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Singapore Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update

Market Report I 2025-02-10 I 88 Pages I PayNxt360

According to PayNXT360, BNPL payment market in Singapore is expected to grow by 11.1% on annual basis to reach US$1,328.4 million in 2025.

The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 19.3%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 7.9% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 1,195.7 million to approximately USD 1,947.3 million.

This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in Singapore, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.

It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.

PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.

Key Insights

Singapore's BNPL market is undergoing rapid growth, driven by increasing consumer demand for flexible payment solutions and digital commerce expansion. The sector's adoption is fueled by e-commerce, consumer preference for alternative credit, and the integration of BNPL into non-traditional sectors such as transportation. As BNPL services extend beyond retail into daily essential services, they are becoming a key component of Singapore's digital payments ecosystem.

Over the next few years, competition in the BNPL space will intensify, with more providers entering the market and forming strategic partnerships. ShopBack's acquisition of Hoolah highlights the trend of consolidation and collaboration among BNPL players. As the industry matures, innovation in payment solutions and regulatory developments will shape the market, ensuring that BNPL remains a widely adopted and sustainable financial tool in Singapore's evolving financial landscape.

Rapid Adoption of BNPL Services

- The rising adoption of BNPL is largely driven by consumers seeking more flexible and interest-free payment options to manage their purchases. As digital payments gain traction, BNPL services are becoming integral to Singapore's financial ecosystem, particularly in online retail and everyday transactions.
- E-commerce growth has significantly accelerated BNPL adoption as more consumers opt for installment-based payments instead of upfront costs. Additionally, the preference for alternative credit solutions is increasing, as BNPL provides a transparent and accessible option compared to traditional credit cards. These factors have encouraged BNPL providers to expand their reach, forming partnerships with merchants across various sectors to capture a larger market share.
- Companies will likely introduce more innovative BNPL models and diversify their offerings to cater to wider consumer needs. As adoption intensifies, regulatory frameworks and responsible lending practices will also play a critical role in shaping the future of BNPL services in Singapore.

Integration of BNPL into Various Sectors

- Expanding BNPL services beyond retail into sectors such as transportation and utilities is reshaping Singapore's digital payment landscape. Grab's introduction of 'PayLater' allows consumers to defer payments across its various services, including ride-hailing, food delivery, and digital payments. This diversification highlights the increasing role of BNPL in everyday transactions, making installment-based payments more accessible beyond traditional shopping.
- The primary driver of this trend is the growing need for flexible financing solutions for essential services. By offering BNPL options for transportation and utilities, providers enable consumers to manage their expenses more effectively, reducing financial strain. This shift is also supported by the broader adoption of digital payment ecosystems, where consumers expect seamless and convenient financing options integrated into their daily lives.
- Over the next few years, BNPL's integration into multiple sectors will accelerate the transition toward a cashless society. As adoption grows, more service providers will likely introduce BNPL options to attract and retain customers. This expansion could also increase consumer spending, as installment-based payment models encourage higher transaction values and greater financial inclusion across different income groups.

Strategic Partnerships Enhancing BNPL Reach

- Strategic partnerships are crucial in expanding the reach of BNPL services in Singapore. ShopBack's acquisition of Hoolah exemplifies how BNPL providers are consolidating and forming alliances to strengthen their market presence. By integrating BNPL services with cashback and rewards programs, such collaborations enhance consumer engagement and expand the use of installment-based payment options.
- The main driver behind these partnerships is the opportunity to leverage established customer bases and merchant networks for rapid market expansion. By integrating BNPL with existing financial and retail ecosystems, providers can offer more seamless payment solutions while diversifying their services. These alliances also create synergies between fintech companies, payment platforms, and retailers, helping BNPL providers scale more efficiently in a competitive market.
- Over the next few years, BNPL partnerships are expected to increase the visibility and mainstream acceptance of installment-based payments. As more companies integrate BNPL into their service offerings, competition will drive further innovation in payment solutions and customer experience. This trend will likely contribute to the long-term sustainability of BNPL in Singapore, making it a widely accepted alternative to traditional credit.

