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Report
Commonwealth Bank of Australia (CBA:ASX) Strategic SWOT, PESTLE Analysis and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, Financial and Operational KPI's, and Recent Trends
Company Report I 2024-09-19 I 120 Pages I Quaintel Research
Report Summary
Commonwealth Bank of Australia (CBA:ASX) Strategic SWOT, PESTLE Analysis and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, Financial and Operational KPI's, and Recent Trends Report is a comprehensive and easily accessible overview of Commonwealth Bank of Australia's business operations. It provides a detailed analysis of the company's financial and strategic standing, as well as its position in the industry compared to competitors. The report includes several key features to facilitate decision-making and provide insights into the company's performance.
The report begins with in-depth information about Commonwealth Bank of Australia including key insights, business segments, key executives, locations, products and services, historical events, corporate strategy, and management discussions. This section provides a solid foundation for understanding the company's key attributes.
Next, the report assesses Commonwealth Bank of Australia's strategic standing through various analyses. The ESG spotlight evaluates the company's environmental, social, and governance performance, providing insights into its sustainability efforts and ethical practices. The SWOT analysis examines the company's internal strengths and weaknesses, as well as external opportunities and threats. The PESTLE analysis evaluates the external factors impacting the company's operations and market environment. Additionally, By integrating these strategic analyses, the report offers a comprehensive understanding of Commonwealth Bank of Australia's overall strategic standing and supports informed decision-making and strategic planning.
The report also covers Commonwealth Bank of Australia's financial analysis basis of latest income statement, balance sheet, and cash flow statement. Key financial ratios related to profitability, asset turnover, credit, market, and long-term solvency are outlined, providing guidance for investment decisions. Furthermore, the report compares Commonwealth Bank of Australia's financial parameters with those of its competitors, offering a unique analysis of the competitive landscape. This information helps manage the business environment and improve sales activities by gaining insight into competitors' operations.
Finally, the report includes recent news and deal activities undertaken by Commonwealth Bank of Australia enhancing awareness of the company's business trends, growth perspectives, and more.
Key Highlights
The Commonwealth Bank of Australia (CBA) is an Australian multinational bank with businesses across New Zealand, Asia, the United States, and the United Kingdom. It provides a variety of financial services, including retail, business and institutional banking, funds management, superannuation, insurance, investment, and broking services. Its former constituent parts were the Commonwealth Trading Bank of Australia, the Commonwealth Savings Bank of Australia, and the Commonwealth Development Bank. The company was founded in 1911 by the Australian Government and fully privatised in 1996. The bank offers insurance for home, car, and travel risks. CBA serves individuals, small business units, corporations, government entities, and other institutions. It has operations in Asia Pacific, Europe, and North America. CBA is headquartered in Sydney, New South Wales, Australia.
Commonwealth Bank of Australia in the News:-
- 13-Sep-2024 - Businesses increase asset investment despite economic uncertainty
- 12-Sep-2024 - https://www.commbank.com.au/articles/newsroom/2024/09/HSI-Index-August-2024.html
- 11-Sep-2024 - Careers of the future: from graduate to data science leader
- 09-Sep-2024 - Technology graduates roll into cyber, engineering and data science careers at CommBank
- 09-Sep-2024 - Chrysos Corporation sets gold standard in Australian innovation
Scope
- Tactical Analysis:- Various strategic frameworks to gain insights into a company's competitive position and operational environment. These analytical tools assist in identifying competitive advantages, potential risks, and areas for improvement and efficiency, enabling companies to make informed tactical decisions.
- Business Strategy:- Contributes to shaping the company's overall direction, goals, and decision-making processes, ensuring long-term success and alignment with stakeholder expectations.
- Financial Position:- Provide valuable information on the financial performance and investor sentiment surrounding the company. Indicating the level of confidence and expectations in the company's future prospects. These components collectively contribute to understanding the financial health and market perception of the company.
- Company Fundamentals:- These fundamentals offer valuable insights into the company's history, operations, leadership, and geographical presence, aiding in a comprehensive understanding of the organization.
- Competitive Landscape:- An identification of the company's main competitors, providing insights into the competitive landscape it operates in.
Reasons to Buy
- Comprehensive Understanding of the Commonwealth Bank of Australia's internal and external factors through SWOT analysis, PESTLE analysis, Financial Analysis, and Competitors Benchmarking.
