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Report
Australia Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update
Market Report I 2025-02-10 I 88 Pages I PayNxt360
According to PayNXT360, BNPL payment market in Australia is expected to grow by 12.1% on annual basis to reach US$14,521.9 million in 2025.
The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 19.8%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 8.5% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 12,954.6 million to approximately USD 21,874.9 million.
This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in Australia, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.
It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.
PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Key Insights
The Australian BNPL market is undergoing significant transformation as it integrates into diverse retail sectors, regulatory frameworks, and consumer behaviors. The expansion into industries such as automotive services and home furnishings demonstrates the flexibility of BNPL offerings in meeting evolving consumer needs. Partnerships with major retailers, including Afterpay's collaboration with IKEA, highlight the growing importance of BNPL as a competitive tool to attract younger demographics and boost sales. This trend is expected to intensify, with BNPL becoming a standard payment option across multiple industries, further embedding it into Australia's retail landscape.
At the same time, regulatory developments are reshaping the industry by introducing stricter oversight and promoting responsible lending practices. Initiatives such as ASIC's licensing requirements aim to mitigate risks associated with consumer debt while fostering transparency and trust. As the focus on financial sustainability and consumer well-being grows, BNPL providers that prioritize responsible usage and transparency are likely to gain a competitive edge, shaping the future of this rapidly evolving market.
Expansion into Diverse Retail Sectors
- BNPL services are increasingly being integrated across various retail sectors in Australia, including automotive services and home furnishings. For instance, companies such as Humm have partnered with automotive service providers such as Lander Toyota to offer BNPL options for vehicle servicing. Similarly, Afterpay has collaborated with IKEA to provide flexible payment solutions for furniture purchases.
- The primary drivers include consumer demand for flexible payment options and retailers' desire to enhance sales by reducing upfront cost barriers. The surge in online shopping has also propelled BNPL growth as consumers seek convenient and interest-free payment methods.
- This trend is expected to intensify, with BNPL services becoming standard across various industries. As more retailers adopt BNPL solutions, consumer expectations for flexible payment options will likely increase, further embedding BNPL into the purchasing process.
Regulatory Developments Enhancing Consumer Protection
- The Australian government is implementing stronger regulations for BNPL products to boost consumer protection. The Australian Securities and Investments Commission (ASIC) has alerted BNPL providers to apply for a license under new laws, indicating a move towards more stringent oversight.
- Growing concerns about consumer debt accumulation and financial vulnerability have prompted regulatory bodies to act. Reports indicate that many Australians have used BNPL services, with some missing other bill payments to afford BNPL repayments.
- Increased regulation will lead to more responsible lending practices within the BNPL industry. Providers may need to implement stricter credit assessments and offer enhanced transparency regarding fees and repayment terms, ultimately fostering greater consumer trust.
Strategic Partnerships with Major Retailers
- BNPL providers are forming strategic partnerships with major retailers to expand their customer base. A notable example is the collaboration between Afterpay and IKEA, aiming to attract Gen Z and Millennial shoppers by offering flexible payment options during peak sales.
- Retailers seek to cater to younger consumers who prefer BNPL services over traditional credit. These partnerships are mutually beneficial, as retailers can boost sales by offering flexible payment solutions, while BNPL providers gain access to a wider customer base.
- Such partnerships will likely become more prevalent, with BNPL options becoming a common feature in online and brick-and-mortar retail environments. This integration will further normalize BNPL usage among consumers.
Market Consolidation and Entry of New Players
- The Australian BNPL market is experiencing consolidation among existing players and the entry of innovative startups. For example, Zip Co acquired the US-based BNPL firm Sezzle to strengthen its market position.
- The rapid growth of the BNPL sector has attracted new entrants aiming to capitalize on the high-growth market. Established players are pursuing acquisitions to expand their offerings and enter new markets, driven by the increasing consumer preference for BNPL services.
- Market consolidation is expected to continue, leading to a more competitive landscape. Consumers may benefit from improved services and more diverse BNPL options as companies strive to differentiate themselves.
