Please Wait.....
Report
Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB:HSX) - Strategic SWOT and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, Financial and Operational KPI's, and Recent Trends
Company Report I 2025-12-24 I 71 Pages I Quaintel Research
Report Summary
Joint Stock Commercial Bank for Foreign Trade of Vietnam Strategic SWOT Analysis and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, and Recent Trends Report is a comprehensive and easily accessible overview of Joint Stock Commercial Bank for Foreign Trade of Vietnam's business operations. It provides a detailed analysis of the company's financial and strategic standing, as well as its position in the industry compared to competitors. The report includes several key features to facilitate decision-making and provide insights into the company's performance.
The report begins with in-depth information about Joint Stock Commercial Bank for Foreign Trade of Vietnam including key insights, business segments, key executives, locations, products and services, historical events, corporate strategy, and management discussions. This section provides a solid foundation for understanding the company's key attributes.
Next, the report assesses Joint Stock Commercial Bank for Foreign Trade of Vietnam's strategic standing through various analyses. The ESG spotlight evaluates the company's environmental, social, and governance performance, providing insights into its sustainability efforts and ethical practices. The SWOT analysis examines the company's internal strengths and weaknesses, as well as external opportunities and threats. Additionally, By integrating these strategic analyses, the report offers a comprehensive understanding of Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall strategic standing and supports informed decision-making and strategic planning.
The report also covers Joint Stock Commercial Bank for Foreign Trade of Vietnam's financial analysis basis of latest income statement, balance sheet, and cash flow statement. Key financial ratios related to profitability, asset turnover, credit, market, and long-term solvency are outlined, providing guidance for investment decisions. Furthermore, the report compares Joint Stock Commercial Bank for Foreign Trade of Vietnam's financial parameters with those of its competitors, offering a unique analysis of the competitive landscape. This information helps manage the business environment and improve sales activities by gaining insight into competitors' operations.
Finally, the report includes recent news and deal activities undertaken by Joint Stock Commercial Bank for Foreign Trade of Vietnam enhancing awareness of the company's business trends, growth perspectives, and more.
Key Highlights
The Joint Stock Commercial Bank for Foreign Trade of Vietnam, widely known as Vietcombank, traces its origins to April 1963 when it was established from the Foreign Exchange Bureau of the State Bank of Vietnam. Headquartered in Hanoi, the bank became the first state owned commercial bank to pilot privatization, officially operating as a joint stock commercial bank from June 2008. Its shares were later listed on the Ho Chi Minh City Stock Exchange in June 2009 under the stock code VCB. Over six decades, Vietcombank has grown into one of Vietnam s largest and most influential financial institutions with strong regional and global connectivity.The bank operates a diversified portfolio spanning international trade finance, capital and fund management, credit and project financing, as well as modern services including foreign exchange, derivatives, cards, and electronic banking. Supported by advanced digital platforms such as VCB Digibank and VCB CashUp, Vietcombank serves millions of customers through more than 600 domestic and international offices, over 3,000 ATMs and more than 121,000 card acceptance points. With over 24,000 employees and a global correspondent network covering 87 countries, Vietcombank has total assets exceeding VND 2 quadrillion and pretax profits above USD 1.5 billion, affirming its position as Vietnam s leading bank and one of the top 100 global listed banks by market capitalization.
Joint Stock Commercial Bank for Foreign Trade of Vietnam in the News:-
2025-08-15 - Vietcombank announces personnel decisions for Headquarters and member units
2025-08-15 - Vietcombank Dong Ha Noi announces the opening of Ninh Hiep Transaction Office
2025-08-06 - Vietcombank leads the list of Top 10 prestigious and effective commercial banks for the 9th consecutive time
2025-08-05 - Vietcombank supports business households in digital transformation according to Decree 70
2025-08-05 - Vietcombank accompanies the national program "Moving forward with Vietnam - 1 billion steps into the new era"
Scope
- Tactical Analysis:- Various strategic frameworks to gain insights into a Joint Stock Commercial Bank for Foreign Trade of Vietnam's competitive position and operational environment. These analytical tools assist in identifying competitive advantages, potential risks, and areas for improvement and efficiency, enabling companies to make informed tactical decisions.
- Business Strategy:- Contributes to shaping the Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall direction, goals, and decision-making processes, ensuring long-term success and alignment with stakeholder expectations.
- Financial Position:- Provide valuable information on the financial performance and investor sentiment surrounding the company. Indicating the level of confidence and expectations in the company's future prospects. These components collectively contribute to understanding the financial health and market perception of the company.
