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Report
Global Alternative Financing Market Report and Forecast 2024-2032
Market Report I 2024-06-20 I 191 Pages I EMR Inc.
Global Alternative Financing Market Report and Forecast 2024-2032
Market Outlook
According to the report by Expert Market Research (EMR), the global alternative financing market size reached a value of USD 12.23 billion in 2023. Aided by the emerging shift from traditional financing options like banks to alternative financing modes like crowdfunding and corporate venture capital, especially among start-ups and small and medium-sized enterprises, the market is projected to further grow at a CAGR of 17.5% between 2024 and 2032 to reach a value of USD 52.41 billion by 2032.
Alternative financing refers to financial channels, instruments, and systems that emerge outside the traditional financial system. This includes crowdfunding, peer-to-peer (P2P) lending, microfinancing, and other innovative financial solutions. These platforms are transforming how businesses and individuals access capital, offering more flexible and accessible funding options compared to conventional banking.
The increasing need for accessible and diversified funding sources is driving the alternative financing market growth. With the rising difficulty for small and medium-sized enterprises (SMEs) to secure loans from traditional banks, there has been a significant shift towards alternative financing solutions. Additionally, the rapid digital transformation across various industries has further contributed to the growth of this market, enabling seamless and efficient financial transactions through online platforms.
The expanding applications of alternative financing in various sectors also play a significant role in propelling the market. In the real estate industry, alternative financing methods like real estate crowdfunding and P2P lending have become popular for funding property developments and investments. In the tech and startup ecosystem, crowdfunding platforms offer an effective way for entrepreneurs to raise capital and validate their business ideas.
Moreover, the increasing popularity of social impact investing and the rising trend of financial inclusion are further boosting the alternative financing market share. These platforms provide access to capital for underserved communities and promote sustainable and inclusive economic growth.
The traditional banking system often imposes stringent requirements for loan approval, making it challenging for SMEs to secure necessary funding. Alternative financing offers more flexible and accessible options, addressing the funding gap for these enterprises and driving market growth. The proliferation of digital platforms has revolutionized the financial sector, making it easier for individuals and businesses to access alternative financing solutions. Advanced technologies such as blockchain and artificial intelligence (AI) are further enhancing the efficiency, transparency, and security of these platforms.
Crowdfunding and P2P lending have gained significant traction in recent years, providing a viable alternative to traditional financial institutions. These platforms allow individuals and businesses to raise capital directly from a large pool of investors, democratizing the investment process. Alternative financing platforms are playing a crucial role in promoting financial inclusion by providing access to capital for underserved communities. Additionally, the growing trend of social impact investing is driving demand for platforms that support sustainable and inclusive economic development.
As per the global alternative financing market analysis, the real estate crowdfunding is expected to see substantial growth, offering investors an opportunity to diversify their portfolios and participate in property investments. This trend is likely to be driven by the increasing interest in real estate as a stable and lucrative investment option. The growing focus on sustainability and social responsibility is driving demand for alternative financing platforms that support social impact investing. These platforms provide an opportunity for investors to make a positive impact while achieving financial returns.
Blockchain technology is expected to play a crucial role in the future of alternative financing market development, offering enhanced security, transparency, and efficiency. The adoption of blockchain in financial transactions is likely to increase, providing a secure and reliable way to conduct transactions. The market is likely to see the development of new financial products and services, catering to the diverse needs of users. Innovations such as tokenized assets and decentralized finance (DeFi) solutions are expected to gain traction, offering new opportunities for investment and financing.
The global alternative financing market is set for significant growth in the coming years, driven by the increasing demand for diversified funding sources, technological advancements, and the rising popularity of crowdfunding and P2P lending. The market presents numerous opportunities for innovation and growth, with new models and financial products expected to emerge. As alternative financing continues to gain traction, it will play a crucial role in promoting financial inclusion, supporting economic development, and transforming the global financial landscape.
Market Segmentation
The market can be divided based on type, end use and region.
Market Breakup by Type
- Peer-to-Peer Lending
- Crowdfunding
- Invoice Trade
- Others
Market Breakup by End Use
- Individual
- Businesses
Market Breakup by Region
- North America
- Europe
- Asia Pacific
- Latin America
- Middle East and Africa
Competitive Landscape
The EMR report looks into the market shares, plant turnarounds, capacities, investments, and mergers and acquisitions, among other major developments, of the leading companies operating in the global alternative financing market. Some of the major players explored in the report by Expert Market Research are as follows:
- On Deck Capital, Inc.
- GoFundMe, Inc.
- Edinburgh Alternative Finance Limited
- Funding Circle Ltd.
- Wefunder Inc.
- LendingTree, LLC
- Peerform, Inc.
- LendingClub Bank
- Fundly, Inc.
