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Report
Philippines Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update
Market Report I 2025-02-10 I 88 Pages I PayNxt360
According to PayNXT360, BNPL payment market in Philippines is expected to grow by 14.6% on annual basis to reach US$3,211.6 million in 2025.
The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 24.2%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 10.8% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 2,801.2 million to approximately USD 5,374.4 million.
This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in Philippines, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.
It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.
PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Key Insights
The BNPL sector in the Philippines is poised for sustained growth, driven by a rapidly expanding e-commerce ecosystem, changing consumer demographics, and increasing market players. The rising adoption of BNPL services, particularly among younger consumers, reflects a broader shift towards digital payments and alternative credit solutions. With the continued expansion of online retail and the growing preference for flexible payment options, BNPL will likely become a dominant payment method in the country, further solidifying its role in the digital economy.
Over the next few years, the BNPL industry will evolve through increased competition, product innovation, and regulatory developments. The entry of more providers will enhance consumer choice, while merchants will increasingly integrate BNPL to drive sales and improve accessibility. However, the sector's long-term sustainability will depend on responsible lending practices, consumer protection measures, and financial literacy efforts to mitigate potential risks associated with overspending and debt accumulation.
Accelerated Adoption of BNPL Services
- The adoption of BNPL services in the Philippines has accelerated significantly, positioning the country as one of Southeast Asia's leading markets for this payment solution. The sharp increase in usage reflects consumers' growing preference for installment-based purchasing, particularly in the absence of widespread credit card adoption. As BNPL services continue to gain traction, they are becoming an integral part of the payment landscape, offering an alternative to traditional credit products.
- The rapid expansion of the e-commerce sector is a key catalyst for BNPL growth as more Filipinos shift toward online shopping. Increasing internet penetration, improved logistics infrastructure, and the rise of digital payment solutions have collectively fueled this trend. BNPL providers are leveraging this momentum to expand their offerings and partnerships with retailers, making installment-based purchases more accessible to a broader consumer base.
- As competition intensifies, BNPL providers are expected to innovate their offerings, introducing more flexible payment plans and expanding into new retail segments. However, the industry's expansion will require regulatory oversight to ensure responsible lending practices, preventing excessive consumer debt accumulation while maintaining financial inclusion.
Demographic Shifts Influencing BNPL Usage
- The growing adoption of BNPL services in the Philippines is driven by younger demographics, particularly Generation Z and Millennials. This group is more digitally savvy and financially conscious, preferring flexible payment options without the burden of high-interest credit. With Gen Z individuals who are aware of BNPL having used it at least once in the past year, installment-based payment solutions are becoming a preferred choice for this generation's shopping habits.
- This trend is largely influenced by younger consumers' digital literacy and their inclination towards seamless, interest-free financing options. Unlike older generations who may rely on traditional credit products, younger consumers are leveraging BNPL services to manage their purchases without needing credit cards. The increasing availability of BNPL across major e-commerce platforms further reinforces this shift, making it easier for consumers to incorporate installment payments into their spending behavior.
- Over the next few years, BNPL usage among younger demographics is expected to increase as their purchasing power grows. As a result, merchants and financial service providers are likely to expand their BNPL offerings, integrating them more prominently across retail, travel, and lifestyle sectors. However, the rise in BNPL adoption will also require financial education initiatives to ensure responsible usage and prevent debt accumulation among younger consumers.
Expansion of BNPL Providers and Services
- The BNPL sector in the Philippines is witnessing a rapid influx of local and international providers, creating a more competitive and dynamic market. Companies such as TendoPay, Cashalo, BillEase, and UnaPay have expanded their presence, offering diverse installment payment solutions to cater to varying consumer needs. As the market matures, new entrants and strategic partnerships are expected to further increase the availability of BNPL services across different retail sectors.
- This expansion is primarily driven by the growing demand for flexible payment options and the country's relatively low penetration of traditional credit cards. With many Filipinos lacking access to formal credit, BNPL providers are filling a crucial gap by offering an alternative means of financing purchases without requiring a credit history. The rapid growth of e-commerce has also contributed to this trend, as more merchants integrate BNPL services to attract customers and drive higher transaction volumes.