Competitive Landscape and Regulatory Developments in Singapore's Buy Now, Pay Later (BNPL) Market

Singapore's BNPL market is expanding rapidly, fueled by the rise of e-commerce and changing consumer preferences for flexible payment options. Established players such as Atome, GrabPay, and Rely drive competition, while recent mergers and acquisitions, such as Pace Enterprise's acquisition of Rely, indicate a trend toward market consolidation. As the sector matures, BNPL providers are expected to enhance their service offerings and form strategic partnerships to capture a larger share of the growing market.

Looking ahead, regulatory oversight will play a crucial role in shaping the BNPL landscape in Singapore. While the industry operates under a self-regulated framework supported by MAS, stricter compliance requirements may emerge to ensure responsible lending and consumer protection. As competition intensifies and regulatory frameworks evolve, BNPL providers will need to focus on innovation and sustainable business practices to maintain growth and remain competitive

Current State of the BNPL Market

- Singapore's BNPL market is expanding rapidly, fueled by the growth of e-commerce and shifting consumer preferences toward flexible payment solutions. As more consumers seek interest-free installment options, BNPL providers integrate their services across various retail and digital platforms.
- BNPL is set to become a key component of Singapore's digital financial ecosystem. The increasing adoption of cashless transactions and alternative credit solutions will continue driving BNPL expansion. As competition intensifies, providers will likely introduce new features and partnerships to enhance accessibility and capture a larger share of the growing market.

Key Players and New Entrants

- Atome: A leading BNPL provider in Singapore, Atome offers consumers the flexibility to split their purchases into interest-free installments.
- GrabPay: Integrated within the Grab ecosystem, GrabPay provides BNPL options, allowing users to defer payments across various services, including transportation and food delivery.
- Hoolah: Before its acquisition by ShopBack, Hoolah was a notable BNPL provider in Singapore, enabling consumers to make purchases and pay in installments.
- Rely: Rely offers BNPL services, allowing consumers to split their purchases into interest-free installments.

Outlook

- Over the next 2-4 years, the BNPL market in Singapore is expected to continue its expansion, driven by ongoing digitalization and increasing consumer demand for flexible payment options. However, the competitive landscape will likely intensify as new entrants emerge and existing players enhance their offerings. Regulatory scrutiny is also anticipated to increase, with the potential for more stringent guidelines to ensure responsible lending practices and consumer protection. Providers must navigate this evolving environment by focusing on innovation, strategic partnerships, and compliance with regulatory standards to maintain and grow their market share.

Regulatory Changes

- In response to the rapid growth of BNPL services and potential consumer risks, the Monetary Authority of Singapore (MAS) has been closely monitoring the sector. MAS supports effective industry self-regulation through a BNPL Code of Conduct, which includes safeguards such as age restrictions and credit limits to mitigate the risk of consumers accumulating excessive debt.

1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer

2 Singapore Buy Now Pay Later Industry Attractiveness
2.1 Singapore Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 Singapore Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 Singapore Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 Singapore Buy Now Pay Later Market Share Analysis by Key Players, 2024

3 Singapore Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030

4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030

5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030

6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030

7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030

8 Singapore Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030

9 Singapore Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024

10 Singapore Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 Singapore Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 Singapore Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 Singapore Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030

11 Singapore Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 Singapore Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 Singapore Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 Singapore Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 Singapore Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 Singapore Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 Singapore Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 Singapore Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030

12 Singapore Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 Singapore Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 Singapore Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 Singapore Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030

