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France Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update
Market Report I 2025-02-10 I 88 Pages I PayNxt360
According to PayNXT360, BNPL payment market in France is expected to grow by 11.3% on annual basis to reach US$12,686.1 million in 2025.
The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 19.2%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 8.0% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 11,401.9 million to approximately USD 18,615.8 million.
This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in France, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.
It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.
PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Key Insights
France's BNPL market is witnessing robust growth, driven by expanding e-commerce, the entry of international players, and the adoption of BNPL in non-traditional sectors. Providers such as Alma and global players such as Klarna are reshaping the payment landscape by offering flexible installment options tailored to consumer needs.
Over the next 2-4 years, the BNPL sector is expected to expand further, with increased competition fostering innovation in product offerings and user experience. As the market matures, businesses and regulators must balance growth with consumer protection, ensuring the long-term sustainability of the BNPL ecosystem in France.
Rapid Expansion of BNPL Services
- The BNPL sector in France is expanding rapidly as installment-based payment options gain popularity among consumers. Local providers such as Alma have captured significant market share by partnering with retailers to offer flexible payment plans, particularly in electronics, clothing, and high-value items. This growing adoption reflects the shift in consumer behavior toward more convenient and accessible payment solutions.
- The growth of the French e-commerce market, has been a major driver of BNPL adoption. Retailers have embraced BNPL to reduce cart abandonment and increase sales conversions. At the same time, consumers-especially Millennials and Gen Z-are drawn to the simplicity and interest-free nature of BNPL services. This alignment of merchant goals and consumer preferences has created fertile ground for the rapid expansion of BNPL in France.
- Over the next 2-4 years, BNPL is expected to become a standard payment option in both online and offline retail environments. Competition among providers will likely intensify, pushing companies to innovate with new features such as extended repayment periods and loyalty program integrations. These developments will increase consumer adoption and create a more dynamic and competitive BNPL ecosystem in France.
Entry of International BNPL Providers
- Global BNPL providers such as Klarna and PayPal are entering the French market, leveraging partnerships with prominent retailers to establish their presence. Klarna's collaboration with Carrefour is a notable instance, allowing the company to integrate installment payment options into one of France's largest retail networks. These partnerships are helping international players embed themselves into the French retail ecosystem, expanding their consumer base.
- France's status as one of Europe's largest e-commerce markets presents a lucrative opportunity for global BNPL providers seeking to expand their operations. Additionally, French consumers' increasing adoption of digital payments has created an environment conducive to competition. This combination of market potential and digital readiness has encouraged international players to challenge domestic providers and diversify their offerings.
- Over the next 2-4 years, the entry of international providers is expected to intensify competition, pushing local players such as Alma to innovate and differentiate their services. This competitive pressure will likely result in advancements such as personalized installment plans and enhanced credit-scoring mechanisms. As a result, consumers may benefit from more tailored and innovative BNPL solutions, while the overall market grows increasingly dynamic and sophisticated.
Integration of BNPL into Non-Traditional Sectors
- BNPL services in France are expanding beyond retail into sectors such as travel, healthcare, and education, addressing consumer needs for flexible payment options in high-cost areas. For instance, Alma has partnered with travel agencies to offer vacation installment payments, making such expenditures more accessible to a broader audience. Similarly, providers target high-value services such as tuition fees and medical procedures to cater to essential and aspirational consumer needs.
- Rising living costs and economic pressures have increased consumer demand for flexible payment options in non-traditional sectors. For merchants in industries such as healthcare and education, BNPL provides an opportunity to attract more customers by reducing the upfront financial burden of high-ticket services. These drivers create a favorable environment for BNPL providers to innovate and establish partnerships in new verticals.
- Over the next 2-4 years, the adoption of BNPL in sectors such as travel, healthcare, and education is expected to grow as providers deepen their presence through strategic partnerships. However, expanding into these high-value areas will likely attract regulatory scrutiny, with authorities focusing on ensuring consumer protection and transparency. Providers that navigate these challenges effectively may secure a competitive edge and gain trust in these emerging markets.
