switzerland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 Switzerland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 Switzerland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030
11 Switzerland Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 Switzerland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 Switzerland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 Switzerland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 Switzerland Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 Switzerland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 Switzerland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 Switzerland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030
12 Switzerland Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 Switzerland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 Switzerland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 Switzerland Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030
13 Switzerland Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 Switzerland Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 Switzerland Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 Switzerland Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030
14 Switzerland Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 Switzerland Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 Switzerland Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 Switzerland Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030
15 Switzerland Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 Switzerland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 Switzerland Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 Switzerland Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030
16 Switzerland Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 Switzerland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 Switzerland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 Switzerland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030
17 Switzerland Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 Switzerland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 Switzerland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 Switzerland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030
18 Switzerland Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 Switzerland Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 Switzerland Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 Switzerland Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030
19 Switzerland Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 Switzerland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 Switzerland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 Switzerland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 Switzerland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 Switzerland Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 Switzerland Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 Switzerland Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 Switzerland Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024
20 Further Reading
20.1 About PayNXT360
20.2 Related Research
Table 1: Switzerland Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: Switzerland Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: Switzerland Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: Switzerland Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: Switzerland Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: Switzerland Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: Switzerland Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: Switzerland Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: Switzerland Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: Switzerland Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: Switzerland Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: Switzerland Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: Switzerland Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: Switzerland Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: Switzerland Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: Switzerland Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: Switzerland Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: Switzerland Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: Switzerland Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: Switzerland Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: Switzerland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: Switzerland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: Switzerland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: Switzerland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: Switzerland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: Switzerland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: Switzerland Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: Switzerland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: Switzerland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: Switzerland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: Switzerland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: Switzerland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: Switzerland Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: Switzerland Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: Switzerland Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: Switzerland Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: Switzerland Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: Switzerland Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: Switzerland Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: Switzerland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: Switzerland Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: Switzerland Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: Switzerland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: Switzerland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: Switzerland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: Switzerland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: Switzerland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: Switzerland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: Switzerland Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: Switzerland Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: Switzerland Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: Switzerland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: Switzerland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: Switzerland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: Switzerland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: Switzerland Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: Switzerland Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: Switzerland Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 1: PayNXT360's Methodology Framework
Figure 2: Switzerland Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: Switzerland Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: Switzerland Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: Switzerland Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: Switzerland Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: Switzerland Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: Switzerland Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: Switzerland Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: Switzerland Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: Switzerland Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: Switzerland Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: Switzerland Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: Switzerland Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: Switzerland Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: Switzerland Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: Switzerland Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: Switzerland Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: Switzerland Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: Switzerland Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: Switzerland Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: Switzerland Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: Switzerland Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: Switzerland Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: Switzerland Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: Switzerland Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: Switzerland Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: Switzerland Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: Switzerland Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: Switzerland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: Switzerland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: Switzerland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: Switzerland Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: Switzerland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: Switzerland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: Switzerland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: Switzerland Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: Switzerland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: Switzerland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: Switzerland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: Switzerland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: Switzerland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: Switzerland Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: Switzerland Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: Switzerland Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: Switzerland Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: Switzerland Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: Switzerland Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: Switzerland Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: Switzerland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: Switzerland Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: Switzerland Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: Switzerland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: Switzerland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: Switzerland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: Switzerland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: Switzerland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: Switzerland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: Switzerland Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: Switzerland Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: Switzerland Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: Switzerland Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: Switzerland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: Switzerland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: Switzerland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: Switzerland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: Switzerland Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: Switzerland Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: Switzerland Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: Switzerland Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: Switzerland Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: Switzerland Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: Switzerland Buy Now Pay Later - Monthly Expense Segments, 2024
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All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.
Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Discounts
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As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.
Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.
To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Available Currencies
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Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.
Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.
To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.
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- Licenses
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License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Global Site License
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The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.
It is important to note that this may exclude Parent Companies or Subsidiaries.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Formats
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The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.
If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.
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- Delivery
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Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.
Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.
If a delay in delivery is expected you will be informed about it immediately.
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- Shipping Charges
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As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.
If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.
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- Prices
- Ordering
- By Credit Card
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We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.
Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.
For more information on PayU please visit: https://www.payu.pl/en/about-us
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- By Money Transfer
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If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.
With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.
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- By Credit Card
- Security
- Website security
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We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.
Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.
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- Credit Card Security
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We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.
PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.
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- Website security