RCI Banque SA - Strategic SWOT Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence and Operational KPI's, and Recent Trends
Company Report I 2025-06-20 I 85 Pages I Quaintel Research
Report Summary
RCI Banque SA - Strategic SWOT Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence and Operational KPI's, and Recent Trends is a comprehensive and easily accessible overview of RCI Banque SA 's business operations. It provides a detailed analysis of the company's strategic standing, as well as its position in the industry compared to competitors. The report includes several key features to facilitate decision-making and provide insights into the company's performance.
The report begins with in-depth information about RCI Banque SA including key insights, business segments, key executives, locations, products and services, historical events, corporate strategy, and management discussions. This section provides a solid foundation for understanding the company's key attributes.
Next, the report assesses RCI Banque SA's strategic standing through various analyses. The ESG spotlight evaluates the company's environmental, social, and governance performance, providing insights into its sustainability efforts and ethical practices. The SWOT analysis examines the company's internal strengths and weaknesses, as well as external opportunities and threats. By integrating these strategic analyses, the report offers a comprehensive understanding of RCI Banque SA's overall strategic standing and supports informed decision-making and strategic planning.
Finally, the report includes recent news and deal activities undertaken by RCI Banque SA enhancing awareness of the company's business trends, growth perspectives, and more.
Key Highlights
RCI Banque SA, established in 1974, is a leading global financial services provider headquartered in Paris, France. The company operates as a fully owned subsidiary of the Renault Group and specializes in automotive financing, insurance, and related services. Mobilize Financial Services offers a comprehensive range of financial products to customers and dealers of Renault Group brands, including Renault, Dacia, Alpine, and Mobilize, as well as Nissan and Mitsubishi in select European markets.
The company operates in 35 countries, providing vehicle financing, operational leasing, insurance solutions, and savings products tailored to the automotive industry. In 2024, Mobilize Financial Services financed over 1.2 million vehicles and sold 3.7 million service contracts, reflecting its significant impact on supporting sustainable mobility and meeting customer needs in the automotive sector.
RCI Banque SA in the News:-
- 29-Jan-2025 - Highest recommendation: Mobilize Financial Services is the bank test winner
- 20-Dec-2024 - Mobilize Financial Services is "Car Bank of the Year 2024"
- 19-Dec-2024 - Wishing tree in Neuss: Bringing joy to other people together
- 31-Oct-2024 - Karsten Borkowsky becomes new General Director of Mobilize Financial Services Germany
- 01-Oct-2024 - Mobilize Financial Services is one of Germany's most trusted companies
Scope
- Tactical Analysis:- Various strategic frameworks to gain insights into a RCI Banque SA's competitive position and operational environment. These analytical tools assist in identifying competitive advantages, potential risks, and areas for improvement and efficiency, enabling companies to make informed tactical decisions.
- Business Strategy:- Contributes to shaping the RCI Banque SA's overall direction, goals, and decision-making processes, ensuring long-term success and alignment with stakeholder expectations.
- Company Fundamentals:- These fundamentals offer valuable insights into the RCI Banque SA's history, operations, leadership, and geographical presence, aiding in a comprehensive understanding of the organization.
- Competitive Landscape:- An identification of the RCI Banque SA's main competitors, providing insights into the competitive landscape it operates in.
Reasons to Buy
- Comprehensive Understanding of the RCI Banque SA's internal and external factors through SWOT analysis and Corporate Strategy.
- Strive Strategic Decision Making with various analyses and identifying potential customers and suppliers.
- Mitigate Risk with help of thorough analysis of internal and external factors. Furthermore, develop strategies and contingency plans to address these challenges and minimize their impact on business operations.
- Competitive Benchmarking will help to gain a competitive advantage by understanding industry trends, customer preferences, and best practices.
- Valuable insights from the report enable investors and partners to make informed decisions regarding potential Collaborations, Investments, or Partnerships with the company.