Focus on Financial Sustainability and Consumer Well-being
- BNPL providers are introducing features to promote responsible spending among consumers. Afterpay, for instance, is launching a self-regulated spending cap to help users manage their finances amid the rising cost of living.
- Increased scrutiny over the potential for BNPL services to contribute to consumer debt has led providers to implement measures that encourage responsible usage. This approach aims to mitigate financial risks for consumers and address regulatory concerns.
- Emphasis on financial sustainability is likely to enhance the reputation of BNPL providers and increase consumer confidence. Providers prioritizing consumer well-being may gain a competitive advantage in the evolving market.
Competitive Landscape and Regulatory Developments in Australia's Buy Now, Pay Later (BNPL) Market
The Australian BNPL market is at the forefront of transformation, driven by robust consumer demand, innovative product offerings, and fierce competition among established players and new entrants. Companies such as Afterpay, Zip, and Humm continue to dominate the sector, while global players such as Klarna and PayPal have added to the competitive intensity by expanding their presence in the Australian market. This dynamic environment underscores the ongoing evolution of the BNPL market, characterized by both opportunities for growth and challenges from market saturation.
Over the next 2-4 years, the competitive landscape is expected to witness further consolidation as companies seek economies of scale and enhanced market positions. Traditional financial institutions, such as the Commonwealth Bank with its StepPay offering, and new fintech entrants are poised to disrupt the space further, driving innovation and expanding BNPL services into non-traditional sectors such as healthcare and education. Meanwhile, the regulatory landscape has become more stringent, with the Treasury Laws Amendment (Responsible Buy Now Pay Later and Other Measures) Bill 2024 enforcing responsible lending practices to protect consumers and promote sustainable growth. These developments will shape a more competitive, regulated, and consumer-focused BNPL industry in Australia.
Current State of the BNPL Market
- The Australian BNPL market has witnessed robust growth, with companies such as Afterpay, Zip, and Humm dominating the sector and actively competing for partnerships with leading retailers such as Myer and JB Hi-Fi. The widespread adoption of BNPL is a direct response to growing consumer demand for interest-free, installment-based payment options.
- The entry of global players such as Klarna and PayPal into Australia has intensified competition, prompting local providers to innovate and diversify their services. This heightened rivalry has also led to strategic collaborations with industries such as travel and healthcare, further expanding the BNPL market footprint.
Key Players and New Entrants
- Afterpay: A pioneer in the Australian BNPL market, Afterpay has maintained a strong presence and continues to innovate with features such as self-regulated spending caps to promote responsible consumer spending.
- Zip Co: Another major player, Zip Co, offers BNPL services and has actively expanded its market reach through strategic acquisitions.
- Sezzle: Originally planning to merge with Zip Co, Sezzle remains a notable participant in the Australian BNPL landscape.
- Klarna: The Swedish BNPL firm has established a presence in Australia, with the Commonwealth Bank considering selling down its stake in Klarna as it prepares for a potential initial public offering in the U.S.
Recent Launches, Mergers, and Acquisitions
In the past six months, the Australian BNPL sector has seen significant strategic partnerships, product innovations, and developments in mergers and acquisitions, reflecting the competitive and dynamic nature of the industry:
- Humm Group has expanded its BNPL services into the home improvement and renovation sector by partnering with leading providers like Reece Plumbing and Beacon Lighting. This move reflects the growing demand for BNPL solutions for high-value, essential purchases beyond traditional retail.
- Zip Co's International Focus and Asset Optimization: While the Zip-Sezzle merger was terminated, Zip Co has redirected its focus toward optimizing existing assets and expanding in key international markets. This includes prioritizing its U.S. operations while scaling back non-performing international segments to streamline operations and improve profitability.
