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Report
Alinma Bank SJSC (1150:SAU) - Strategic SWOT and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, Financial and Operational KPI's, and Recent Trends
Company Report I 2025-12-24 I 65 Pages I Quaintel Research
Report Summary
Alinma Bank SJSC Strategic SWOT Analysis and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, and Recent Trends Report is a comprehensive and easily accessible overview of Alinma Bank SJSC's business operations. It provides a detailed analysis of the company's financial and strategic standing, as well as its position in the industry compared to competitors. The report includes several key features to facilitate decision-making and provide insights into the company's performance.
The report begins with in-depth information about Alinma Bank SJSC including key insights, business segments, key executives, locations, products and services, historical events, corporate strategy, and management discussions. This section provides a solid foundation for understanding the company's key attributes.
Next, the report assesses Alinma Bank SJSC's strategic standing through various analyses. The ESG spotlight evaluates the company's environmental, social, and governance performance, providing insights into its sustainability efforts and ethical practices. The SWOT analysis examines the company's internal strengths and weaknesses, as well as external opportunities and threats. Additionally, By integrating these strategic analyses, the report offers a comprehensive understanding of Alinma Bank SJSC's overall strategic standing and supports informed decision-making and strategic planning.
The report also covers Alinma Bank SJSC's financial analysis basis of latest income statement, balance sheet, and cash flow statement. Key financial ratios related to profitability, asset turnover, credit, market, and long-term solvency are outlined, providing guidance for investment decisions. Furthermore, the report compares Alinma Bank SJSC's financial parameters with those of its competitors, offering a unique analysis of the competitive landscape. This information helps manage the business environment and improve sales activities by gaining insight into competitors' operations.
Finally, the report includes recent news and deal activities undertaken by Alinma Bank SJSC enhancing awareness of the company's business trends, growth perspectives, and more.
Key Highlights
Alinma Bank was established in 2006 by royal decree and is headquartered in Riyadh Saudi Arabia with its offices located in Al Anoud Tower on King Fahad Road. As a leading Shariah compliant financial institution Alinma serves individuals businesses and small and medium enterprises with a comprehensive range of banking services. These include personal real estate and auto financing together with current accounts saving and protection products payments cards and tailored business banking solutions.Alinma distinguishes itself through a strong commitment to digital innovation. It leverages cutting edge technology to deliver a seamless always on banking experience from self service account management to advanced payment systems all designed to allow customers to manage their financial needs securely and effortlessly. Rooted in its core values of transparency and passion Alinma Bank is dedicated to serving the Saudi market in alignment with national goals and the objectives of Vision 2030 contributing to ongoing economic development and financial inclusion.
Alinma Bank SJSC in the News:-
2025-08-11 - Alinma Wins Most Innovative Rebranding Initiative Banking Saudi Arabia 2025 from GBO
2025-07-26 - alinma Bank Named Best Retail Bank in Saudi Arabia for 2025
2025-07-22 - alinma Bank Achieves SAR 3.081 Billion Net Profit in H1 2025 Recording 12.8 Growth
2025-06-30 - alinma Launches AMAD Fintech Hackathon in Partnership with Tuwaiq Academy
2025-06-28 - SAR 6M from alinma to Support Genome Research
Scope
- Tactical Analysis:- Various strategic frameworks to gain insights into a Alinma Bank SJSC's competitive position and operational environment. These analytical tools assist in identifying competitive advantages, potential risks, and areas for improvement and efficiency, enabling companies to make informed tactical decisions.
- Business Strategy:- Contributes to shaping the Alinma Bank SJSC's overall direction, goals, and decision-making processes, ensuring long-term success and alignment with stakeholder expectations.
- Financial Position:- Provide valuable information on the financial performance and investor sentiment surrounding the company. Indicating the level of confidence and expectations in the company's future prospects. These components collectively contribute to understanding the financial health and market perception of the company.
- Company Fundamentals:- These fundamentals offer valuable insights into the company's history, operations, leadership, and geographical presence, aiding in a comprehensive understanding of the organization.
- Competitive Landscape:- An identification of the Alinma Bank SJSC's main competitors, providing insights into the competitive landscape it operates in.
Reasons to Buy
- Comprehensive Understanding of the Alinma Bank SJSC's internal and external factors through SWOT analysis, Financial Analysis, and Competitors Benchmarking.
- Strive Strategic Decision Making with various analyses and identifying potential customers and suppliers.
- Mitigate Risk with help of thorough analysis of internal and external factors. Furthermore, develop strategies and contingency plans to address these challenges and minimize their impact on business operations.
- Competitive Benchmarking will help to gain a competitive advantage by understanding industry trends, customer preferences, and best practices.
- Financial Performance Evaluation provides crucial insights into key financial ratios and trends, supporting better financial decision-making and resource allocation.
- Valuable insights from the report enable investors and partners to make informed decisions regarding potential Collaborations, Investments, or Partnerships with the company.