Additionally, available deep-dive analysis on the company RCI Banque SA:
- RCI Banque SA PESTLE Analysis
- RCI Banque SA Value Chain Analysis
- RCI Banque SA Porter's Five Forces Analysis
- RCI Banque SA VRIO Analysis
- RCI Banque SA BCG Analysis
- RCI Banque SA Segmentation, Targeting and Positioning (STP) Analysis
- RCI Banque SA Ansoff Matrix Analysis
Table of Contents
Table of Contents 2
Tables 5
Charts 6
RCI Banque SA - Key Company Facts 7
RCI Banque SA - Company Description 8
RCI Banque SA - Top Executives 9
RCI Banque SA - Top Executives Biographies 10
RCI Banque SA - Head Office & Locations 13
Head Office - Country 13
Key Subsidiaries 14
RCI Banque SA - Products and Services 16
Products 16
Services 17
RCI Banque SA - Historic Events 18
RCI Banque SA - Company's Management Discussion 19
RCI Banque SA - Corporate Strategy 20
RCI Banque SA - Business Description 23
Corporate Segment 23
Retail Segment 24
RCI Banque SA - ESG Spotlight 25
Environment 25
Social 26
Corporate Governance 26
RCI Banque SA - SWOT Analysis 27
Overview 27
Strengths 30
Weaknesses 33
Opportunities 36
Threats 39
Competing Players 41
Snapshot of Competing Players 42
BNP Paribas SA 42
Key Company Facts 42
Company Description 42
BNP Paribas SA - SWOT Spotlight 43
BNP Paribas SA - PESTLE Spotlight 45
Key Financials 47
Share Price Trend - Jan-2024 to Jun-2025 (Average Share Closing Price) 47
Key Financial Ratio Analysis 52
Carrefour SA 53
Key Company Facts 53
Company Description 53
Carrefour SA - SWOT Spotlight 54
Key Financials 56
Share Price Trend - Jan-2024 to Jun-2025 (Average Share Closing Price) 56
Key Financial Ratio Analysis 61
Societe Generale SA 62
Key Company Facts 62
Company Description 62
Key Financials 63
Share Price Trend - Jan-2024 to Jun-2025 (Average Share Closing Price) 63
Key Financial Ratio Analysis 68
Santander Consumer Finance, S.A. 69
Key Company Facts 69
Company Description 69
Credit Mutuel Alliance Federale 70
Key Company Facts 70
Company Description 70
RCI Banque SA - In the News 71
29-Jan-2025- Highest recommendation: Mobilize Financial Services is the bank test winner 71
20-Dec-2024- Mobilize Financial Services is "Car Bank of the Year 2024" 72
19-Dec-2024- Wishing tree in Neuss: Bringing joy to other people together 73
31-Oct-2024- Karsten Borkowsky becomes new General Director of Mobilize Financial Services Germany 74
01-Oct-2024- Mobilize Financial Services is one of Germany's most trusted companies 74
27-Aug-2024- Renault Bank Direkt is at the forefront of daily and fixed-term deposits. 75
17-May-2024- Germany's Fairest: Mobilize Financial Services is the industry leader. 76
16-Feb-2024- Robust 2023 Results for Mobilize Financial Services capitalizing from a normalizing automotive market 76
22-Jan-2024- Appointment of Martin Thomas as Chief Executive Officer of Mobilize Financial Services, RCI Banque's commercial brand, effective January 22, 2024 77
09-Jan-2024- Appointment of Mathieu Oudot as Human Resources Director of Mobilize Financial Services group 77
RCI Banque SA - Key Deals 78
14-Dec-2023 - Mobilize Lease&Co, the subsidiary of Mobilize Financial Services, confirms approval of the acquisition of the German companies Mobility Concept and MeinAuto by the relevant authorities 78
01-Aug-2023 - Mobilize Financial Services announces the acquisition of a stake in SELECT CAR LEASING and the launch of SELECT LEASE by MOBILIZE, a new brand operating on the car leasing market in the UK. 78
13-Jul-2023 - Mobilize Lease&Co, subsidiary of Mobilize Financial Services, announces the acquisition of German company Mobility Concept and MeinAuto 79
21-Jun-2023 - Mobilize Financial Services announces the sale of its stake in RN Bank in Russia 79
30-Jan-2023 - Mobilize Financial Services teams up with Pacifica, Credit Agricole Assurances' P&C subsidiary, in the French car insurance market 79
13-Dec-2022 - Mobilize Financial Services creates Mobilize Lease&Co to accelerate its operating lease offer and meet the new mobility needs 80
25-Jan-2022 - South Korea: a successful digital offer in partnership with 11Street. 80
14-Sep-2021 - Renault Group and its subsidiary RCI Bank and Services acquire a stake in heycar group 81
Appendix 82
Definitions 82
SWOT Analysis 82
PESTLE Analysis 82
Value Chain Analysis 82
ESG Spotlight 82
Research Methodology 83
Disclaimer 84
Contact Us 84
Tables
Table 1: RCI Banque SA - Company Facts
Table 2: RCI Banque SA - Digital Presence
Table 3: RCI Banque SA - Top Executives
Table 4: RCI Banque SA - Top Executives Biographies
Table 5: RCI Banque SA - Subsidiaries
Table 6: RCI Banque SA - Products
Table 7: RCI Banque SA - Services
Table 8: RCI Banque SA - Historic Events
Table 9: RCI Banque SA -Competing Players
Table 10: Competing Players - BNP Paribas SA - Key Company Facts
Table 11: BNP Paribas SA - Share Price Trend - Jan-2024 to Jun-2025
Table 12: Competing Players - BNP Paribas SA - Profit and Loss Statement
Table 13: BNP Paribas SA - Balance Sheet 2021-2024
Table 14: BNP Paribas SA - Cash Flow Statement 2021-2024
