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Argentina Buy Now Pay Later Business and Investment Opportunities - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2025 Update
Market Report I 2025-02-10 I 88 Pages I PayNxt360
According to PayNXT360, BNPL payment market in Argentina is expected to grow by 32.9% on annual basis to reach US$2,158.6 million in 2025.
The BNPL market in the country experienced robust growth during 2021-2024, achieving a CAGR of 53.5%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 23.5% during 2025-2030. By the end of 2030, the BNPL sector is projected to expand from its 2024 value of USD 1,623.7 million to approximately USD 6,199.5 million.
This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry in Argentina, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.
It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.
PayNXT360's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Key Insights
Argentina's BNPL market has rapidly evolved, driven by significant innovations in e-commerce and offline retail channels. Leading platforms like MercadoLibre and Tiendanube, along with traditional retailers such as Fravega and Garbarino, have introduced flexible installment plans that directly address inflationary pressures and consumer cash flow challenges.
Fintech players like Uala and MercadoPago have further accelerated this momentum by seamlessly integrating BNPL features into their apps, appealing to a younger, tech-savvy demographic. Concurrently, emerging regulatory frameworks and sector diversification into areas like education and healthcare have reinforced consumer trust and set the stage for a more sustainable and competitive market.
E-Commerce Driving BNPL Adoption
- In the past 12 months, leading e-commerce platforms such as MercadoLibre and Tiendanube have enhanced their BNPL offerings. For instance, in September 2024, MercadoLibre introduced a new installment payment option designed to ease the burden of inflation on consumers, allowing for interest-free plans on a wider range of products.
- As digital payments continue to replace traditional methods post-COVID-19, consumers have increasingly turned to BNPL to manage their cash flow, especially in an environment marked by limited credit card penetration and persistent inflation.
BNPL Expansion into Offline Retail
- Traditional retailers are also adopting BNPL solutions to capture consumer demand. Over the last year, major electronics and fashion outlets like Fravega and Garbarino have rolled out in-store BNPL options. In early 2024, Garbarino piloted a program that allowed customers to split payments for high-ticket items, which has since boosted sales in tier-2 and tier-3 cities.
- These initiatives align with a cultural preference for in-person shopping, offering consumers the flexibility to inspect products before purchasing while still benefiting from modern financing options.
Integration of BNPL into Financial Apps
- Fintech leaders such as Uala and MercadoPago have been at the forefront of integrating BNPL features into their platforms. In March 2024, Uala updated its app to include seamless BNPL functionalities, allowing users to manage multiple financial services from one interface.
- This integration has particularly resonated with younger, tech-savvy demographics, as the convenience of bundled financial services meets their expectation for a unified digital experience.
Impact of Inflation on BNPL Adoption
- Argentina's high inflation rate remains a central driver of BNPL usage. Over the last year, consumers have increasingly relied on installment plans to mitigate the immediate financial impact of rising prices on both essential and discretionary spending.
- Providers offering interest-free options have seen a notable uptick in demand, as consumers seek to preserve cash flow without incurring additional costs.
Emerging Regulatory Frameworks
- In response to rapid market growth, Argentine regulators have introduced measures aimed at enhancing transparency and protecting consumers. Regulatory updates announced in mid-2024 require BNPL providers to disclose clear terms and adhere to fair lending practices.
- These frameworks are expected to foster fair competition while ensuring that providers remain accountable, thereby contributing to a more stable and sustainable BNPL market.
Sector Diversification
- Beyond traditional retail, BNPL is diversifying into sectors such as education, healthcare, and travel. In the last 12 months, several providers have piloted programs enabling consumers to finance tuition fees, medical expenses, and vacation packages.
- These targeted offerings are designed to meet the specific needs of each sector, strengthening consumer trust and loyalty while opening up new revenue streams for BNPL providers.
Competitive Landscape and Regulatory Changes in Argentina's BNPL Market
Argentina's BNPL market continues its rapid expansion, driven by increasing e-commerce penetration, financial digitization, and a growing demand for flexible payment solutions amid ongoing economic challenges. Over the past 12 months, domestic providers have made notable strides to capture segments such as young consumers and the underbanked, while regulatory changes have aimed to enhance transparency and ensure fair competition.