- Strive Strategic Decision Making with various analyses and identifying potential customers and suppliers.
- Mitigate Risk with help of thorough analysis of internal and external factors. Furthermore, develop strategies and contingency plans to address these challenges and minimize their impact on business operations.
- Competitive Benchmarking will help to gain a competitive advantage by understanding industry trends, customer preferences, and best practices.
- Financial Performance Evaluation provides crucial insights into key financial ratios and trends, supporting better financial decision-making and resource allocation.
- Valuable insights from the report enable investors and partners to make informed decisions regarding potential Collaborations, Investments, or Partnerships with the company.
Additionally, available deep-dive analysis on the company Commonwealth Bank of Australia:
- Commonwealth Bank of Australia Value Chain Analysis
- Commonwealth Bank of Australia Porter's Five Forces Analysis
- Commonwealth Bank of Australia VRIO Analysis
- Commonwealth Bank of Australia BCG Analysis
- Commonwealth Bank of Australia Segmentation, Targeting and Positioning (STP) Analysis
- Commonwealth Bank of Australia Ansoff Matrix Analysis
Table of Contents
COMPANY EXECUTIVE SUMMARY 1
Table of Contents 2
Tables 6
Charts 7
Commonwealth Bank of Australia - Key Company Facts 8
Commonwealth Bank of Australia - Company Description 9
Commonwealth Bank of Australia - Top Executives 10
Commonwealth Bank of Australia- Top Executives Biographies 11
Commonwealth Bank of Australia- Head Office & Locations 13
Head Office - Country 13
Key Subsidiaries 14
Key Joint Ventures 15
Commonwealth Bank of Australia - Products and Services 16
Products 16
Services 17
Commonwealth Bank of Australia - Historic Events 18
Commonwealth Bank of Australia - Company's Management Discussion 20
Commonwealth Bank of Australia - Corporate Strategy 23
Commonwealth Bank of Australia - Business Description 28
Retail banking 29
Business banking 29
Institutional banking 30
ASB New Zealand 30
Commonwealth Bank of Australia - ESG Spotlight 31
Environment 31
Social 32
Corporate Governance 33
Commonwealth Bank of Australia - SWOT Analysis 34
Overview 34
Strengths 36
Weaknesses 38
Opportunities 39
Threats 40
Commonwealth Bank of Australia - PESTLE Analysis 42
Overview 42
Political Factors 44
Economic Factors 45
Social Factors 46
Technological Factors 47
Legal Factors 49
Environmental Factors 50
Commonwealth Bank of Australia - Financial Deep Dive 51
Share Price Trend - Sep-2023to Sep-2024 (Average Share Closing Price) 51
Profit and Loss Statement 53
Summary of Profit and Loss Statement 53
Balance Sheet 55
Summary of Balance Sheet 55
Cash Flow Statement 57
Summary of Cash Flow Statement 57
Key Financial Ratio Analysis 59
Commonwealth Bank of Australia - Ratio Charts 60
Activity Ratio Charts 60
Growth Ratios Charts 61
Leverage Ratio Charts 62
Liquidity Ratio Charts 62
Profitability Ratio Charts 64
Competing Players 65
Snapshot of Competing Players 66
The Australia and New Zealand Banking Group Limited 66
Key Company Facts 66
Company Description 66
Snapshot of Competing Players 68
Bank of Queensland Limited 68
Key Company Facts 68
Company Description 68
Snapshot of Competing Players 70
National Australia Bank Limited 70
Key Company Facts 70
Company Description 70
Snapshot of Competing Players 72
Westpac Banking Corporation 72
Key Company Facts 72
Company Description 72
Snapshot of Competing Players 74
Macquarie Group Limited 74
Key Company Facts 74
Company Description 74
Commonwealth Bank of Australia - In the News 76
13-Sep-2024- Businesses increase asset investment despite economic uncertainty 76
12-Sep-2024- https://www.commbank.com.au/articles/newsroom/2024/09/HSI-Index-August-2024.html 78
11-Sep-2024- Careers of the future: from graduate to data science leader 80
09-Sep-2024- Technology graduates roll into cyber, engineering and data science careers at CommBank 82
