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Lincoln National Corporation (LNC:NYSE) - Strategic SWOT and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, Financial and Operational KPI's, and Recent Trends

Company Report I 2025-12-24 I 80 Pages I Quaintel Research

Report Summary

Lincoln National Corporation Strategic SWOT Analysis and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, and Recent Trends Report is a comprehensive and easily accessible overview of Lincoln National Corporation's business operations. It provides a detailed analysis of the company's financial and strategic standing, as well as its position in the industry compared to competitors. The report includes several key features to facilitate decision-making and provide insights into the company's performance.

The report begins with in-depth information about Lincoln National Corporation including key insights, business segments, key executives, locations, products and services, historical events, corporate strategy, and management discussions. This section provides a solid foundation for understanding the company's key attributes.

Next, the report assesses Lincoln National Corporation's strategic standing through various analyses. The ESG spotlight evaluates the company's environmental, social, and governance performance, providing insights into its sustainability efforts and ethical practices. The SWOT analysis examines the company's internal strengths and weaknesses, as well as external opportunities and threats. Additionally, By integrating these strategic analyses, the report offers a comprehensive understanding of Lincoln National Corporation's overall strategic standing and supports informed decision-making and strategic planning.

The report also covers Lincoln National Corporation's financial analysis basis of latest income statement, balance sheet, and cash flow statement. Key financial ratios related to profitability, asset turnover, credit, market, and long-term solvency are outlined, providing guidance for investment decisions. Furthermore, the report compares Lincoln National Corporation's financial parameters with those of its competitors, offering a unique analysis of the competitive landscape. This information helps manage the business environment and improve sales activities by gaining insight into competitors' operations.

Finally, the report includes recent news and deal activities undertaken by Lincoln National Corporation enhancing awareness of the company's business trends, growth perspectives, and more.

Key Highlights

Lincoln National Corporation, founded in 1905, is a leading holding company in the United States, headquartered in Radnor, Pennsylvania. Through its subsidiaries, the company operates a diverse portfolio of insurance and retirement businesses, serving both individual and institutional clients across the country.The company manages its operations through four primary business segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The Life Insurance segment provides a wide range of products including term insurance, universal life, indexed universal life, and riders covering critical illness and long-term care. The Annuities segment offers fixed, variable, and indexed variable annuities designed to support long-term retirement income and financial stability.The Group Protection segment delivers employer-sponsored insurance solutions such as group disability, absence management, life, dental, vision, accident, and critical illness coverage. The Retirement Plan Services segment supports defined contribution plans, individual and group annuities, and offers end-to-end plan administration and advisory services.With its strong U.S. footprint, Lincoln National continues to combine financial strength, innovation, and customer-centric solutions to maintain a leading position in the competitive financial services and insurance industry.

Lincoln National Corporation in the News:-

2025-08-18 - Lincoln Financial enhances fixed indexed annuities with new Cap Lock strategy and exclusive Nasdaq Priva Index
2025-08-14 - Lincoln National Corporation's Board of Directors Declares Quarterly Cash Dividend
2025-08-01 - Lincoln National Corporation s Board of Directors Declares Series C and Series D Preferred Stock Dividends
2025-07-15 - Lincoln Financial rings the closing bell at the New York Stock Exchange to celebrate 120 years of providing financial protection and security to Americans and their families
2025-06-16 - Lincoln Financial launches exclusive Capital Group and Vanguard fund within variable annuities


Scope

- Tactical Analysis:- Various strategic frameworks to gain insights into a Lincoln National Corporation's competitive position and operational environment. These analytical tools assist in identifying competitive advantages, potential risks, and areas for improvement and efficiency, enabling companies to make informed tactical decisions.
- Business Strategy:- Contributes to shaping the Lincoln National Corporation's overall direction, goals, and decision-making processes, ensuring long-term success and alignment with stakeholder expectations.
- Financial Position:- Provide valuable information on the financial performance and investor sentiment surrounding the company. Indicating the level of confidence and expectations in the company's future prospects. These components collectively contribute to understanding the financial health and market perception of the company.
- Company Fundamentals:- These fundamentals offer valuable insights into the company's history, operations, leadership, and geographical presence, aiding in a comprehensive understanding of the organization.
- Competitive Landscape:- An identification of the Lincoln National Corporation's main competitors, providing insights into the competitive landscape it operates in.

