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Ireland Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update

Market Report I 2025-02-10 I 88 Pages I PayNxt360

According to PayNXT360, BNPL payment market in Ireland is expected to grow by 14.6% on annual basis to reach US$1,331.9 million in 2025.

The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 23.9%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 10.7% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 1,162.6 million to approximately USD 2,215.9 million.

This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in Ireland, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.

It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.

PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.

Key Insights

Ireland's BNPL market is experiencing rapid growth, driven by e-commerce expansion, consumer demand for flexible payments, and the entry of providers into non-traditional sectors. Providers such as Klarna and Humm leverage partnerships to strengthen their market presence and meet evolving customer needs.
Over the next 2-4 years, BNPL adoption is expected to increase, with greater integration into diverse industries. However, as regulatory oversight intensifies, the sector must balance growth with compliance, ensuring the sustainable and responsible development of the BNPL ecosystem in Ireland.

Rapid Growth in BNPL Adoption

- BNPL adoption in Ireland is accelerating, with payments expected to increase both local players such as Humm and international providers such as Klarna have established a strong presence, offering consumers flexible installment payment options for online and offline purchases. This growth underscores a shift in consumer preferences toward convenient and interest-free payment alternatives that align with the rising adoption of digital commerce.
- The steady growth of Ireland's e-commerce sector has been a significant driver for BNPL adoption. By partnering with online retailers, BNPL providers have seamlessly integrated their solutions at checkout, enhancing consumer accessibility and convenience. Additionally, BNPL's appeal to Millennials and Gen Z, who favor interest-free options over traditional credit card debt, has further fueled its popularity across Ireland.
- Over 2-4 years, BNPL will become a mainstream payment method across various sectors as providers expand partnerships with merchants. However, this growth may be accompanied by increased regulatory oversight to address responsible lending and consumer debt concerns. These regulations are likely to shape the future dynamics of the market, ensuring sustainable growth while protecting consumers.

Expansion into Non-Traditional Sectors

- BNPL services in Ireland are expanding beyond traditional retail into sectors such as healthcare, automotive repairs, and home improvements. Providers such as Humm have partnered with dental and veterinary clinics, enabling customers to spread the cost of treatments over several months. This trend highlights the growing versatility of BNPL solutions, catering to consumers' needs for flexible payment options in essential and high-value services.
- Rising costs of essential services have increased consumer demand for installment-based payment options, making BNPL an attractive choice for managing large expenses. Additionally, businesses in non-traditional sectors view BNPL as a tool to attract new customers by reducing upfront financial barriers, driving higher sales, and improving customer satisfaction. These factors have prompted providers to explore partnerships outside traditional retail, expanding their reach.
- Over the next 2-4 years, BNPL adoption in these sectors is expected to grow significantly as providers diversify their offerings and tap into new customer segments. However, dealing with higher-value transactions will require providers to implement robust credit risk management practices to maintain financial stability. Successfully navigating these challenges could establish BNPL as a reliable and widely accepted payment option across diverse industries.

Increased Regulatory Focus on Consumer Protection

- The Central Bank of Ireland has intensified its regulatory oversight of BNPL services, mandating that providers obtain authorization and comply with the Consumer Protection Code. This includes requirements such as conducting mandatory credit assessments and providing clearer communication about terms and conditions to ensure consumers fully understand the commitments they are entering. These measures reflect a focused effort to promote transparency and accountability within the BNPL sector.
- Concerns about consumer debt, particularly among younger users, have been a major driver of increased regulation. The ease of access to BNPL services has raised fears of over-indebtedness, prompting authorities to implement safeguards to protect consumers. Additionally, Ireland's regulatory changes align with broader European trends, where policymakers are introducing measures to ensure fair practices and responsible lending in the rapidly growing BNPL market.
- Over the next 2-4 years, enhanced regulatory measures are expected to build consumer trust and encourage responsible lending practices, contributing to the sustainable growth of the BNPL sector. However, these regulations may pose challenges for smaller providers, who could struggle with the operational costs of compliance, potentially leading to market consolidation. Larger players with established compliance frameworks will likely gain a competitive advantage, shaping Ireland's more transparent and consumer-focused BNPL ecosystem.

Competitive Landscape and Regulatory Developments in Ireland's Buy Now, Pay Later (BNPL) Market

Ireland's BNPL market is experiencing rapid growth, driven by increasing consumer demand for flexible payment options and digital commerce expansion. The market attracts established players such as Humm and global entrants such as Klarna and Scalapay. These providers have intensified competition through strategic alliances with retailers, offering tailored solutions across traditional and non-traditional sectors. This competitive landscape highlights the dynamic and evolving nature of Ireland's BNPL ecosystem.

Over the next 2-4 years, the Irish BNPL market will see further consolidation as established players pursue mergers and acquisitions to strengthen their positions. Regulatory measures introduced by the Central Bank of Ireland, such as the Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022, will enhance transparency and consumer protection. However, these regulations may challenge smaller providers, potentially driving market consolidation and favoring larger, more established players who can meet compliance standards. The combination of innovation, competition, and regulation will shape Ireland's more robust and consumer-focused BNPL market.