13 Singapore Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 Singapore Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 Singapore Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 Singapore Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030

14 Singapore Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 Singapore Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 Singapore Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 Singapore Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030

15 Singapore Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 Singapore Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 Singapore Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 Singapore Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030

16 Singapore Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 Singapore Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 Singapore Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 Singapore Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030

17 Singapore Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 Singapore Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 Singapore Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 Singapore Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030

18 Singapore Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 Singapore Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 Singapore Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 Singapore Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030

19 Singapore Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 Singapore Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 Singapore Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 Singapore Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 Singapore Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 Singapore Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 Singapore Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 Singapore Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 Singapore Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024

20 Further Reading
20.1 About PayNXT360
20.2 Related Research

Table 1: Singapore Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: Singapore Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: Singapore Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: Singapore Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: Singapore Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: Singapore Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: Singapore Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: Singapore Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: Singapore Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: Singapore Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: Singapore Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: Singapore Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: Singapore Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: Singapore Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: Singapore Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: Singapore Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: Singapore Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: Singapore Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: Singapore Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: Singapore Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: Singapore Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: Singapore Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: Singapore Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: Singapore Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: Singapore Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: Singapore Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: Singapore Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: Singapore Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: Singapore Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: Singapore Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: Singapore Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: Singapore Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: Singapore Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: Singapore Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: Singapore Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: Singapore Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: Singapore Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: Singapore Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: Singapore Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: Singapore Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: Singapore Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: Singapore Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: Singapore Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: Singapore Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: Singapore Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: Singapore Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: Singapore Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: Singapore Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: Singapore Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: Singapore Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: Singapore Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: Singapore Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: Singapore Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: Singapore Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: Singapore Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: Singapore Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: Singapore Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: Singapore Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030

Figure 1: PayNXT360's Methodology Framework
Figure 2: Singapore Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: Singapore Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: Singapore Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: Singapore Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: Singapore Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: Singapore Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: Singapore Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: Singapore Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: Singapore Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: Singapore Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: Singapore Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: Singapore Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: Singapore Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: Singapore Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: Singapore Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: Singapore Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: Singapore Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: Singapore Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: Singapore Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: Singapore Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: Singapore Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: Singapore Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: Singapore Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: Singapore Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: Singapore Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: Singapore Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: Singapore Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: Singapore Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: Singapore Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: Singapore Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: Singapore Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: Singapore Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: Singapore Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: Singapore Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: Singapore Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: Singapore Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: Singapore Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: Singapore Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: Singapore Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: Singapore Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: Singapore Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: Singapore Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: Singapore Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: Singapore Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: Singapore Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: Singapore Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: Singapore Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: Singapore Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: Singapore Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: Singapore Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: Singapore Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: Singapore Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: Singapore Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: Singapore Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: Singapore Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: Singapore Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: Singapore Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: Singapore Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: Singapore Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: Singapore Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: Singapore Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: Singapore Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: Singapore Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: Singapore Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: Singapore Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: Singapore Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: Singapore Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: Singapore Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: Singapore Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: Singapore Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: Singapore Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: Singapore Buy Now Pay Later - Monthly Expense Segments, 2024

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        To avoid this possibility Contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346 and a Senior Team Member can review your requirements and send a list of possibilities with opinions and recommendations.

  • Prices / Formats / Delivery
    • Prices
      • All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.

        Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.

    • Discounts
      • As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.

        Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.

        To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.

    • Available Currencies
      • Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.

        Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.

        To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.

    • Licenses
      • License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.

        If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.

    • Global Site License
      • The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.

        It is important to note that this may exclude Parent Companies or Subsidiaries.

        If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.

    • Formats
      • The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.

        If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.

    • Delivery
      • Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.

        Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.

        If a delay in delivery is expected you will be informed about it immediately.

    • Shipping Charges
      • As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.

        If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.

  • Ordering
    • By Credit Card
      • We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.

        Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.

        For more information on PayU please visit: https://www.payu.pl/en/about-us

    • By Money Transfer
      • If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.

        With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.

  • Security
    • Website security
      • We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.

        Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.

    • Credit Card Security
      • We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.

        PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.

PLEASE SELECT LICENSE