Competitive Landscape and Regulatory Developments in France's Buy Now, Pay Later (BNPL) Market
The BNPL market in France is undergoing rapid expansion, fueled by growing consumer demand for flexible payment options and the continued rise of e-commerce. Both domestic and international providers, such as Alma, Klarna, and PayPal, are actively shaping the competitive landscape through strategic partnerships and tailored offerings. These players drive innovation and accessibility, establishing BNPL as a preferred payment method for consumers across various sectors.
The market is poised for further consolidation and heightened competition as new entrants challenge established players. Regulatory developments, particularly implementing the European Union's Second Consumer Credit Directive (CCD2), will significantly influence the market by enforcing stricter creditworthiness assessments and enhancing consumer protection. These regulatory measures are expected to promote sustainability and trust in the BNPL sector, ensuring its growth aligns with responsible lending practices while maintaining its appeal to consumers and merchants.
Current State of the BNPL Market
- The growth of e-commerce largely drives this expansion, as retailers leverage BNPL solutions to enhance customer experiences and boost sales. The market's dynamic nature is shaped by both domestic players such as Alma and international providers such as Klarna and PayPal, who are innovating to meet the demands of a diverse consumer base.
- The BNPL market is expected to solidify its position as a core component of France's payment ecosystem. The continued integration of BNPL into e-commerce platforms and brick-and-mortar stores will likely fuel its adoption across a broader range of sectors. With competition intensifying between established and emerging players, the French BNPL market is set to evolve further, offering enhanced payment solutions that cater to the changing needs of consumers and merchants alike.
Key Players and New Entrants
- Alma: A French fintech company, Alma has established itself as a prominent BNPL provider by partnering with various merchants to offer installment payment solutions.
- Klarna: The Swedish BNPL giant has entered the French market, collaborating with retailers to provide flexible payment options.
- Scalapay: An Italian BNPL firm, Scalapay has expanded into France, allowing consumers to split payments into installments.
- Clearpay: Known as Afterpay outside Europe, Clearpay has made inroads into the French BNPL market through partnerships with local merchants.
- PayPal: Leveraging its extensive user base, PayPal offers BNPL services in France, allowing consumers to pay in installments.
Recent Launches, Mergers, and Acquisitions
- The partnership between Younited Credit and LiftForward highlights the growing importance of strategic alliances in strengthening BNPL offerings in France. This collaboration enables Younited Credit to leverage LiftForward's expertise in installment payments, enhancing its ability to serve a nationwide consumer base. Such partnerships are pivotal in an increasingly competitive market, allowing providers to expand their reach and deliver tailored solutions to meet evolving customer needs.
- The French BNPL market is expected to see more partnerships and mergers as players seek to consolidate their positions and gain a competitive edge. Collaborations such as the one between Younited Credit and LiftForward expand market presence and foster innovation in BNPL solutions. These developments will likely contribute to a more dynamic and diverse BNPL ecosystem, benefiting consumers and merchants across various sectors.
Anticipated Competitive Dynamics Over the Next 2-4 Years
- Over the next 2-4 years, the French BNPL market is poised for significant consolidation, with established players likely to pursue mergers and acquisitions to solidify their positions. As domestic and international entrants join the competitive landscape, the market will become increasingly dynamic. This intensifying competition will push providers to innovate and differentiate their offerings, particularly regarding service features and sectoral reach, to capture and retain consumer loyalty.
- The anticipated market evolution will also see providers focusing on strategic partnerships to enhance their capabilities and expand their presence across diverse sectors. By leveraging these collaborations, BNPL players can address new consumer demands and unlock growth opportunities in non-traditional areas such as healthcare and education. This strategic diversification, combined with technological advancements, will shape the future of the French BNPL sector, fostering a highly competitive and innovative environment.
