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Report
Europe Health Insurance Market- Industry Trends and Forecast to 2030
Market Report I 2023-09-01 I 132 Pages I Data Bridge Market Research
Europe health insurance market is expected to reach Euro 7,06,497.32 million by 2030 from Euro 4,81,427.01 in 2022, growing at a CAGR of 5.1% during the forecast period of 2023 to 2030.
Market Segmentation
Europe Health Insurance Market, By Offering (Services and Solution), Provider (Public and Private) Level of Coverage (Bronze, Silver, Gold, and Platinum), Network (Point of Service (POS), Exclusive Provider Organization (EPOS), Preferred Provider Organization (PPO), Indemnity Health Insurance, Health Maintenance Organization (HMO), Health Savings Account (HSA), Qualified Small Employer Health Reimbursement Arrangements (QSEHRAS), and Others), Demographics (Adults, Minors, and Seniors), Coverage Type (Lifetime and Term), End Use (Corporate, Individual), Distribution Channel (Direct Sales, Financial Institutions, E-commerce, Hospitals, Clinics, and Others), Country (Germany, France, U.K., Italy, Russia, Spain, Netherlands, Switzerland, Belgium, Turkey, Poland, Denmark, Sweden, Norway, Finland and the rest of Europe) - Industry Trends and Forecast to 2030
Overview of Europe Health Insurance Market Dynamics
Driver
- Rising Cost of Medical Services
Restraint
- High Cost of Insurance Premiums
Opportunity
- Advantages of Health Insurance Policies
Market Players
Some of the major market players operating in the Europe Health Insurance Market are:
- Aetna Inc.
- UNITEDHEALTH GROUP
- AXA Equitable Life Insurance Company
- Bupa
- Assicurazioni Generali S.p.A.
- Allianz Care
- Cigna
- Aviva
- VHI Group
- Vitality
- Oracle
- MAPFRE
- Saga
- International Medical Group, Inc.