Current State of the BNPL Market

- Ireland's BNPL market is witnessing significant growth this rapid expansion reflects the increasing demand for flexible payment solutions among Irish consumers seeking alternatives to traditional credit options. The growing adoption of BNPL aligns with the broader shift toward digital commerce, as more consumers embrace online shopping.
- The expansion of BNPL in Ireland is closely linked to the rise of e-commerce, which provides a conducive environment for installment-based payment solutions. Consumers value the convenience and affordability that BNPL offers, especially for managing short-term financial needs. As digital transactions continue to grow, BNPL is positioned to become a standard payment method across retail and other sectors in the coming years.

Key Players and New Entrants

- Humm: An established BNPL provider in Ireland, Humm offers installment payment solutions across various retail sectors, including partnerships with dental and veterinary clinics.
- Klarna: The Swedish BNPL giant has entered the Irish market, collaborating with retailers to provide flexible payment options.
- Scalapay: An Italian BNPL firm, Scalapay has expanded into Ireland, allowing consumers to split payments into installments.
- Revolut: The digital banking platform is preparing to launch new financial products in Ireland, including credit cards and mortgages. It aims to transition from a payments app to a comprehensive digital bank.

Anticipated Competitive Dynamics

- The Irish BNPL market is expected to consolidate further as established players seek to strengthen their positions through mergers and acquisitions. New entrants, both domestic and international, are likely to enter the market, intensifying competition. Providers may focus on diversifying their services and forming strategic partnerships to differentiate themselves in a crowded market.

1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer

2 Ireland Buy Now Pay Later Industry Attractiveness
2.1 Ireland Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 Ireland Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 Ireland Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 Ireland Buy Now Pay Later Market Share Analysis by Key Players, 2024

3 Ireland Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030

4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030

5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030

6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030

7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030

8 Ireland Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030

9 Ireland Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024

10 Ireland Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 Ireland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 Ireland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 Ireland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030

11 Ireland Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 Ireland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 Ireland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 Ireland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 Ireland Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 Ireland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 Ireland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 Ireland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030

12 Ireland Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 Ireland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 Ireland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 Ireland Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030

13 Ireland Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 Ireland Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 Ireland Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 Ireland Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030

14 Ireland Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 Ireland Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 Ireland Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 Ireland Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030

15 Ireland Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 Ireland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 Ireland Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 Ireland Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030

16 Ireland Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 Ireland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 Ireland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 Ireland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030

17 Ireland Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 Ireland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 Ireland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 Ireland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030

18 Ireland Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 Ireland Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 Ireland Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 Ireland Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030

19 Ireland Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 Ireland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 Ireland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 Ireland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 Ireland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 Ireland Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 Ireland Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 Ireland Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 Ireland Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024

20 Further Reading
20.1 About PayNXT360
20.2 Related Research

Table 1: Ireland Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: Ireland Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: Ireland Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: Ireland Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: Ireland Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: Ireland Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: Ireland Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: Ireland Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: Ireland Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: Ireland Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: Ireland Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: Ireland Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: Ireland Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: Ireland Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: Ireland Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: Ireland Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: Ireland Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: Ireland Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: Ireland Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: Ireland Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: Ireland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: Ireland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: Ireland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: Ireland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: Ireland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: Ireland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: Ireland Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: Ireland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: Ireland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: Ireland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: Ireland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: Ireland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: Ireland Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: Ireland Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: Ireland Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: Ireland Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: Ireland Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: Ireland Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: Ireland Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: Ireland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: Ireland Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: Ireland Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: Ireland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: Ireland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: Ireland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: Ireland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: Ireland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: Ireland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: Ireland Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: Ireland Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: Ireland Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: Ireland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: Ireland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: Ireland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: Ireland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: Ireland Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: Ireland Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: Ireland Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030

Figure 1: PayNXT360's Methodology Framework
Figure 2: Ireland Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: Ireland Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: Ireland Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: Ireland Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: Ireland Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: Ireland Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: Ireland Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: Ireland Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: Ireland Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: Ireland Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: Ireland Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: Ireland Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: Ireland Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: Ireland Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: Ireland Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: Ireland Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: Ireland Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: Ireland Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: Ireland Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: Ireland Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: Ireland Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: Ireland Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: Ireland Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: Ireland Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: Ireland Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: Ireland Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: Ireland Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: Ireland Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: Ireland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: Ireland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: Ireland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: Ireland Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: Ireland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: Ireland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: Ireland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: Ireland Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: Ireland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: Ireland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: Ireland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: Ireland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: Ireland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: Ireland Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: Ireland Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: Ireland Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: Ireland Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: Ireland Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: Ireland Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: Ireland Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: Ireland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: Ireland Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: Ireland Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: Ireland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: Ireland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: Ireland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: Ireland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: Ireland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: Ireland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: Ireland Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: Ireland Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: Ireland Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: Ireland Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: Ireland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: Ireland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: Ireland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: Ireland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: Ireland Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: Ireland Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: Ireland Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: Ireland Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: Ireland Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: Ireland Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: Ireland Buy Now Pay Later - Monthly Expense Segments, 2024

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  • Prices / Formats / Delivery
    • Prices
      • All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.

        Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.

    • Discounts
      • As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.

        Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.

        To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.

    • Available Currencies
      • Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.

        Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.

        To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.

    • Licenses
      • License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.

        If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.

    • Global Site License
      • The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.

        It is important to note that this may exclude Parent Companies or Subsidiaries.

        If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.

    • Formats
      • The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.

        If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.

    • Delivery
      • Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.

        Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.

        If a delay in delivery is expected you will be informed about it immediately.

    • Shipping Charges
      • As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.

        If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.

  • Ordering
    • By Credit Card
      • We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.

        Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.

        For more information on PayU please visit: https://www.payu.pl/en/about-us

    • By Money Transfer
      • If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.

        With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.

  • Security
    • Website security
      • We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.

        Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.

    • Credit Card Security
      • We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.

        PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.

PLEASE SELECT LICENSE