Regulatory Changes Implemented in the Last 12 Months
- The European Union's Second Consumer Credit Directive (CCD2), adopted in October 2023, has significant implications for BNPL providers operating in France. CCD2 mandates that BNPL services are subject to consumer credit regulations, requiring providers to conduct thorough creditworthiness assessments before granting credit. This directive aims to enhance consumer protection and prevent over-indebtedness.
1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer
2 France Buy Now Pay Later Industry Attractiveness
2.1 France Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 France Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 France Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 France Buy Now Pay Later Market Share Analysis by Key Players, 2024
3 France Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030
4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030
5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030
6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030
7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030
8 France Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030
9 France Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024
10 France Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 France Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 France Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 France Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030
11 France Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 France Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 France Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 France Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 France Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 France Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 France Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 France Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030
12 France Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 France Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 France Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 France Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030
13 France Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 France Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 France Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 France Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030
14 France Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 France Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 France Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 France Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030
15 France Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 France Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 France Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 France Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030
16 France Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 France Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 France Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 France Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030
17 France Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 France Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 France Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 France Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030
18 France Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 France Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 France Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 France Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030
19 France Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 France Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 France Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 France Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 France Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 France Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 France Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 France Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 France Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024
20 Further Reading
20.1 About PayNXT360
20.2 Related Research
Table 1: France Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: France Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: France Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: France Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: France Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: France Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: France Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: France Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: France Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: France Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: France Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: France Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: France Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: France Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: France Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: France Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: France Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: France Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: France Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: France Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: France Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: France Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: France Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: France Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: France Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: France Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: France Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: France Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: France Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: France Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: France Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: France Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: France Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: France Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: France Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: France Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: France Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: France Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: France Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: France Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: France Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: France Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: France Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: France Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: France Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: France Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: France Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: France Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: France Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: France Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: France Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: France Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: France Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: France Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: France Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: France Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: France Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: France Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 1: PayNXT360's Methodology Framework
Figure 2: France Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: France Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: France Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: France Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: France Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: France Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: France Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: France Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: France Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: France Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: France Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: France Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: France Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: France Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: France Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: France Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: France Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: France Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: France Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: France Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: France Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: France Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: France Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: France Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: France Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: France Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: France Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: France Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: France Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: France Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: France Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: France Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: France Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: France Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: France Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: France Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: France Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: France Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: France Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: France Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: France Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: France Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: France Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: France Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: France Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: France Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: France Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: France Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: France Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: France Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: France Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: France Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: France Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: France Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: France Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: France Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: France Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: France Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: France Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: France Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: France Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: France Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: France Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: France Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: France Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: France Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: France Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: France Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: France Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: France Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: France Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: France Buy Now Pay Later - Monthly Expense Segments, 2024
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Content is provided by our partners and every effort is made to make Market Report details as clear as possible. If you are not sure the exact content you require is included in this study you can Contact us to double check. To do this you can:
Use the ‘? ASK A QUESTION’ below the license / prices and to the right of this box. This will come directly to our team who will work on dealing with your request as soon as possible.
Write to directly on support@scotts-international.com with details. Please include as much information as possible including the name of report or link so our staff will be able to work on you request.
Telephone us directly on 0048 603 394 346 and an experienced member of team will be on hand to answer.
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- Sample Pages
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With the vast majority of our partners we can obtain Sample Pages to support your decision. This is something we can arrange without revealing your personal details.
It is important to note that we will not be able to provide you the exact data or statistics such as Market Size and Forecasts. Sample pages usually confirm the layout or the Categories included in Charts and Graphs, excluding specific data.
To ask for Sample Pages by contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Check for Alternatives
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Whilst we try to make our online platform as easy to use as possible there is always the possibility that a better alternative has not been found in your search.
To avoid this possibility Contact us through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346 and a Senior Team Member can review your requirements and send a list of possibilities with opinions and recommendations.
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- Confirm Content
- Prices / Formats / Delivery
- Prices
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All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.
Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Discounts
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As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.
Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.
To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Available Currencies
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Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.
Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.
To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.
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- Licenses
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License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Global Site License
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The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.
It is important to note that this may exclude Parent Companies or Subsidiaries.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Formats
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The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.
If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.
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- Delivery
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Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.
Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.
If a delay in delivery is expected you will be informed about it immediately.
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- Shipping Charges
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As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.
If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.
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- Prices
- Ordering
- By Credit Card
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We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.
Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.
For more information on PayU please visit: https://www.payu.pl/en/about-us
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- By Money Transfer
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If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.
With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.
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- By Credit Card
- Security
- Website security
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We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.
Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.
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- Credit Card Security
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We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.
PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.
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- Website security