Key Players and Recent Developments
- Uala: In early 2024, Uala launched an updated BNPL product tailored for young, tech-savvy consumers across Argentina's major cities. By leveraging its robust digital wallet and extensive customer base, Uala has strengthened its market position. Uala has also formed strategic partnerships with local e-commerce platforms, ensuring that its BNPL services are seamlessly integrated into everyday transactions.
- MercadoPago: In the first quarter of 2024, MercadoPago expanded its BNPL offering through new partnerships with established retailers such as Fravega and Musimundo. These collaborations have enabled consumers to access installment payment options for electronics, home appliances, and other high-value items in physical stores. MercadoPago continues to enhance its payment ecosystem with advanced risk assessment tools that help manage credit risk in an inflationary environment.
- Nubi: Recently, Nubi introduced a new installment payment solution designed to cater to Argentina's underbanked population. The rollout in mid-2024 has provided consumers with additional flexible financing options, particularly appealing to those with limited access to traditional credit products.
Competitive Landscape Outlook
- Providers are increasingly investing in artificial intelligence and machine learning to refine credit assessment models. These technological upgrades, initiated over the last 12 months, are expected to improve risk management and tailor BNPL offers to individual consumer profiles.
- As urban markets such as Buenos Aires and Rosario become more saturated, BNPL providers are now piloting initiatives in rural and semi-urban areas. These pilots aim to extend financial services to previously underserved regions, broadening the overall market reach.
- Beyond traditional retail, BNPL offerings are gradually expanding into sectors like healthcare and education. Recent pilot programs have enabled installment-based payments for elective medical procedures and tuition fees, indicating a strategic diversification to capture new revenue streams.
Regulatory Changes
- In early 2024, the Argentine government mandated that all BNPL providers clearly disclose interest rates, late fees, and repayment terms in plain language. This measure was introduced in response to consumer feedback about hidden fees and aims to promote greater transparency.
- In mid-2024, Argentina's Data Protection Authority updated its guidelines, requiring BNPL providers to implement stronger data privacy measures. Companies such as Uala have responded by investing in advanced encryption technologies and multi-factor authentication to safeguard customer data.
- New rules enacted over the past year now require any foreign BNPL provider entering the Argentine market to establish a local office and fully comply with domestic financial regulations. This change is designed to ensure a level playing field and has contributed to slowing the entry of external competitors.
- Regulators have also introduced standardized credit assessment protocols, which include mandatory reporting of BNPL usage to local credit bureaus. This initiative is aimed at preventing over-indebtedness and ensuring that consumers' credit histories are accurately reflected across all financial products.
1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer
2 Argentina Buy Now Pay Later Industry Attractiveness
2.1 Argentina Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2021-2030
2.2 Argentina Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2021-2030
2.3 Argentina Buy Now Pay Later-Transaction Volume Trend Analysis, 2021-2030
2.4 Argentina Buy Now Pay Later Market Share Analysis by Key Players, 2024
3 Argentina Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2021-2030
3.2 Buy Now Pay Later Share by Revenue Segments, 2021-2030
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2021-2030
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2021-2030
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2021-2030
3.3 Buy Now Pay Later Active Consumer Base, 2021-2030
3.4 Buy Now Pay Later Bad Debt, 2021 - 2024 - 2030
4 Buy Now Pay Later Spend Analysis by Business Model, 2021-2030
4.1 Buy Now Pay Later Two-Party Business Model, 2021-2030
4.2 Buy Now Pay Later Three-Party Business Model, 2021-2030
5 Buy Now Pay Later Spend Analysis by Purpose, 2021-2030
5.1 Buy Now Pay Later Convenience, 2021-2030
5.2 Buy Now Pay Later Credit, 2021-2030
6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2021-2030
6.1 Buy Now Pay Later by Open Loop System, 2021-2030
6.2 Buy Now Pay Later by Closed Loop System, 2021-2030
7 Buy Now Pay Later Spend Analysis by Distribution Model, 2021-2030
7.1 Buy Now Pay Later by Standalone, 2021-2030
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2021-2030
7.3 Buy Now Pay Later by Marketplaces, 2021-2030
8 Argentina Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2021-2030
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2021-2030
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2021-2030
9 Argentina Buy Now Pay Later Snapshot by End-Use Sector, 2021-2030
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2024
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2024
10 Argentina Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2021-2030
10.1 Argentina Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2021-2030
10.2 Argentina Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2021-2030
10.3 Argentina Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2021-2030
11 Argentina Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2024
11.2 Argentina Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2021-2030
11.3 Argentina Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2021-2030
11.5 Argentina Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2021-2030
11.6 Argentina Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2021-2030
11.7 Argentina Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2021-2030
11.8 Argentina Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2021-2030
11.9 Argentina Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2021-2030
12 Argentina Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2021-2030
12.1 Argentina Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2021-2030
12.2 Argentina Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2021-2030
12.3 Argentina Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2021-2030
13 Argentina Buy Now Pay Later in Travel: Market Size and Forecast, 2021-2030