- Prosper Funding LLC
- Others
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*We at Expert Market Research always strive to provide you with the latest information. The numbers in the article are only indicative and may be different from the actual report.
1 Preface
2 Report Coverage - Key Segmentation and Scope
3 Report Description
3.1 Market Definition and Outlook
3.2 Properties and Applications
3.3 Market Analysis
3.4 Key Players
4 Key Assumptions
5 Executive Summary
5.1 Overview
5.2 Key Drivers
5.3 Key Developments
5.4 Competitive Structure
5.5 Key Industrial Trends
6 Market Snapshot
6.1 Global
6.2 Regional
7 Opportunities and Challenges in the Market
8 Global Alternative Financing Market Analysis
8.1 Key Industry Highlights
8.2 Global Alternative Financing Historical Market (2018-2023)
8.3 Global Alternative Financing Market Forecast (2024-2032)
8.4 Global Alternative Financing Market by Type
8.4.1 Peer-to-Peer Lending
8.4.1.1 Historical Trend (2018-2023)
8.4.1.2 Forecast Trend (2024-2032)
8.4.2 Crowdfunding
8.4.2.1 Historical Trend (2018-2023)
8.4.2.2 Forecast Trend (2024-2032)
8.4.3 Invoice Trade
8.4.3.1 Historical Trend (2018-2023)
8.4.3.2 Forecast Trend (2024-2032)
8.4.4 Others
8.5 Global Alternative Financing Market by End Use
8.5.1 Individual
8.5.1.1 Historical Trend (2018-2023)
8.5.1.2 Forecast Trend (2024-2032)
8.5.2 Businesses
8.5.2.1 Historical Trend (2018-2023)
8.5.2.2 Forecast Trend (2024-2032)
8.6 Global Alternative Financing Market by Region
8.6.1 North America
8.6.1.1 Historical Trend (2018-2023)
8.6.1.2 Forecast Trend (2024-2032)
8.6.2 Europe
8.6.2.1 Historical Trend (2018-2023)
8.6.2.2 Forecast Trend (2024-2032)
8.6.3 Asia Pacific
8.6.3.1 Historical Trend (2018-2023)
8.6.3.2 Forecast Trend (2024-2032)
8.6.4 Latin America
8.6.4.1 Historical Trend (2018-2023)
8.6.4.2 Forecast Trend (2024-2032)
8.6.5 Middle East and Africa
8.6.5.1 Historical Trend (2018-2023)
8.6.5.2 Forecast Trend (2024-2032)
9 North America Alternative Financing Market Analysis
9.1 United States of America
9.1.1 Historical Trend (2018-2023)
9.1.2 Forecast Trend (2024-2032)
9.2 Canada
9.2.1 Historical Trend (2018-2023)
9.2.2 Forecast Trend (2024-2032)
10 Europe Alternative Financing Market Analysis
10.1 United Kingdom
10.1.1 Historical Trend (2018-2023)
10.1.2 Forecast Trend (2024-2032)
10.2 Germany
10.2.1 Historical Trend (2018-2023)
10.2.2 Forecast Trend (2024-2032)
10.3 France
10.3.1 Historical Trend (2018-2023)
10.3.2 Forecast Trend (2024-2032)
10.4 Italy
10.4.1 Historical Trend (2018-2023)
10.4.2 Forecast Trend (2024-2032)
10.5 Others
11 Asia Pacific Alternative Financing Market Analysis
11.1 China
11.1.1 Historical Trend (2018-2023)
11.1.2 Forecast Trend (2024-2032)
11.2 Japan
11.2.1 Historical Trend (2018-2023)
11.2.2 Forecast Trend (2024-2032)
11.3 India
11.3.1 Historical Trend (2018-2023)
11.3.2 Forecast Trend (2024-2032)
11.4 ASEAN
11.4.1 Historical Trend (2018-2023)
11.4.2 Forecast Trend (2024-2032)
11.5 Australia
11.5.1 Historical Trend (2018-2023)
11.5.2 Forecast Trend (2024-2032)
11.6 Others
12 Latin America Alternative Financing Market Analysis
12.1 Brazil
12.1.1 Historical Trend (2018-2023)
12.1.2 Forecast Trend (2024-2032)
12.2 Argentina
12.2.1 Historical Trend (2018-2023)
12.2.2 Forecast Trend (2024-2032)
12.3 Mexico
12.3.1 Historical Trend (2018-2023)
12.3.2 Forecast Trend (2024-2032)
12.4 Others
13 Middle East and Africa Alternative Financing Market Analysis
13.1 Saudi Arabia
13.1.1 Historical Trend (2018-2023)
13.1.2 Forecast Trend (2024-2032)
13.2 United Arab Emirates
13.2.1 Historical Trend (2018-2023)
13.2.2 Forecast Trend (2024-2032)
13.3 Nigeria
13.3.1 Historical Trend (2018-2023)
13.3.2 Forecast Trend (2024-2032)
13.4 South Africa
13.4.1 Historical Trend (2018-2023)
