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Report
Saudi Arabia Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update
Market Report I 2025-02-10 I 88 Pages I PayNxt360
According to PayNXT360, BNPL payment market in Saudi Arabia is expected to grow by 13.5% on annual basis to reach US$1,489.1 million in 2025.
The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 23.0%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 9.7% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 1,311.8 million to approximately USD 2,365.9 million.
This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in Saudi Arabia, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.
It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.
PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Key Insights
The BNPL market in Saudi Arabia is set to expand significantly, driven by rapid digitalization, changing consumer preferences, and increasing competition among providers. The growing comfort with digital transactions, particularly among younger demographics, has made BNPL a preferred alternative to traditional credit options. As a result, retailers and financial service providers are integrating BNPL solutions to cater to this demand, fostering greater adoption and reshaping payment behaviors in the country.
Over the next few years, the competitive landscape will continue evolving, with local and international players enhancing their offerings to gain market share. While innovation and expansion will provide consumers with more flexible payment solutions, regulatory oversight will be crucial in ensuring responsible lending practices. As BNPL services become more mainstream, a balanced approach between market growth and financial stability will be key to the sector's long-term sustainability in Saudi Arabia.
Rapid Adoption of BNPL Services
- Saudi Arabia is witnessing a significant increase in the adoption of BNPL services. This growth is evident as consumers increasingly prefer flexible payment options over traditional credit methods. Local BNPL providers such as Tamara and Tabby have gained substantial traction by partnering with numerous retailers across various sectors, including fashion, electronics, and home goods. These partnerships have made BNPL options more accessible to a broad consumer base.
- This growth is likely to be fueled by ongoing digital transformation initiatives and consumers' increasing preference for cashless transactions.
Demographic Shifts Favoring BNPL Usage
- Younger demographics, particularly Millennials and Generation Z, are increasingly utilizing BNPL services in Saudi Arabia. These tech-savvy consumers prefer alternative payment methods that offer flexibility and convenience over traditional credit options.
- Younger consumers' preference for BNPL is driven by their comfort with digital platforms and desire for financial products that align with their spending habits. Managing expenses without incurring interest charges makes BNPL an attractive option for this demographic. Additionally, the widespread use of smartphones and the internet facilitates easy access to BNPL services.
- As the purchasing power of younger consumers increases, BNPL usage is expected to rise correspondingly. Merchants will likely integrate BNPL options more prominently to cater to this growing demand, potentially leading to higher sales volumes and increased customer loyalty. However, providers must promote responsible spending to prevent over-indebtedness among young consumers.
Expansion of BNPL Providers and Services
- The BNPL landscape in Saudi Arabia is becoming increasingly competitive, with both local and international players entering the market. Companies such as Tamara, Tabby, Spotti, Postpay, and Telr have established a presence, offering various BNPL solutions to consumers.
- The burgeoning e-commerce market and the increasing demand for flexible payment options have attracted BNPL providers to Saudi Arabia. The country's relatively low credit card penetration presents an opportunity for BNPL services to fill the credit access gap. Additionally, the Central Bank of Saudi Arabia has made it essential for all BNPL enterprises to obtain a permit, ensuring a regulated environment that encourages new entrants.
- The competitive landscape is expected to drive innovation among BNPL providers, leading to more tailored and diverse offerings. Consumers will benefit from a wider array of payment solutions, potentially increasing overall spending and further stimulating the retail sector. However, increased competition may also lead to consolidation in the market as providers strive for profitability and market share.
Competitive Landscape and Regulatory Developments in Saudi Arabia's Buy Now, Pay Later (BNPL) Market
The BNPL market in Saudi Arabia is undergoing significant expansion, driven by established players such as Tamara and Tabby, alongside new entrants such as Postpay and Spotti. Strategic acquisitions and product launches, such as Tamara's acquisition of PayTabs and ToYou's entry into BNPL, indicate a competitive and evolving landscape. As the market matures, providers will likely focus on enhancing their technological capabilities and forming new partnerships to differentiate their offerings and capture a larger share of the growing consumer base.
SAMA introduced regulatory developments in December 2023 that are expected to shape the future of BNPL in Saudi Arabia by ensuring responsible lending practices and consumer protection. These regulations will likely increase confidence in the sector, attracting further investment and enabling sustainable growth. While stricter compliance requirements may challenge smaller players, they will create a more structured environment that fosters stability and long-term expansion in the Saudi BNPL market.
Current State of the BNPL Market
- The BNPL market in Saudi Arabia has experienced rapid growth, driven by increasing consumer demand for flexible payment solutions and digital commerce expansion. Local players such as Tamara and Tabby have established strong market positions by partnering with major retailers, while international entrants such as Postpay and Spotti have intensified competition. As BNPL adoption rises, the market continues to evolve, with more players offering installment-based financing options across various sectors, including fashion, electronics, and travel.