- Broadstone Corporate Benefits Limited
- General and Medical Finance Ltd
- HealthCare International Europe GmbH
- Now Health International
- Freedom Health Insurance
TABLE OF CONTENTS
1 INTRODUCTION 11
1.1 OBJECTIVES OF THE STUDY 11
1.2 MARKET DEFINITION 11
1.3 OVERVIEW OF EUROPE HEALTH INSURANCE MARKET 11
1.4 LIMITATIONS 13
1.5 MARKETS COVERED 13
2 MARKET SEGMENTATION 16
2.1 MARKETS COVERED 16
2.2 GEOGRAPHICAL SCOPE 17
2.3 YEARS CONSIDERED FOR THE STUDY 17
2.4 CURRENCY AND PRICING 17
2.5 DBMR TRIPOD DATA VALIDATION MODEL 18
2.6 MULTIVARIATE MODELING 21
2.7 PRIMARY INTERVIEWS WITH KEY OPINION LEADERS 22
2.8 DBMR MARKET POSITION GRID 23
2.9 MARKET END-USER COVERAGE GRID 24
2.10 SECONDARY SOURCES 25
2.11 ASSUMPTIONS 26
3 EXECUTIVE SUMMARY 27
4 PREMIUM INSIGHTS 30
4.1 PREMIUM INSIGHT- GLOBAL OVERVIEW 31
4.2 MIGRATION TRENDS IN EUROPE 33
5 MARKET OVERVIEW 35
5.1 DRIVERS 37
5.1.1 INCREASING COST OF MEDICAL SERVICES 37
5.1.2 GROWING NUMBER OF DAYCARE PROCEDURES 39
5.1.3 MANDATORY PROVISION OF HEALTHCARE INSURANCE IN PUBLIC AND PRIVATE SECTORS 41
5.2 RESTRAINTS 42
5.2.1 HIGH COST OF INSURANCE PREMIUMS 42
5.2.2 STRICT DOCUMENTATION PROCESS FOR REIMBURSEMENT CLAIM 43
5.3 OPPORTUNITIES 44
5.3.1 ADVANTAGES OF HEALTH INSURANCE POLICIES 44
5.3.2 INCREASING HEALTHCARE EXPENDITURE 45?
5.4 CHALLENGE 46
5.4.1 LACK OF AWARENESS REGARDING THE BENEFITS OF HEALTH INSURANCE 46
6 EUROPE HEALTH INSURANCE MARKET, BY OFFERING 48
6.1 OVERVIEW 49
6.2 SERVICES 50
6.2.1 INPATIENT TREATMENT 50
6.2.2 OUTPATIENT TREATMENT 50
6.2.3 MEDICAL ASSURANCE 50
6.2.4 OTHERS 50
6.3 SOLUTION 51
6.3.1 MEDICAL ASSURANCE 51
6.3.2 DISEASES INSURANCE 51
6.3.3 INCOME PROTECTION INSURANCE 51
7 EUROPE HEALTH INSURANCE MARKET, BY PROVIDER 52
7.1 OVERVIEW 53
7.2 PUBLIC 54
7.3 PRIVATE 54
8 EUROPE HEALTH INSURANCE MARKET, BY COVERAGE TYPE 55
8.1 OVERVIEW 56
8.2 LIFETIME 57
8.3 TERM 57
9 EUROPE HEALTH INSURANCE MARKET, BY END USE 58
9.1 OVERVIEW 59
9.2 CORPORATE 60
9.2.1 SERVICES 60
9.2.1 SOLUTION 60
9.3 INDIVIDUAL 61
9.3.1 SERVICES 61
9.3.2 SOLUTION 61
10 EUROPE HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL 62
10.1 OVERVIEW 63
10.2 DIRECT SALES 64
10.3 FINANCIAL INSTITUTIONS 64
10.4 E-COMMERCE 64
10.5 HOSPITALS 64
10.6 CLINICS 64
10.7 OTHERS 64
11 EUROPE HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE 65
11.1 OVERVIEW 66
11.2 BRONZE 67
11.3 SILVER 67
11.4 GOLD 67
11.5 PLATINUM 67
12 EUROPE HEALTH INSURANCE MARKET, BY NETWORK 68
12.1 OVERVIEW 69
12.2 POINT OF SERVICE (POS) 70
12.3 EXCLUSIVE PROVIDER ORGANIZATION (EPOS) 70
12.4 PREFERRED PROVIDER ORGANIZATION (PPO) 70
12.5 INDEMNITY HEALTH INSURANCE 70
12.6 HEALTH MAINTENANCE ORGANIZATION (HMO) 70
12.7 HEALTH SAVINGS ACCOUNT (HSA) 71
12.8 QUALIFIED SMALL EMPLOYER HEALTH REIMBURSEMENT ARRANGEMENTS (QSEHRAS) 71
12.9 OTHERS 71
13 EUROPE HEALTH INSURANCE MARKET, BY DEMOGRAPHICS 72
13.1 OVERVIEW 73
13.2 ADULTS 74
13.3 MINORS 74
13.4 SENIORS 74
14 EUROPE 75
14.1 U.K. 77
14.2 GERMANY 77
14.3 FRANCE 77
14.4 RUSSIA 77
14.5 ITALY 77