13.4.2 Forecast Trend (2024-2032)
13.5 Others
14 Market Dynamics
14.1 SWOT Analysis
14.1.1 Strengths
14.1.2 Weaknesses
14.1.3 Opportunities
14.1.4 Threats
14.2 Porter's Five Forces Analysis
14.2.1 Supplier's Power
14.2.2 Buyer's Power
14.2.3 Threat of New Entrants
14.2.4 Degree of Rivalry
14.2.5 Threat of Substitutes
14.3 Key Indicators for Demand
14.4 Key Indicators for Price
15 Competitive Landscape
15.1 Market Structure
15.2 Company Profiles
15.2.1 On Deck Capital, Inc.
15.2.1.1 Company Overview
15.2.1.2 Product Portfolio
15.2.1.3 Demographic Reach and Achievements
15.2.1.4 Certifications
15.2.2 GoFundMe, Inc.
15.2.2.1 Company Overview
15.2.2.2 Product Portfolio
15.2.2.3 Demographic Reach and Achievements
15.2.2.4 Certifications
15.2.3 Edinburgh Alternative Finance Limited
15.2.3.1 Company Overview
15.2.3.2 Product Portfolio
15.2.3.3 Demographic Reach and Achievements
15.2.3.4 Certifications
15.2.4 Funding Circle Ltd.
15.2.4.1 Company Overview
15.2.4.2 Product Portfolio
15.2.4.3 Demographic Reach and Achievements
15.2.4.4 Certifications
15.2.5 Wefunder Inc.
15.2.5.1 Company Overview
15.2.5.2 Product Portfolio
15.2.5.3 Demographic Reach and Achievements
15.2.5.4 Certifications
15.2.6 LendingTree, LLC
15.2.6.1 Company Overview
15.2.6.2 Product Portfolio
15.2.6.3 Demographic Reach and Achievements
15.2.6.4 Certifications
15.2.7 Peerform, Inc.
15.2.7.1 Company Overview
15.2.7.2 Product Portfolio
15.2.7.3 Demographic Reach and Achievements
15.2.7.4 Certifications
15.2.8 LendingClub Bank
15.2.8.1 Company Overview
15.2.8.2 Product Portfolio
15.2.8.3 Demographic Reach and Achievements
15.2.8.4 Certifications
15.2.9 Fundly, Inc.
15.2.9.1 Company Overview
15.2.9.2 Product Portfolio
15.2.9.3 Demographic Reach and Achievements
15.2.9.4 Certifications
15.2.10 Prosper Funding LLC
15.2.10.1 Company Overview
15.2.10.2 Product Portfolio
15.2.10.3 Demographic Reach and Achievements
15.2.10.4 Certifications
15.2.11 Others
16 Key Trends and Developments in the Market
List of Key Figures and Tables
1. Global Alternative Financing Market: Key Industry Highlights, 2018 and 2032
2. Global Alternative Financing Historical Market: Breakup by Type (USD Billion), 2018-2023
3. Global Alternative Financing Market Forecast: Breakup by Type (USD Billion), 2024-2032
4. Global Alternative Financing Historical Market: Breakup by End Use (USD Billion), 2018-2023
5. Global Alternative Financing Market Forecast: Breakup by End Use (USD Billion), 2024-2032
6. Global Alternative Financing Historical Market: Breakup by Region (USD Billion), 2018-2023
7. Global Alternative Financing Market Forecast: Breakup by Region (USD Billion), 2024-2032
8. North America Alternative Financing Historical Market: Breakup by Country (USD Billion), 2018-2023
9. North America Alternative Financing Market Forecast: Breakup by Country (USD Billion), 2024-2032
10. Europe Alternative Financing Historical Market: Breakup by Country (USD Billion), 2018-2023
11. Europe Alternative Financing Market Forecast: Breakup by Country (USD Billion), 2024-2032
12. Asia Pacific Alternative Financing Historical Market: Breakup by Country (USD Billion), 2018-2023
13. Asia Pacific Alternative Financing Market Forecast: Breakup by Country (USD Billion), 2024-2032
14. Latin America Alternative Financing Historical Market: Breakup by Country (USD Billion), 2018-2023
15. Latin America Alternative Financing Market Forecast: Breakup by Country (USD Billion), 2024-2032
16. Middle East and Africa Alternative Financing Historical Market: Breakup by Country (USD Billion), 2018-2023
17. Middle East and Africa Alternative Financing Market Forecast: Breakup by Country (USD Billion), 2024-2032
18. Global Alternative Financing Market Structure
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