- The sector is expected to maintain strong growth in the coming years. The regulatory environment is also evolving, with the Saudi Central Bank (SAMA) introducing new guidelines to ensure consumer protection and financial stability. As digital payment adoption increases and consumer preferences shift towards interest-free installment options, the BNPL market is set to play a more significant role in the country's retail and financial ecosystem.
Key Players and New Entrants
- Saudi Arabia's BNPL market is led by prominent local players such as Tamara and Tabby, who have secured strong partnerships with major retailers and e-commerce platforms. These companies offer flexible installment options, catering to a growing consumer base seeking alternatives to traditional credit. International players such as Postpay and Spotti have also entered the market, increasing competition and diversifying the available BNPL solutions for Saudi consumers.
- New entrants and financial institutions are actively exploring BNPL opportunities to capitalize on the sector's rapid expansion. The launch of BNPL services by ToYou, a Saudi-based super app, in 2023 highlights the increasing interest from digital platforms in integrating installment-based payments. Additionally, Tamara's acquisition of PayTabs in 2024 signals a shift towards consolidation and infrastructure enhancement, indicating that competition will continue to drive innovation in the BNPL space over the coming years.
Recent Launches, Mergers, and Acquisitions
- The Saudi BNPL market has seen significant developments through strategic acquisitions and product launches to strengthen market positions and expand service capabilities. In early 2024, Tamara's acquisition of PayTabs marked a major step in enhancing its payment processing infrastructure, allowing it to offer more seamless transactions and broaden its service offerings. This move reflects the growing emphasis on improving operational efficiency and scaling BNPL services in the country's digital payment ecosystem.
Outlook
- The BNPL market in Saudi Arabia is expected to see heightened competition as established providers and new entrants expand their offerings to capture a growing consumer base. This growth trajectory indicates a strong demand for BNPL services, making it a key expansion area for fintech companies and financial institutions.
- As the market matures, increased investments and regulatory oversight will shape the sector's future direction. BNPL providers are expected to explore new verticals, such as healthcare, travel, and education financing, to diversify their revenue streams. Competition may also drive consolidation among smaller players while larger firms seek strategic partnerships to strengthen their market presence. The evolving landscape will provide consumers with tailored BNPL solutions while ensuring responsible lending practices through regulatory frameworks.
Regulatory Changes
- Implementing these regulations aims to promote sustainable growth in the BNPL sector by ensuring that companies adhere to prudent operational standards. By establishing clear guidelines, SAMA seeks to balance the encouragement of financial innovation with the imperative of consumer protection. This regulatory clarity is expected to foster greater confidence among consumers and investors, potentially leading to increased adoption of BNPL services and further investments in the sector.
1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer
2 Saudi Arabia Buy Now Pay Later Industry Attractiveness
2.1 Saudi Arabia Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 Saudi Arabia Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 Saudi Arabia Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 Saudi Arabia Buy Now Pay Later Market Share Analysis by Key Players, 2024
3 Saudi Arabia Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030
4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030
5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030
6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030
7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030
8 Saudi Arabia Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030
9 Saudi Arabia Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024
10 Saudi Arabia Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 Saudi Arabia Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 Saudi Arabia Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 Saudi Arabia Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030
11 Saudi Arabia Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 Saudi Arabia Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 Saudi Arabia Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 Saudi Arabia Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 Saudi Arabia Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 Saudi Arabia Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 Saudi Arabia Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 Saudi Arabia Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030
12 Saudi Arabia Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 Saudi Arabia Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 Saudi Arabia Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 Saudi Arabia Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030
13 Saudi Arabia Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 Saudi Arabia Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 Saudi Arabia Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 Saudi Arabia Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030
14 Saudi Arabia Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 Saudi Arabia Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 Saudi Arabia Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 Saudi Arabia Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030
15 Saudi Arabia Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 Saudi Arabia Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 Saudi Arabia Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 Saudi Arabia Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030
16 Saudi Arabia Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 Saudi Arabia Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 Saudi Arabia Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 Saudi Arabia Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030
17 Saudi Arabia Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030
18 Saudi Arabia Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 Saudi Arabia Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 Saudi Arabia Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 Saudi Arabia Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030
19 Saudi Arabia Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 Saudi Arabia Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 Saudi Arabia Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 Saudi Arabia Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 Saudi Arabia Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 Saudi Arabia Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 Saudi Arabia Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 Saudi Arabia Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 Saudi Arabia Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024
20 Further Reading
20.1 About PayNXT360
20.2 Related Research
Table 1: Saudi Arabia Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: Saudi Arabia Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: Saudi Arabia Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: Saudi Arabia Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: Saudi Arabia Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: Saudi Arabia Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: Saudi Arabia Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: Saudi Arabia Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: Saudi Arabia Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: Saudi Arabia Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: Saudi Arabia Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: Saudi Arabia Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: Saudi Arabia Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: Saudi Arabia Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: Saudi Arabia Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: Saudi Arabia Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: Saudi Arabia Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: Saudi Arabia Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: Saudi Arabia Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: Saudi Arabia Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: Saudi Arabia Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: Saudi Arabia Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: Saudi Arabia Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: Saudi Arabia Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: Saudi Arabia Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: Saudi Arabia Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: Saudi Arabia Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: Saudi Arabia Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: Saudi Arabia Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: Saudi Arabia Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: Saudi Arabia Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: Saudi Arabia Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: Saudi Arabia Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: Saudi Arabia Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: Saudi Arabia Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: Saudi Arabia Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: Saudi Arabia Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: Saudi Arabia Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: Saudi Arabia Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: Saudi Arabia Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: Saudi Arabia Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: Saudi Arabia Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: Saudi Arabia Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: Saudi Arabia Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: Saudi Arabia Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: Saudi Arabia Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: Saudi Arabia Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: Saudi Arabia Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: Saudi Arabia Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: Saudi Arabia Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: Saudi Arabia Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: Saudi Arabia Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: Saudi Arabia Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: Saudi Arabia Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: Saudi Arabia Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 1: PayNXT360's Methodology Framework