Reasons to Buy

- Comprehensive Understanding of the Lincoln National Corporation's internal and external factors through SWOT analysis, Financial Analysis, and Competitors Benchmarking.
- Strive Strategic Decision Making with various analyses and identifying potential customers and suppliers.
- Mitigate Risk with help of thorough analysis of internal and external factors. Furthermore, develop strategies and contingency plans to address these challenges and minimize their impact on business operations.
- Competitive Benchmarking will help to gain a competitive advantage by understanding industry trends, customer preferences, and best practices.
- Financial Performance Evaluation provides crucial insights into key financial ratios and trends, supporting better financial decision-making and resource allocation.
- Valuable insights from the report enable investors and partners to make informed decisions regarding potential Collaborations, Investments, or Partnerships with the company.

Additionally, available deep-dive analysis on the company Lincoln National Corporation:

- Lincoln National Corporation PESTLE Analysis
- Lincoln National Corporation Value Chain Analysis
- Lincoln National Corporation Porter's Five Forces Analysis
- Lincoln National Corporation VRIO Analysis
- Lincoln National Corporation BCG Analysis
- Lincoln National Corporation Segmentation, Targeting and Positioning (STP) Analysis
- Lincoln National Corporation Ansoff Matrix Analysis

Table of Contents 2
Tables 5
Charts 6
Lincoln National Corporation - Key Company Facts 7
Lincoln National Corporation - Company Description 8
Lincoln National Corporation - Top Executives 9
Lincoln National Corporation- Head Office & Locations 10
Head Office - Country 10
Lincoln National Corporation - Products and Services 11
Products 11
Services 12
Lincoln National Corporation - Company's Mission and Vision 13
Mission 13
Lincoln National Corporation - Corporate Strategy 14
Lincoln National Corporation - Business Description 18
Annuities Products 19
Life Insurance Products 19
Group Protection Products 20
Retirement Plan Services Products 20
Lincoln National Corporation - ESG Spotlight 22
Environment 22
Social 23
Corporate Governance 24
Lincoln National Corporation - SWOT Analysis 25
Overview 25
Strengths 27
Weaknesses 29
Opportunities 31
Threats 33
Lincoln National Corporation - Financial Deep Dive 35
Share Price Trend - Jan-2024to Dec-2025 (Average Share Closing Price) 35
Profit and Loss Statement 37
Summary of Profit and Loss Statement 37
Balance Sheet 39
Summary of Balance Sheet 39
Cash Flow Statement 41
Summary of Cash Flow Statement 41
Key Financial Ratio Analysis 43
Lincoln National Corporation - Ratio Charts 44
Activity Ratio Charts 44
Growth Ratios Charts 45
Leverage Ratio Charts 46
Liquidity Ratio Charts 47
Profitability Ratio Charts 48
Competing Players 49
Snapshot of Competing Players 50
Brighthouse Financial Inc 50
Key Company Facts 50
Company Description 50
Snapshot of Competing Players 51
Equitable Holdings Inc 51
Key Company Facts 51
Company Description 51
Snapshot of Competing Players 52
Manulife Financial Corporation 52
Key Company Facts 52
Company Description 52
Snapshot of Competing Players 53
MetLife Inc 53
Key Company Facts 53
Company Description 53
Snapshot of Competing Players 54
Principal Financial Group Inc 54
Key Company Facts 54
Company Description 54
Lincoln National Corporation - In the News 55
18-Aug-2025 -Lincoln Financial enhances fixed indexed annuities with new Cap Lock strategy and exclusive Nasdaq Priva Index 55
14-Aug-2025 -Lincoln National Corporation's Board of Directors Declares Quarterly Cash Dividend 56
01-Aug-2025 -Lincoln National Corporation's Board of Directors Declares Series C and Series D Preferred Stock Dividends 56
15-Jul-2025 -Lincoln Financial rings the closing bell at the New York Stock Exchange to celebrate 120 years of providing financial protection and security to Americans and their families 56
16-Jun-2025 -Lincoln Financial launches exclusive Capital Group and Vanguard fund within variable annuities 58
05-Jun-2025 -Lincoln Financial and Bain Capital announce closing of equity capital raise and launch of long-term strategic partnership 58
27-May-2025 -Lincoln Financial Announces Pricing Terms of Its Cash Tender Offer for Certain Outstanding Securities 60
19-May-2025 -Lincoln Financial Appoints Tom Anfuso as SVP, Chief Technology Officer 64
13-May-2025 -Lincoln Financial expands Elite Indexed Universal Life Portfolio with new early cash value product 65
09-Apr-2025 -Lincoln Financial and Bain Capital announce long-term strategic partnership 66
24-Mar-2025 -Lincoln Financial launches first product in new Elite Indexed Universal Life Portfolio 68
Lincoln National Corporation- Key Deals 70
24-Jul-2024 - Lincoln Financial Group teams up with star quarterback Jalen Hurts on a dynamic brand and community engagement partnership, with a focus on financial wellness 70
21-May-2024 - Lincoln Financial Group expands partnership to support customers as they recover and return to work 71
Appendix 72
Definitions 72
SWOT Analysis 72
PESTLE Analysis 72
Value Chain Analysis 72
ESG Spotlight 72
Financial Deep Dive 72
Financial Ratios - 73
Activity Ratios 73
Growth Ratios 74
Leverage Ratios 75
Liquidity Ratios 76
Market Ratios 77
Profitability Ratios 77
Research Methodology 78
Disclaimer 79
Contact Us 79