13.1 Argentina Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis, 2021-2030
13.2 Argentina Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis, 2021-2030
13.3 Argentina Buy Now Pay Later Travel - Transaction Volume Trend Analysis, 2021-2030
14 Argentina Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2021-2030
14.1 Argentina Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis, 2021-2030
14.2 Argentina Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis, 2021-2030
14.3 Argentina Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis, 2021-2030
15 Argentina Buy Now Pay Later in Service: Market Size and Forecast, 2021-2030
15.1 Argentina Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2021-2030
15.2 Argentina Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2021-2030
15.3 Argentina Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2021-2030
16 Argentina Buy Now Pay Later in Automotive: Market Size and Forecast, 2021-2030
16.1 Argentina Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2021-2030
16.2 Argentina Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2021-2030
16.3 Argentina Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2021-2030
17 Argentina Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2021-2030
17.1 Argentina Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2021-2030
17.2 Argentina Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2021-2030
17.3 Argentina Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2021-2030
18 Argentina Buy Now Pay Later in Others: Market Size and Forecast, 2021-2030
18.1 Argentina Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis, 2021-2030
18.2 Argentina Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis, 2021-2030
18.3 Argentina Buy Now Pay Later Others - Transaction Volume Trend Analysis, 2021-2030
19 Argentina Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2021-2030
19.1 Buy Now Pay Later Spend Share by Age Group, 2024
19.1.1 Argentina Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.2 Argentina Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.3 Argentina Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2021-2030
19.1.4 Argentina Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2021-2030
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2024
19.3 Buy Now Pay Later Share by Income, 2024
19.3.1 Argentina Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.2 Argentina Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis, 2021-2030
19.3.3 Argentina Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis, 2021-2030
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2024
19.5 Buy Now Pay Later Adoption Rationale, 2024
19.6 Argentina Buy Now Pay Later Market - Spend by Monthly Expense Segments, 2024
20 Further Reading
20.1 About PayNXT360
20.2 Related Research
Table 1: Argentina Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 2: Argentina Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 3: Argentina Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 4: Argentina Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Table 5: Argentina Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Table 6: Argentina Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Table 7: Argentina Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Table 8: Argentina Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Table 9: Argentina Buy Now Pay Later - Bad Debt (US$ Million), 2022-2024-2030
Table 10: Argentina Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Table 11: Argentina Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Table 12: Argentina Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Table 13: Argentina Buy Now Pay Later - Credit (US$ Million), 2021-2030
Table 14: Argentina Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Table 15: Argentina Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Table 16: Argentina Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Table 17: Argentina Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Table 18: Argentina Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Table 19: Argentina Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Table 20: Argentina Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Table 21: Argentina Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 22: Argentina Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 23: Argentina Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 24: Argentina Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 25: Argentina Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 26: Argentina Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 27: Argentina Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 28: Argentina Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 29: Argentina Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 30: Argentina Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 31: Argentina Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 32: Argentina Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 33: Argentina Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 34: Argentina Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 35: Argentina Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 36: Argentina Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 37: Argentina Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 38: Argentina Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 39: Argentina Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 40: Argentina Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 41: Argentina Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 42: Argentina Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 43: Argentina Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 44: Argentina Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 45: Argentina Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 46: Argentina Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 47: Argentina Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 48: Argentina Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 49: Argentina Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 50: Argentina Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Table 51: Argentina Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Table 52: Argentina Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 53: Argentina Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 54: Argentina Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 55: Argentina Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 56: Argentina Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 57: Argentina Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Table 58: Argentina Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 1: PayNXT360's Methodology Framework