Figure 2: Saudi Arabia Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: Saudi Arabia Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: Saudi Arabia Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: Saudi Arabia Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: Saudi Arabia Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: Saudi Arabia Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: Saudi Arabia Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: Saudi Arabia Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: Saudi Arabia Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: Saudi Arabia Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: Saudi Arabia Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: Saudi Arabia Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: Saudi Arabia Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: Saudi Arabia Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: Saudi Arabia Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: Saudi Arabia Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: Saudi Arabia Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: Saudi Arabia Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: Saudi Arabia Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: Saudi Arabia Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: Saudi Arabia Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: Saudi Arabia Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: Saudi Arabia Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: Saudi Arabia Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: Saudi Arabia Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: Saudi Arabia Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: Saudi Arabia Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: Saudi Arabia Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: Saudi Arabia Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: Saudi Arabia Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: Saudi Arabia Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: Saudi Arabia Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: Saudi Arabia Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: Saudi Arabia Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: Saudi Arabia Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: Saudi Arabia Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: Saudi Arabia Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: Saudi Arabia Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: Saudi Arabia Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: Saudi Arabia Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: Saudi Arabia Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: Saudi Arabia Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: Saudi Arabia Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: Saudi Arabia Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: Saudi Arabia Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: Saudi Arabia Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: Saudi Arabia Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: Saudi Arabia Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: Saudi Arabia Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: Saudi Arabia Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: Saudi Arabia Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: Saudi Arabia Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: Saudi Arabia Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: Saudi Arabia Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: Saudi Arabia Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: Saudi Arabia Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: Saudi Arabia Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: Saudi Arabia Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: Saudi Arabia Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: Saudi Arabia Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: Saudi Arabia Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: Saudi Arabia Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: Saudi Arabia Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: Saudi Arabia Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: Saudi Arabia Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: Saudi Arabia Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: Saudi Arabia Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: Saudi Arabia Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: Saudi Arabia Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: Saudi Arabia Buy Now Pay Later - Monthly Expense Segments, 2024
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Content is provided by our partners and every effort is made to make Market Report details as clear as possible. If you are not sure the exact content you require is included in this study you can Contact us to double check. To do this you can:
Use the ‘? ASK A QUESTION’ below the license / prices and to the right of this box. This will come directly to our team who will work on dealing with your request as soon as possible.
Write to directly on support@scotts-international.com with details. Please include as much information as possible including the name of report or link so our staff will be able to work on you request.
Telephone us directly on 0048 603 394 346 and an experienced member of team will be on hand to answer.
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- Sample Pages
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With the vast majority of our partners we can obtain Sample Pages to support your decision. This is something we can arrange without revealing your personal details.
It is important to note that we will not be able to provide you the exact data or statistics such as Market Size and Forecasts. Sample pages usually confirm the layout or the Categories included in Charts and Graphs, excluding specific data.
To ask for Sample Pages by contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Check for Alternatives
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Whilst we try to make our online platform as easy to use as possible there is always the possibility that a better alternative has not been found in your search.
To avoid this possibility Contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346 and a Senior Team Member can review your requirements and send a list of possibilities with opinions and recommendations.
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- Confirm Content
- Prices / Formats / Delivery
- Prices
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All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.
Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Discounts
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As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.
Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.
To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Available Currencies
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Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.
Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.
To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.
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- Licenses
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License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Global Site License
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The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.
It is important to note that this may exclude Parent Companies or Subsidiaries.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Formats
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The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.
If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.
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- Delivery
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Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.
Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.
If a delay in delivery is expected you will be informed about it immediately.
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- Shipping Charges
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As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.
If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.
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- Prices
- Ordering
- By Credit Card
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We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.
Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.
For more information on PayU please visit: https://www.payu.pl/en/about-us
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- By Money Transfer
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If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.
With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.
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- By Credit Card
- Security
- Website security
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We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.
Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.
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- Credit Card Security
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We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.
PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.
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- Website security