Table 1: Lincoln National Corporation - Company Facts 7
Table 2: Lincoln National Corporation - Digital Presence 7
Table 3: Lincoln National Corporation - Top Executives 9
Table 4: Lincoln National Corporation - Products 11
Table 5: Lincoln National Corporation - Services 12
Table 6: Lincoln National Corporation - Share Price Trend - Jan-2024 to Dec-2025 35
Table 7: Lincoln National Corporation- Ratio Analysis - 2020-2023 43
Table 8: Lincoln National Corporation -Competing Players 49
Table 9: Competing Players - Brighthouse Financial Inc. - Key Company Facts 50
Table 10: Competing Players - Equitable Holdings Inc - Key Company Facts 51
Table 11: Competing Players - Manulife Financial Corporation - Key Company Facts 52
Table 12: Competing Players - MetLife Inc. - Key Company Facts 53
Table 13: Competing Players - Principal Financial Group Inc - Key Company Facts 54

Figure 1: Lincoln National Corporation- SWOT Analysis 26
Figure 2: Lincoln National Corporation - Average Share Price Trend - Jan-2024 to Dec-2025 36
Figure 3: Lincoln National Corporation - Profit and Loss Statement - 2021-2024 38
Figure 4: Lincoln National Corporation - Balance Sheet - 2021-2024 40
Figure 5: Lincoln National Corporation - Cash Flow Statement 2021-2024 42
Figure 6: Lincoln National Corporation - Activity Ratio Charts 44
Figure 7: Lincoln National Corporation - Growth Ratio Charts (Value %) 45
Figure 8: Lincoln National Corporation - Leverage Ratio Charts 46
Figure 9: Lincoln National Corporation - Liquidity Ratio Charts 47
Figure 10: Lincoln National Corporation - Profitability Ratio Charts (Value %) 48

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