14.6 SPAIN 77
14.7 NETHERLANDS 77
14.8 POLAND 77
14.9 SWITZERLAND 77
14.10 BELGIUM 77
14.11 SWEDEN 78
14.12 TURKEY 78
14.13 DENMARK 78
14.14 NORWAY 78
14.15 FINLAND 78
14.16 REST OF EUROPE 78
15 EUROPE HEALTH INSURANCE MARKET: COMPANY LANDSCAPE 79
15.1 COMPANY SHARE ANALYSIS: EUROPE 79
16 SWOT ANALYSIS 80
17 COMPANY PROFILES 81
17.1 AETNA INC. (A SUBSIDIARY OF CVS HEALTH) 81
17.1.1 COMPANY SNAPSHOT 81
17.1.2 REVENUE ANALYSIS 81
17.1.3 PRODUCT PORTFOLIO 82
17.1.4 RECENT DEVELOPMENTS 82
17.2 UNITEDHEALTH GROUP 84
17.2.1 COMPANY SNAPSHOT 84
17.2.2 REVENUE ANALYSIS 84
17.2.3 PRODUCT PORTFOLIO 85
17.2.4 RECENT DEVELOPMENTS 86
17.3 AXA 87
17.3.1 COMPANY SNAPSHOT 87
17.3.2 REVENUE ANALYSIS 87
17.3.3 PRODUCT PORTFOLIO 88
17.3.4 RECENT DEVELOPMENTS 88
17.4 BUPA 89
17.4.1 COMPANY SNAPSHOT 89
17.4.2 REVENUE ANALYSIS 89
17.4.3 PRODUCT PORTFOLIO 90
17.4.4 RECENT DEVELOPMENTS 90
17.5 ASSICURANZIONI GENERALI S.P.A. 92
17.5.1 COMPANY SNAPSHOT 92
17.5.2 REVENUE ANALYSIS 92
17.5.3 PRODUCT PORTFOLIO 93
17.5.4 RECENT DEVELOPMENTS 93
17.6 ALLIANZ CARE (A SUBSIDIARY OF ALLIANZ) 94
17.6.1 COMPANY SNAPSHOT 94
17.6.2 REVENUE ANALYSIS 94
17.6.3 PRODUCT PORTFOLIO 95
17.6.4 RECENT DEVELOPMENTS 96?
17.7 AVIVA 97
17.7.1 COMPANY SNAPSHOT 97
17.7.2 REVENUE ANALYSIS 97
17.7.3 PRODUCT PORTFOLIO 98
17.7.4 RECENT DEVELOPMENTS 98
17.8 BROADSTONE CORPORATE BENEFITS LIMITED 99
17.8.1 COMPANY SNAPSHOT 99
17.8.2 PRODUCT PORTFOLIO 99
17.8.3 RECENT DEVELOPMENTS 100
17.9 CIGNA 101
17.9.1 COMPANY SNAPSHOT 101
17.9.2 REVENUE ANALYSIS 102
17.9.3 PRODUCT PORTFOLIO 103
17.9.4 RECENT DEVELOPMENTS 104
17.10 FREEDOM HEALTH INSURANCE 105
17.10.1 COMPANY SNAPSHOT 105
17.10.2 PRODUCT PORTFOLIO 105
17.10.3 RECENT DEVELOPMENTS 106
17.11 GENERAL AND MEDICAL FINANCE LTD 107
17.11.1 COMPANY SNAPSHOT 107
17.11.2 PRODUCT PORTFOLIO 107
17.11.3 RECENT DEVELOPMENTS 108
17.12 HEALTHCARE INTERNATIONAL GLOBAL NETWORK LTD. 109
17.12.1 COMPANY SNAPSHOT 109
17.12.2 PRODUCT PORTFOLIO 109
17.12.3 RECENT DEVELOPMENT 110
17.13 INTERNATIONAL MEDICAL GROUP, INC. 111
17.13.1 COMPANY SNAPSHOT 111
17.13.2 PRODUCT PORTFOLIO 111
17.13.3 RECENT DEVELOPMENTS 112
17.14 MAPFRE 114
17.14.1 COMPANY SNAPSHOT 114
17.14.2 REVENUE ANALYSIS 114
17.14.3 PRODUCT PORTFOLIO 115
17.14.4 RECENT DEVELOPMENTS 115
17.15 NOW HEALTH INTERNATIONAL 116
17.15.1 COMPANY SNAPSHOT 116
17.15.2 PRODUCT PORTFOLIO 116
17.15.3 RECENT DEEVLOPMENTS 117?
17.16 ORACLE 118
17.16.1 COMPANY SNAPSHOT 118
17.16.2 REVENUE ANALYSIS 118
17.16.3 PRODUCT PORTFOLIO 119
17.16.4 RECENT DEVELOPMENTS 119
17.17 SAGA 120
17.17.1 COMPANY SNAPSHOT 120
17.17.2 REVENUE ANALYSIS 120
17.17.3 PRODUCT PORTFOLIO 121
17.17.4 RECENT DEVELOPMENTS 121
17.18 VHI GROUP 122
17.18.1 COMPANY SNAPSHOT 122
17.18.2 PRODUCT PORTFOLIO 123
17.18.3 RECENT DEVELOPMENT 125
17.19 VITALITY (A SUBSIDIARY OF DISCOVERY LTD) 126
17.19.1 COMPANY SNAPSHOT 126
17.19.2 PRODUCT PORTFOLIO 126
17.19.3 RECENT DEVELOPMENTS 127
18 QUESTIONNAIRE 128
19 RELATED REPORTS 132
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