Table 15: BNP Paribas SA - Ratio Analysis - 2021-2024
Table 16: Competing Players - Carrefour SA - Key Company Facts
Table 17: Carrefour SA - Share Price Trend - Jan-2024 to Jun-2025
Table 18: Competing Players - Carrefour SA - Profit and Loss Statement
Table 19: Carrefour SA - Balance Sheet 2021-2024
Table 20: Carrefour SA - Cash Flow Statement 2021-2024
Table 21: Carrefour SA - Ratio Analysis - 2020-2023
Table 22: Competing Players - Societe Generale SA - Key Company Facts
Table 23: Societe Generale SA - Share Price Trend - Jan-2024 to Jun-2025
Table 24: Competing Players - Societe Generale SA - Profit and Loss Statement
Table 25: Societe Generale SA - Balance Sheet 2021-2024
Table 26: Societe Generale SA - Cash Flow Statement 2021-2024
Table 27: Societe Generale SA - Ratio Analysis - 2019-2022
Table 28: Competing Players - Santander Consumer Finance, S.A. - Key Company Facts
Table 29: Competing Players - Credit Mutuel Alliance Federale - Key Company Facts
Charts
Figure 1: RCI Banque SA - SWOT Analysis
Figure 2: Competing Players - BNP Paribas SA - SWOTSpotlight
Figure 3: Competing Players - BNP Paribas SA - PESTLE Spotlight
Figure 4: BNP Paribas SA - Average Share Price Trend -Jan-2024 to Jun-2025
Figure 5: BNP Paribas SA - Profit and Loss Statement - 2021-2024
Figure 6: BNP Paribas SA - Balance Sheet - 2021-2024
Figure 7: BNP Paribas SA - Cash Flow Statement 2021-2024
Figure 8: Competing Players - Carrefour SA - SWOTSpotlight
Figure 9: Carrefour SA - Average Share Price Trend -Jan-2024 to Jun-2025
Figure 10: Carrefour SA - Profit and Loss Statement - 2021-2024
Figure 11: Carrefour SA - Balance Sheet - 2021-2024
Figure 12: Carrefour SA - Cash Flow Statement 2021-2024
Figure 13: Societe Generale SA - Average Share Price Trend -Jan-2024 to Jun-2025
Figure 14: Societe Generale SA - Profit and Loss Statement - 2021-2024
Figure 15: Societe Generale SA - Balance Sheet - 2021-2024
Figure 16: Societe Generale SA - Cash Flow Statement 2021-2024
Content is provided by our partners and every effort is made to make Market Report details as clear as possible. If you are not sure the exact content you require is included in this study you can Contact us to double check. To do this you can:
Use the ‘? ASK A QUESTION’ below the license / prices and to the right of this box. This will come directly to our team who will work on dealing with your request as soon as possible.
Write to directly on support@scotts-international.com with details. Please include as much information as possible including the name of report or link so our staff will be able to work on you request.
Telephone us directly on 0048 603 394 346 and an experienced member of team will be on hand to answer.
With the vast majority of our partners we can obtain Sample Pages to support your decision. This is something we can arrange without revealing your personal details.
It is important to note that we will not be able to provide you the exact data or statistics such as Market Size and Forecasts. Sample pages usually confirm the layout or the Categories included in Charts and Graphs, excluding specific data.
To ask for Sample Pages by contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
Whilst we try to make our online platform as easy to use as possible there is always the possibility that a better alternative has not been found in your search.
To avoid this possibility Contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346 and a Senior Team Member can review your requirements and send a list of possibilities with opinions and recommendations.
All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.
Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.
Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.
To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.
Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.
To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.
License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.
It is important to note that this may exclude Parent Companies or Subsidiaries.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.
If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.
Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.
Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.
If a delay in delivery is expected you will be informed about it immediately.
As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.
If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.
We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.
Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.
For more information on PayU please visit: https://www.payu.pl/en/about-us
If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.
With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.
We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.
Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.
We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.
PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.