- Over the next few years, competition among BNPL providers is expected to spur innovation, leading to more tailored financing options and expanded use cases beyond retail, including travel, healthcare, and education. Consumers will benefit from an increasing number of payment solutions, encouraging greater spending and boosting overall economic activity. However, as BNPL adoption grows, regulatory frameworks may evolve to ensure responsible lending practices and protect consumers from excessive debt accumulation.
Competitive Landscape and Regulatory Developments in the Philippines's Buy Now, Pay Later (BNPL) Market
The BNPL sector in the Philippines is poised for continued expansion, with increasing competition among local and international players driving innovation and accessibility. Recent investments and acquisitions highlight the growing interest of global financial institutions in the country's fintech ecosystem. As the market evolves, BNPL providers are expected to diversify their offerings, integrating new technologies and expanding their reach across various retail segments to cater to a wider consumer base.
On the regulatory front, the Bangko Sentral ng Pilipinas (BSP) has taken proactive measures to ensure the sector's responsible growth while safeguarding consumer interests. Implementing transparency requirements, risk management policies, and financial literacy initiatives aims to create a sustainable BNPL ecosystem. The regulatory landscape will likely continue to evolve, striking a balance between fostering fintech innovation and ensuring that consumers do not face excessive debt burdens.
Current State of the BNPL Market
- The Philippines' Buy Now, Pay Later (BNPL) market has grown rapidly, driven by increasing e-commerce adoption and the demand for alternative credit solutions. With relatively low credit card penetration in the country, BNPL services have emerged as a popular financing option, allowing consumers to purchase without requiring traditional credit approval. Key players such as TendoPay, Cashalo, BillEase, and UnaPay have established strong market positions, offering flexible installment plans across various retail categories.
- The market is becoming increasingly competitive, with new entrants and international players seeking regional opportunities. Financial institutions and fintech companies are forming strategic partnerships to expand BNPL services, while regulatory bodies, such as the Bangko Sentral ng Pilipinas (BSP), are implementing measures to ensure responsible lending and consumer protection.
Key Players and New Entrants
- Both homegrown and international players dominate the Philippines BNPL market, each offering distinct financing solutions to cater to the growing demand for flexible payment options. Local providers such as BillEase, TendoPay, and Cashalo have gained significant traction by integrating their services with e-commerce platforms and retail merchants. These companies have positioned themselves as key players by targeting consumers who lack access to traditional credit and offering installment plans with minimal or zero interest.
- International BNPL providers have also expanded their presence in the Philippine market, intensifying competition. Atome, a Singapore-based BNPL company, entered the Philippines in 2021 and has partnered with over 100 retailers in the fashion, beauty, and lifestyle sectors. Meanwhile, UnaPay, backed by Singapore-based fintech firm UnaCash, has focused on providing installment loans for both retail purchases and cash withdrawals. These international players bring strong technological capabilities and extensive merchant networks, further driving BNPL adoption in the country.
- The BNPL landscape continues to attract new entrants, including banks and financial institutions looking to capitalize on this growing sector. Traditional banks such as BDO Unibank and UnionBank are exploring BNPL-like installment products, integrating them into their existing digital banking services. Additionally, global fintech firms are eyeing expansion into the Philippines, leveraging partnerships with e-commerce platforms and digital wallets to enter the market. As competition intensifies, providers are expected to innovate by offering differentiated services, such as larger credit limits, longer repayment terms, and loyalty rewards to attract and retain customers.
Recent Launches, Mergers, and Acquisitions
- Recent developments have further shaped the competitive environment. In October 2024, Mitsubishi Corporation acquired half of Ayala Corporation's stake in Mynt, the operator of the e-wallet GCash. This strategic move underscores the growing interest of international investors in the Philippine fintech space. In December 2024, Brazilian digital bank Nubank invested in Tyme Group, a digital bank with operations in South Africa and the Philippines, aiming to expand its footprint in Southeast Asia.
Outlook
- Looking ahead, the BNPL sector is projected to continue its robust expansion. Over the next 2-4 years, the market is expected to see further innovation and diversification of services as providers strive to capture a larger share of the growing consumer base. This competitive intensity will benefit consumers through more tailored and flexible payment options.
Regulatory Changes
- In response to the rapid proliferation of BNPL services, the Bangko Sentral ng Pilipinas (BSP) has implemented regulatory measures to ensure consumer protection and financial stability. The BSP's framework emphasizes transparency in fees and repayment terms, requiring BNPL providers to disclose all costs associated with their services. Additionally, the BSP has updated its guidelines for operators of payment systems, including BNPL services, mandating strict governance and risk management measures to safeguard consumers and merchants in digital transactions.