- Company Fundamentals:- These fundamentals offer valuable insights into the company's history, operations, leadership, and geographical presence, aiding in a comprehensive understanding of the organization.
- Competitive Landscape:- An identification of the Joint Stock Commercial Bank for Foreign Trade of Vietnam's main competitors, providing insights into the competitive landscape it operates in.
Reasons to Buy
- Comprehensive Understanding of the Joint Stock Commercial Bank for Foreign Trade of Vietnam's internal and external factors through SWOT analysis, Financial Analysis, and Competitors Benchmarking.
- Strive Strategic Decision Making with various analyses and identifying potential customers and suppliers.
- Mitigate Risk with help of thorough analysis of internal and external factors. Furthermore, develop strategies and contingency plans to address these challenges and minimize their impact on business operations.
- Competitive Benchmarking will help to gain a competitive advantage by understanding industry trends, customer preferences, and best practices.
- Financial Performance Evaluation provides crucial insights into key financial ratios and trends, supporting better financial decision-making and resource allocation.
- Valuable insights from the report enable investors and partners to make informed decisions regarding potential Collaborations, Investments, or Partnerships with the company.
Additionally, available deep-dive analysis on the company Joint Stock Commercial Bank for Foreign Trade of Vietnam:
- Joint Stock Commercial Bank for Foreign Trade of Vietnam PESTLE Analysis
- Joint Stock Commercial Bank for Foreign Trade of Vietnam Value Chain Analysis
- Joint Stock Commercial Bank for Foreign Trade of Vietnam Porter's Five Forces Analysis
- Joint Stock Commercial Bank for Foreign Trade of Vietnam VRIO Analysis
- Joint Stock Commercial Bank for Foreign Trade of Vietnam BCG Analysis
- Joint Stock Commercial Bank for Foreign Trade of Vietnam Segmentation, Targeting and Positioning (STP) Analysis
- Joint Stock Commercial Bank for Foreign Trade of Vietnam Ansoff Matrix Analysis
Table of Contents 2
Tables 5
Charts 6
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Key Company Facts 7
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Company Description 8
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Top Executives 9
Joint Stock Commercial Bank for Foreign Trade of Vietnam- Head Office & Locations 10
Head Office - Country 10
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Products and Services 11
Products 11
Services 12
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Corporate Strategy 14
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Business Description 17
Financial Services - Banking 17
Financial Services - Non-Banking 18
Stock Operations 18
Other 19
Joint Stock Commercial Bank for Foreign Trade of Vietnam - ESG Spotlight 20
Environment 20
Social 21
Corporate Governance 22
Joint Stock Commercial Bank for Foreign Trade of Vietnam - SWOT Analysis 23
Overview 23
Strengths 25
Weaknesses 27
Opportunities 29
Threats 31
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Financial Deep Dive 33
Share Price Trend - Dec-2024to Dec-2025 (Average Share Closing Price) 33
Profit and Loss Statement 35
Summary of Profit and Loss Statement 35
Balance Sheet 38
Summary of Balance Sheet 38
Cash Flow Statement 41
Summary of Cash Flow Statement 41
Key Financial Ratio Analysis 44
Joint Stock Commercial Bank for Foreign Trade of Vietnam - Ratio Charts 45
Activity Ratio Charts 45
Growth Ratios Charts 46
Leverage Ratio Charts 47
Liquidity Ratio Charts 48
Profitability Ratio Charts 49
Competing Players 50
Snapshot of Competing Players 51
Joint Stock Commercial Bank for Investment and Development of Vietnam 51
Key Company Facts 51
Company Description 51
Snapshot of Competing Players 52
Vietnam Maritime Commercial Joint Stock Bank 52
Key Company Facts 52
Company Description 52
Snapshot of Competing Players 53
Vietnam Bank for Agriculture and Rural Development 53
Key Company Facts 53
Company Description 53
Snapshot of Competing Players 54
VP Bank AG 54
Key Company Facts 54
Company Description 54
Joint Stock Commercial Bank for Foreign Trade of Vietnam - In the News 55
15-Aug-2025 -Vietcombank announces personnel decisions for Headquarters and member units 55
15-Aug-2025 -Vietcombank Dong Ha Noi announces the opening of Ninh Hiep Transaction Office 58
06-Aug-2025 -Vietcombank leads the list of Top 10 prestigious and effective commercial banks for the 9th consecutive time 58
05-Aug-2025 -Vietcombank supports business households in digital transformation according to Decree 70 58
05-Aug-2025 -Vietcombank accompanies the national program "Moving forward with Vietnam - 1 billion steps into the new era" 61
04-Aug-2025 -Vietcombank announces recruitment for the position of Head of Ninh Hiep Transaction Office - Dong Ha Noi Branch 62
Appendix 63
Definitions 63
SWOT Analysis 63
PESTLE Analysis 63
Value Chain Analysis 63
ESG Spotlight 63
Financial Deep Dive 63
Financial Ratios - 64
Activity Ratios 64
Growth Ratios 65
Leverage Ratios 66
Liquidity Ratios 67
Market Ratios 68
Profitability Ratios 68
Research Methodology 69
Disclaimer 70
Contact Us 70
Table 1: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Company Facts 7
Table 2: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Digital Presence 7
Table 3: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Top Executives 9