09-Sep-2024- Chrysos Corporation sets gold standard in Australian innovation 83
06-May-2024- CommBank powers The Brighter Side TV series 85
02-May-2024- Patient cost-cutting brings technology and healthcare payments into greater focus 87
01-May-2024- CommBank and Jimmy Rees celebrate 25 years of the Clown Doctors 89
22-Apr-2024- Building a nation: how Commonwealth Bank helped to house the Anzacs after World War One 91
21-Apr-2024- South Australia pips rivals to take economic crown: CommSec State of the States 93
16-Apr-2024- Commonwealth Bank grows Indigenous Business Banking team 95
08-Apr-2024- CommBank opens new Hobart office 96
03-Apr-2024- Australian dentists respond to impact of cost of living pressures 97
27-Mar-2024- Climate change requires behavioural change - nudging for better, more sustainable choices 99
22-Mar-2024- Commonwealth Bank Executive Leadership Team update 101
22-Mar-2024- Can4Cancer pedals towards $20 million raised for cancer research 102
Commonwealth Bank of Australia- Key Deals 104
07-May-2024 - Commonwealth Bank partners with Queensland Government to deliver Whole of Government banking and payment services, building on a 30-year partnership. 104
06-May-2024 - CBA enters new strategic partnership to support the future of Australian farming 105
02-May-2024 - CBA completes sale of PT Bank Commonwealth 107
25-Mar-2024 - CBA invests in international transaction screening technology company 108
18-Mar-2024 - CommBank and Smartgroup collaborate for smarter benefits 108
15-Mar-2024 - Collaboration the way to achieving energy superpower status 110
11-Mar-2024 - CBA and Microsoft deepens Gen AI partnership 112
Appendix 114
Definitions 114
SWOT Analysis 114
PESTLE Analysis 114
Value Chain Analysis 114
ESG Spotlight 114
Financial Deep Dive 114
Financial Ratios - 115
Activity Ratios 115
Growth Ratios 116
Leverage Ratios 117
Liquidity Ratios 118
Market Ratios 119
Profitability Ratios 119
Research Methodology 120
Disclaimer 121
Contact Us 121
Tables
Table 1: Commonwealth Bank of Australia - Company Facts
Table 2: Commonwealth Bank of Australia - Top Executives
Table 3: Commonwealth Bank of Australia - Top Executives Biographies
Table 4: Commonwealth Bank of Australia - Subsidiaries
Table 5: Commonwealth Bank of Australia - Key Joint Ventures
Table 6: Commonwealth Bank of Australia - Products
Table 7: Commonwealth Bank of Australia - Services
Table 8: Commonwealth Bank of Australia - Historic Events
Table 9: Commonwealth Bank of Australia - Share Price Trend - Sep-2023 to Sep-2024
Table 10: Commonwealth Bank of Australia- Ratio Analysis - 2019-2022
Table 11: Commonwealth Bank of Australia -Competing Players
Charts
Figure 1: Commonwealth Bank of Australia- SWOT Analysis 35
Figure 2: Commonwealth Bank of Australia - PESTLE Analysis 43
Figure 3: Commonwealth Bank of Australia - Average Share Price Trend - Sep-2023 to Sep-2024 52
Figure 4: Commonwealth Bank of Australia - Profit and Loss Statement - 2021-2024 54
Figure 5: Commonwealth Bank of Australia - Balance Sheet - 2021-2024 56
Figure 6: Commonwealth Bank of Australia - Cash Flow Statement 2021-2024 58
Figure 7: Commonwealth Bank of Australia - Activity Ratio Charts 60
Figure 8: Commonwealth Bank of Australia - Growth Ratio Charts (Value %) 61
Figure 9: Commonwealth Bank of Australia - Leverage Ratio Charts 62
Figure 10: Commonwealth Bank of Australia - Liquidity Ratio Charts 63
Figure 11: Commonwealth Bank of Australia - Profitability Ratio Charts (Value %) 64
Figure 12: Competing Players - The Australia and New Zealand Banking Group Limited - Key Financials 67
Figure 13: Competing Players - Bank of Queensland Limited - Key Financials 69
Figure 14: Competing Players - National Australia Bank Limited - Key Financials 71
Figure 15: Competing Players - Westpac Banking Corporation - Key Financials 73
Figure 16: Competing Players - Macquarie Group Limited - Key Financials 75
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