Anticipated Competitive Dynamics
The competitive landscape of Australia's BNPL market is expected to evolve with increased intensity:
- Market consolidation is likely to accelerate as leading players such as Afterpay, Zip Co, and Klarna acquire smaller competitors or merge to bolster their market share. This trend may be driven by increasing regulatory costs and the need for economies of scale to remain competitive in a saturated market. For example, Zip Co's recent acquisition strategy highlights this shift toward consolidation as a means of strengthening its presence.
- The entry of traditional financial institutions and global fintech companies is anticipated to disrupt the competitive dynamics further. Major banks such as Commonwealth Bank of Australia have already ventured into the BNPL space with their own offerings, such as StepPay, aiming to capture a share of this growing market. This influx of new entrants will likely fuel innovation and expand BNPL into sectors such as healthcare, education, and travel, forcing existing players to continuously adapt.
Regulatory Changes
Over the past year, Australia has initiated steps to regulate the burgeoning fintech sector, including BNPL services:
- In November 2024, the Australian Parliament passed the Treasury Laws Amendment (Responsible Buy Now Pay Later and Other Measures) Bill 2024, bringing BNPL providers under the National Consumer Credit Protection Act 2009. This legislation requires BNPL providers to hold an Australian credit licensee and comply with responsible lending obligations, aiming to enhance consumer protection and ensure the sustainability of the BNPL sector.
1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer
2 Australia Buy Now Pay Later Industry Attractiveness
2.1 Australia Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 Australia Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 Australia Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 Australia Buy Now Pay Later Market Share Analysis by Key Players, 2024
3 Australia Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030
4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030
5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030
6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030
7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030
8 Australia Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030
9 Australia Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024
10 Australia Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 Australia Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 Australia Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 Australia Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030
11 Australia Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 Australia Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 Australia Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 Australia Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 Australia Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 Australia Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 Australia Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 Australia Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030
12 Australia Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 Australia Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 Australia Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 Australia Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030
13 Australia Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 Australia Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 Australia Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 Australia Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030
14 Australia Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 Australia Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 Australia Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 Australia Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030
15 Australia Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 Australia Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 Australia Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 Australia Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030
16 Australia Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 Australia Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 Australia Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 Australia Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030
17 Australia Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 Australia Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 Australia Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 Australia Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030
18 Australia Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 Australia Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 Australia Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 Australia Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030
19 Australia Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 Australia Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 Australia Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 Australia Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 Australia Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 Australia Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 Australia Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 Australia Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 Australia Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024
20 Further Reading
20.1 About PayNXT360
20.2 Related Research
Table 1: Australia Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: Australia Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: Australia Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: Australia Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: Australia Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: Australia Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: Australia Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: Australia Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: Australia Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: Australia Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: Australia Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: Australia Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: Australia Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: Australia Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: Australia Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: Australia Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: Australia Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: Australia Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: Australia Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: Australia Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: Australia Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: Australia Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: Australia Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: Australia Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: Australia Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: Australia Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: Australia Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: Australia Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: Australia Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: Australia Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: Australia Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: Australia Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: Australia Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: Australia Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: Australia Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: Australia Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: Australia Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: Australia Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: Australia Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: Australia Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: Australia Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: Australia Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: Australia Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: Australia Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: Australia Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: Australia Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: Australia Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: Australia Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: Australia Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: Australia Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: Australia Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: Australia Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: Australia Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: Australia Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: Australia Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: Australia Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: Australia Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: Australia Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 1: PayNXT360's Methodology Framework
Figure 2: Australia Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: Australia Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: Australia Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: Australia Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: Australia Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: Australia Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: Australia Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: Australia Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: Australia Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: Australia Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: Australia Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: Australia Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: Australia Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: Australia Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: Australia Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: Australia Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: Australia Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: Australia Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: Australia Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: Australia Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: Australia Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: Australia Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: Australia Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: Australia Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: Australia Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: Australia Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: Australia Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: Australia Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: Australia Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: Australia Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: Australia Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: Australia Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: Australia Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: Australia Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: Australia Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: Australia Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: Australia Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: Australia Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: Australia Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: Australia Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: Australia Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: Australia Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: Australia Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: Australia Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: Australia Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: Australia Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: Australia Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: Australia Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: Australia Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: Australia Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: Australia Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: Australia Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: Australia Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: Australia Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: Australia Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: Australia Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: Australia Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: Australia Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: Australia Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: Australia Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: Australia Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: Australia Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: Australia Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: Australia Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: Australia Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: Australia Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: Australia Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: Australia Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: Australia Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: Australia Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: Australia Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: Australia Buy Now Pay Later - Monthly Expense Segments, 2024
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