Figure 2: Argentina Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 3: Argentina Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 4: Argentina Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 5: Argentina Buy Now Pay Later - Market Share Analysis by Key Players (by Value), 2024
Figure 6: Argentina Buy Now Pay Later - Revenues (US$ Million), 2021-2030
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2021-2030
Figure 8: Argentina Buy Now Pay Later - Merchant Commission (US$ Million), 2021-2030
Figure 9: Argentina Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2021-2030
Figure 10: Argentina Buy Now Pay Later Pay Now - Other Income (US$ Million), 2021-2030
Figure 11: Argentina Buy Now Pay Later - Active Consumer Base (Thousand), 2021-2030
Figure 12: Argentina Buy Now Pay Later - Bad Debt (US$ Million), 2021-2024-2030
Figure 13: Argentina Buy Now Pay Later Spend Analysis by Business Model (%), 2021-2030
Figure 14: Argentina Buy Now Pay Later - Two-Party Business Model (US$ Million), 2021-2030
Figure 15: Argentina Buy Now Pay Later - Three-Party Business Model (US$ Million), 2021-2030
Figure 16: Argentina Buy Now Pay Later Spend Analysis by Purpose (%), 2021-2030
Figure 17: Argentina Buy Now Pay Later - Convenience (US$ Million), 2021-2030
Figure 18: Argentina Buy Now Pay Later - Credit (US$ Million), 2021-2030
Figure 19: Argentina Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2021-2030
Figure 20: Argentina Buy Now Pay Later - Open Loop System (US$ Million), 2021-2030
Figure 21: Argentina Buy Now Pay Later - Closed Loop System (US$ Million), 2021-2030
Figure 22: Argentina Buy Now Pay Later Spend Analysis by Distribution Model (%), 2021-2030
Figure 23: Argentina Buy Now Pay Later - Standalone (US$ Million), 2021-2030
Figure 24: Argentina Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2021-2030
Figure 25: Argentina Buy Now Pay Later - Marketplaces (US$ Million), 2021-2030
Figure 26: Argentina Buy Now Pay Later - Gross Merchandise Value Market Share by Sales Channel (%), 2021-2030
Figure 27: Argentina Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2021-2030
Figure 28: Argentina Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2021-2030
Figure 29: Argentina Buy Now Pay Later - Market Share by End-Use Sector (%), 2024
Figure 30: Argentina Buy Now Pay Later - Market Share by End-Use Segment (%), 2024
Figure 31: Argentina Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 32: Argentina Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 33: Argentina Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 34: Argentina Buy Now Pay Later - Market Share by Retail Product Category (%), 2024
Figure 35: Argentina Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 36: Argentina Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 37: Argentina Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 38: Argentina Buy Now Pay Later Retail Shopping - Jewellery- Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 39: Argentina Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 40: Argentina Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 41: Argentina Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 42: Argentina Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 43: Argentina Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 44: Argentina Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 45: Argentina Buy Now Pay Later Travel - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 46: Argentina Buy Now Pay Later Travel - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 47: Argentina Buy Now Pay Later Travel - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 48: Argentina Buy Now Pay Later Media and Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 49: Argentina Buy Now Pay Later Media and Entertainment - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 50: Argentina Buy Now Pay Later Media and Entertainment - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 51: Argentina Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 52: Argentina Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 53: Argentina Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 54: Argentina Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 55: Argentina Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 56: Argentina Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 57: Argentina Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 58: Argentina Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 59: Argentina Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 60: Argentina Buy Now Pay Later Others - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 61: Argentina Buy Now Pay Later Others - Average Value Per Transaction Trend Analysis (US$), 2021-2030
Figure 62: Argentina Buy Now Pay Later Others - Transaction Volume Trend Analysis (Thousand), 2021-2030
Figure 63: Argentina Buy Now Pay Later - Share by Age Group in Value Terms (%), 2024
Figure 64: Argentina Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 65: Argentina Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 66: Argentina Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 67: Argentina Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 68: Argentina Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2024
Figure 69: Argentina Buy Now Pay Later - Share by Income Group in Value Terms (%), 2024
Figure 70: Argentina Buy Now Pay Later by Income Level - Tier 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 71: Argentina Buy Now Pay Later by Income Level - Tier 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 72: Argentina Buy Now Pay Later by Income Level - Tier 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2021-2030
Figure 73: Argentina Buy Now Pay Later - Share by Gender in Value Terms (%), 2024
Figure 74: Buy Now Pay Later - Adoption Rationale by Value, 2024
Figure 75: Argentina Buy Now Pay Later - Monthly Expense Segments, 2024
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- Prices
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All prices are set by our partners and should be exactly the same as those listed on their own websites. We work on a Revenue share basis ensuring that you never pay more than what is offered elsewhere.