- Over the past 12 months, the BSP has intensified its focus on promoting sustainable financial practices within the BNPL sector. This includes ensuring institutions offering BNPL services maintain operational resilience and adhere to responsible finance principles. The BSP also collaborates with fintech firms and consumer agencies to foster comprehensive regulation and has been actively promoting financial literacy programs to educate consumers on the potential risks associated with BNPL products.
- As BNPL transactions become more prevalent, the BSP is anticipated to continue refining its regulatory framework to address emerging challenges. This may involve stricter enforcement of responsible lending practices and enhanced measures to prevent consumer over-indebtedness. The evolving regulatory landscape aims to balance the promotion of fintech innovation with the imperative of consumer protection, ensuring the sustainable growth of the BNPL sector in the Philippines.
1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer
2 Philippines Buy Now Pay Later Industry Attractiveness
2.1 Philippines Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 Philippines Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 Philippines Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 Philippines Buy Now Pay Later Market Share Analysis by Key Players, 2024
3 Philippines Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030
4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030
5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030
6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030
7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030
8 Philippines Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030
9 Philippines Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024
10 Philippines Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 Philippines Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 Philippines Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 Philippines Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030
11 Philippines Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 Philippines Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 Philippines Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 Philippines Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 Philippines Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 Philippines Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 Philippines Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 Philippines Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030
12 Philippines Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 Philippines Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 Philippines Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 Philippines Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030
13 Philippines Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 Philippines Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 Philippines Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 Philippines Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030
14 Philippines Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 Philippines Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 Philippines Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 Philippines Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030
15 Philippines Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 Philippines Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 Philippines Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 Philippines Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030
16 Philippines Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 Philippines Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 Philippines Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 Philippines Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030
17 Philippines Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 Philippines Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 Philippines Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 Philippines Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030
18 Philippines Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 Philippines Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 Philippines Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 Philippines Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030
19 Philippines Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 Philippines Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 Philippines Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 Philippines Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 Philippines Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 Philippines Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 Philippines Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 Philippines Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 Philippines Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024
20 Further Reading
20.1 About PayNXT360
20.2 Related Research
Table 1: Philippines Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: Philippines Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: Philippines Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: Philippines Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: Philippines Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: Philippines Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: Philippines Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: Philippines Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: Philippines Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: Philippines Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: Philippines Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: Philippines Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: Philippines Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: Philippines Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: Philippines Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: Philippines Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: Philippines Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: Philippines Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: Philippines Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: Philippines Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: Philippines Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: Philippines Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: Philippines Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: Philippines Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: Philippines Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: Philippines Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: Philippines Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: Philippines Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: Philippines Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: Philippines Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: Philippines Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: Philippines Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: Philippines Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: Philippines Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: Philippines Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: Philippines Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: Philippines Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: Philippines Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: Philippines Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: Philippines Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: Philippines Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: Philippines Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: Philippines Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: Philippines Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: Philippines Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: Philippines Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: Philippines Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: Philippines Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: Philippines Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: Philippines Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: Philippines Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: Philippines Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: Philippines Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: Philippines Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: Philippines Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: Philippines Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: Philippines Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: Philippines Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 1: PayNXT360's Methodology Framework
Figure 2: Philippines Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: Philippines Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: Philippines Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: Philippines Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: Philippines Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: Philippines Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: Philippines Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: Philippines Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: Philippines Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: Philippines Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: Philippines Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: Philippines Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: Philippines Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: Philippines Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: Philippines Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: Philippines Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: Philippines Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: Philippines Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: Philippines Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: Philippines Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: Philippines Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: Philippines Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: Philippines Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: Philippines Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: Philippines Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: Philippines Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: Philippines Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: Philippines Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: Philippines Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: Philippines Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: Philippines Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: Philippines Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: Philippines Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: Philippines Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: Philippines Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: Philippines Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: Philippines Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: Philippines Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: Philippines Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: Philippines Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: Philippines Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: Philippines Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: Philippines Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: Philippines Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: Philippines Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: Philippines Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: Philippines Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: Philippines Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: Philippines Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: Philippines Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: Philippines Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: Philippines Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: Philippines Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: Philippines Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: Philippines Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: Philippines Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: Philippines Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: Philippines Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: Philippines Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: Philippines Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: Philippines Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: Philippines Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: Philippines Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: Philippines Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: Philippines Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: Philippines Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: Philippines Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: Philippines Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: Philippines Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: Philippines Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: Philippines Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: Philippines Buy Now Pay Later - Monthly Expense Segments, 2024
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