Additionally, available deep-dive analysis on the company Alinma Bank SJSC:
- Alinma Bank SJSC PESTLE Analysis
- Alinma Bank SJSC Value Chain Analysis
- Alinma Bank SJSC Porter's Five Forces Analysis
- Alinma Bank SJSC VRIO Analysis
- Alinma Bank SJSC BCG Analysis
- Alinma Bank SJSC Segmentation, Targeting and Positioning (STP) Analysis
- Alinma Bank SJSC Ansoff Matrix Analysis
Table of Contents 2
Tables 5
Charts 6
Alinma Bank SJSC - Key Company Facts 7
Alinma Bank SJSC - Company Description 8
Alinma Bank SJSC - Top Executives 9
Alinma Bank SJSC- Head Office & Locations 10
Head Office - Country 10
Alinma Bank SJSC - Products and Services 11
Products 11
Services 12
Alinma Bank SJSC - Corporate Strategy 13
Alinma Bank SJSC - Business Description 16
Retail banking 16
Corporate banking segment 17
Treasury segment 17
Investment and brokerage segment 18
Alinma Bank SJSC - ESG Spotlight 19
Environment 19
Social 20
Corporate Governance 21
Alinma Bank SJSC - SWOT Analysis 22
Overview 22
Strengths 24
Weaknesses 27
Opportunities 29
Threats 31
Alinma Bank SJSC - Financial Deep Dive 33
Share Price Trend - Dec-2024to Dec-2025 (Average Share Closing Price) 33
Profit and Loss Statement 35
Summary of Profit and Loss Statement 35
Balance Sheet 37
Summary of Balance Sheet 37
Cash Flow Statement 39
Summary of Cash Flow Statement 39
Key Financial Ratio Analysis 41
Alinma Bank SJSC - Ratio Charts 42
Activity Ratio Charts 42
Growth Ratios Charts 43
Leverage Ratio Charts 44
Liquidity Ratio Charts 45
Profitability Ratio Charts 46
Competing Players 47
Snapshot of Competing Players 48
Arab National Bank 48
Key Company Facts 48
Company Description 48
Snapshot of Competing Players 49
Riyad Bank SJSC 49
Key Company Facts 49
Company Description 49
Snapshot of Competing Players 50
The Saudi British Bank 50
Key Company Facts 50
Company Description 50
Snapshot of Competing Players 51
Bank Albilad 51
Key Company Facts 51
Company Description 51
Snapshot of Competing Players 52
Saudi National Bank SJSC 52
Key Company Facts 52
Company Description 52
Alinma Bank SJSC - In the News 53
11-Aug-2025 -Alinma Wins Most Innovative Rebranding Initiative Banking Saudi Arabia 2025 from GBO 53
26-Jul-2025 -alinma Bank Named Best Retail Bank in Saudi Arabia for 2025 54
22-Jul-2025 -alinma Bank Achieves SAR 3.081 Billion Net Profit in H1 2025 Recording 12.8 Growth 54
30-Jun-2025 -alinma Launches AMAD Fintech Hackathon in Partnership with Tuwaiq Academy 55
28-Jun-2025 -SAR 6M from alinma to Support Genome Research 56
Appendix 57
Definitions 57
SWOT Analysis 57
PESTLE Analysis 57
Value Chain Analysis 57
ESG Spotlight 57
Financial Deep Dive 57
Financial Ratios - 58
Activity Ratios 58
Growth Ratios 59
Leverage Ratios 60
Liquidity Ratios 61
Market Ratios 62
Profitability Ratios 62
Research Methodology 63
Disclaimer 64
Contact Us 64
Table 1: Alinma Bank SJSC - Company Facts 7
Table 2: Alinma Bank SJSC - Digital Presence 7
Table 3: Alinma Bank SJSC - Top Executives 9
Table 4: Alinma Bank SJSC - Products 11
Table 5: Alinma Bank SJSC - Services 12
Table 6: Alinma Bank SJSC - Share Price Trend - Dec-2024 to Dec-2025 33
Table 7: Alinma Bank SJSC- Ratio Analysis - 2021-2024 41
Table 8: Alinma Bank SJSC -Competing Players 47
Table 9: Competing Players - Arab National Bank - Key Company Facts 48
Table 10: Competing Players - Riyad Bank SJSC - Key Company Facts 49
Table 11: Competing Players - The Saudi British Bank - Key Company Facts 50
Table 12: Competing Players - Bank Albilad - Key Company Facts 51
Table 13: Competing Players - Saudi National Bank SJSC - Key Company Facts 52
Figure 1: Alinma Bank SJSC- SWOT Analysis 23
Figure 2: Alinma Bank SJSC - Average Share Price Trend - Dec-2024 to Dec-2025 34
Figure 3: Alinma Bank SJSC - Profit and Loss Statement - 2021-2024 36
Figure 4: Alinma Bank SJSC - Balance Sheet - 2021-2024 38
Figure 5: Alinma Bank SJSC - Cash Flow Statement 2021-2024 40
Figure 6: Alinma Bank SJSC - Activity Ratio Charts 42
Figure 7: Alinma Bank SJSC - Growth Ratio Charts (Value %) 43
Figure 8: Alinma Bank SJSC - Leverage Ratio Charts 44
Figure 9: Alinma Bank SJSC - Liquidity Ratio Charts 45
Figure 10: Alinma Bank SJSC - Profitability Ratio Charts (Value %) 46
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