Table 4: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Products 11
Table 5: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Services 12
Table 6: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Share Price Trend - Dec-2024 to Dec-2025 33
Table 7: Joint Stock Commercial Bank for Foreign Trade of Vietnam- Ratio Analysis - 2021-2024 44
Table 8: Joint Stock Commercial Bank for Foreign Trade of Vietnam -Competing Players 50
Table 9: Competing Players - Joint Stock Commercial Bank for Investment and Development of Vietnam - Key Company Facts 51
Table 10: Competing Players - Vietnam Maritime Commercial Joint Stock Bank - Key Company Facts 52
Table 11: Competing Players - Vietnam Bank for Agriculture and Rural Development - Key Company Facts 53
Table 12: Competing Players - VP Bank AG - Key Company Facts 54
Figure 1: Joint Stock Commercial Bank for Foreign Trade of Vietnam- SWOT Analysis 24
Figure 2: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Average Share Price Trend - Dec-2024 to Dec-2025 34
Figure 3: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Profit and Loss Statement - 2021-2024 37
Figure 4: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Balance Sheet - 2021-2024 40
Figure 5: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Cash Flow Statement 2021-2024 43
Figure 6: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Activity Ratio Charts 45
Figure 7: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Growth Ratio Charts (Value %) 46
Figure 8: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Leverage Ratio Charts 47
Figure 9: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Liquidity Ratio Charts 48
Figure 10: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Profitability Ratio Charts (Value %) 49
- Not Sure / Need Reassuring
- Confirm Content
-
Content is provided by our partners and every effort is made to make Market Report details as clear as possible. If you are not sure the exact content you require is included in this study you can Contact us to double check. To do this you can:
Use the ‘? ASK A QUESTION’ below the license / prices and to the right of this box. This will come directly to our team who will work on dealing with your request as soon as possible.
Write to directly on support@scotts-international.com with details. Please include as much information as possible including the name of report or link so our staff will be able to work on you request.
Telephone us directly on 0048 603 394 346 and an experienced member of team will be on hand to answer.
-
- Sample Pages
-
With the vast majority of our partners we can obtain Sample Pages to support your decision. This is something we can arrange without revealing your personal details.
It is important to note that we will not be able to provide you the exact data or statistics such as Market Size and Forecasts. Sample pages usually confirm the layout or the Categories included in Charts and Graphs, excluding specific data.
To ask for Sample Pages by contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
-
- Check for Alternatives
-
Whilst we try to make our online platform as easy to use as possible there is always the possibility that a better alternative has not been found in your search.
To avoid this possibility Contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346 and a Senior Team Member can review your requirements and send a list of possibilities with opinions and recommendations.
-
- Confirm Content
- Prices / Formats / Delivery
- Prices
-
All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.
Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
-
- Discounts
-
As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.
Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.
To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
-
- Available Currencies
-
Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.
Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.
To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.
-
- Licenses
-
License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
-
- Global Site License
-
The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.
It is important to note that this may exclude Parent Companies or Subsidiaries.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
-
- Formats
-
The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.
If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.
-
- Delivery
-
Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.
Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.
If a delay in delivery is expected you will be informed about it immediately.
-
- Shipping Charges
-
As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.
If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.
-
- Prices
- Ordering
- By Credit Card
-
We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.
Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.
For more information on PayU please visit: https://www.payu.pl/en/about-us
-
- By Money Transfer
-
If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.
With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.
-
- By Credit Card
- Security
- Website security
-
We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.
Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.
-
- Credit Card Security
-
We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.
PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.
-
- Website security