Should you find the price cheaper on another platform we recommend you to Contact us as we should be able to match this price. You can Contact us though through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Discounts
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As we work in close partnership with our Partners from time to time we can secure discounts and assist with negotiations, this is part of our personalised service to you.
Discounts can sometimes be arranged for speedily placed orders; multiple report purchases or Higher License purchases.
To check if a Discount is possible please Contact our experienced team through ‘? ASK A QUESTION’, support@scotts-international.com, or by telephoning 0048 603 394 346.
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- Available Currencies
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Most Market Reports on our platform are listed in USD or EURO based on the wishes of our Partners. To avoid currency fluctuations and potential price differentiations we do not offer the possibility to change the currency online.
Should you wish to pay in a different currency to that advertised online we do accept payments in USD, EURO, GBP and PLN. The price will be calculated based on the relevant exchange rate taken from our National Bank.
To pay in a different above currency to that advertised online please Contact our team and a quotation will be sent within a couple of hours with payment details.
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- Licenses
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License options vary from Partner to Partner as is usually based on the number of Users that will benefitting from the report. It is very important that License ordered is not breached as this could have potential negative consequences for you individually or your employer.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Global Site License
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The Global Site License is the most comprehensive license available. By selecting this license, the Market Report can be shared with other ‘Allowed Users’ and any other member of staff from the same organisation regardless of geographic location.
It is important to note that this may exclude Parent Companies or Subsidiaries.
If you have questions or need confirmation about the specific license we recommend you to Contact us and a detailed explanation will be provided.
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- Formats
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The most common format is PDF, however in certain circumstances data may be present in Excel format or Online, especially in the case of Database or Directories. In addition, for certain higher license options a CD may also be provided.
If you have questions or need clarification about the specific formats we recommend you to Contact us and a detailed explanation will be provided.
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- Delivery
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Delivery is fulfilled by our partners directly. Once an order has been placed we inform the partner by sharing the delivery email details given in the order process.
Delivery is usually made within 24 hours of an order being placed, however it may take longer should your order be placed prior to the weekend or if otherwise specified on the Market Report details page. Additionally, if details have been not fully completed in the Order process a delay in delivery is possible.
If a delay in delivery is expected you will be informed about it immediately.
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- Shipping Charges
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As most Market Reports are delivered in PDF format we almost never have to add additional Shipping Charges. If, however you are ordering a Higher License service or a specific delivery format (e.g. CD version) charges may apply.
If you are concerned about additional Shipping Charges we recommend you to Contact us to double check.
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- Prices
- Ordering
- By Credit Card
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We work in Partnership with PayU to ensure payments are made securely in a fast and effortless way. PayU is the e-payments division of Naspers.
Naspers operates in over 133 International Markets and ranks 3rd Globally in terms of the number of e-commerce customers served.
For more information on PayU please visit: https://www.payu.pl/en/about-us
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- By Money Transfer
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If you require an invoice prior to payment, this is possible. To ensure a speedy delivery of the Market Report we require all relevant company details and you agree to maximum payment terms of 30 days from receipt of order.
With our regular clients deliver of the Market Report can be made prior to receiving payment, however in some circumstances we may ask for payment to be received before arranging for the Market Report to be delivered.
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- By Credit Card
- Security
- Website security
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We have specifically partnered with leading International companies to protect your privacy by using different technologies and processes to ensure security.
Everything submitted to Scotts International is encrypted via SSL (Secure Socket Layer) and all personal information provided to Scotts International is stored on computer systems with limited access in controlled environments.
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- Credit Card Security
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We partner with PayU (https://www.payu.pl/en/about-us) to ensure all credit card payments are made securely in a fast and effortless way.
PayU offers 250+ various payment channels and eWallet services across 4 continents allowing buyers to pay electronically, whether on a computer or a mobile device.
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- Website security