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Al Rajhi Banking and Investment Corp (1120:TADAWUL) Strategic SWOT, PESTLE Analysis and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, Financial and Operational KPI's, and Recent Trends
Company Report I 2024-05-10 I 88 Pages I Quaintel Research
Report Summary
Al Rajhi Banking and Investment Corp (1120:TADAWUL) Strategic SWOT, PESTLE Analysis and Financial Insights - A 360 Review of Opportunities, Challenges and Risk, Corporate and ESG Strategies, Competitive Intelligence, Financial and Operational KPI's, and Recent Trends Report is a comprehensive and easily accessible overview of Al Rajhi Banking and Investment Corp's business operations. It provides a detailed analysis of the company's financial and strategic standing, as well as its position in the industry compared to competitors. The report includes several key features to facilitate decision-making and provide insights into the company's performance.
The report begins with in-depth information about Al Rajhi Banking and Investment Corp including key insights, business segments, key executives, locations, products and services, historical events, corporate strategy, and management discussions. This section provides a solid foundation for understanding the company's key attributes.
Next, the report assesses Al Rajhi Banking and Investment Corp's strategic standing through various analyses. The ESG spotlight evaluates the company's environmental, social, and governance performance, providing insights into its sustainability efforts and ethical practices. The SWOT analysis examines the company's internal strengths and weaknesses, as well as external opportunities and threats. The PESTLE analysis evaluates the external factors impacting the company's operations and market environment. Additionally, By integrating these strategic analyses, the report offers a comprehensive understanding of Al Rajhi Banking and Investment Corp's overall strategic standing and supports informed decision-making and strategic planning.
The report also covers Al Rajhi Banking and Investment Corp's financial analysis basis of latest income statement, balance sheet, and cash flow statement. Key financial ratios related to profitability, asset turnover, credit, market, and long-term solvency are outlined, providing guidance for investment decisions. Furthermore, the report compares Al Rajhi Banking and Investment Corp's financial parameters with those of its competitors, offering a unique analysis of the competitive landscape. This information helps manage the business environment and improve sales activities by gaining insight into competitors' operations.
Finally, the report includes recent news and deal activities undertaken by Al Rajhi Banking and Investment Corp enhancing awareness of the company's business trends, growth perspectives, and more.
Key Highlights
Al Rajhi Banking and Investment Corporation operates as one of the largest Islamic banks in the world, providing banking and investment services in Saudi Arabia and internationally. Al Rajhi Banking and Investment Corporation operates in four main segments: Retail Banking, Corporate Banking, Treasury, and Investment Services and Brokerage. Al Rajhi Banking and Investment Corporation offers a wide range of products and services including current, savings, and investment accounts, personal and business financing, credit and debit cards, insurance, treasury products, real estate and engineering consulting, recruitment services, microfinance, and digital banking services. The bank serves retail, corporate, and affluent customers through an extensive branch network, ATMs, and digital platforms. Founded in 1957, the company is headquartered in Riyadh, Riyadh Province, Saudi Arabia.
Al Rajhi Banking and Investment Corp in the News:-
- 2023-04-04 - Alrajhi bank announces the successful closing of the Bank's First US Dollar Sustainable Sukuk
Scope
- Tactical Analysis:- Various strategic frameworks to gain insights into a company's competitive position and operational environment. These analytical tools assist in identifying competitive advantages, potential risks, and areas for improvement and efficiency, enabling companies to make informed tactical decisions.
- Business Strategy:- Contributes to shaping the company's overall direction, goals, and decision-making processes, ensuring long-term success and alignment with stakeholder expectations.
- Financial Position:- Provide valuable information on the financial performance and investor sentiment surrounding the company. Indicating the level of confidence and expectations in the company's future prospects. These components collectively contribute to understanding the financial health and market perception of the company.
- Company Fundamentals:- These fundamentals offer valuable insights into the company's history, operations, leadership, and geographical presence, aiding in a comprehensive understanding of the organization.
- Competitive Landscape:- An identification of the company's main competitors, providing insights into the competitive landscape it operates in.
Reasons to Buy
- Comprehensive Understanding of the Al Rajhi Banking and Investment Corp's internal and external factors through SWOT analysis, PESTLE analysis, Financial Analysis, and Competitors Benchmarking.
- Strive Strategic Decision Making with various analyses and identifying potential customers and suppliers.
- Mitigate Risk with help of thorough analysis of internal and external factors. Furthermore, develop strategies and contingency plans to address these challenges and minimize their impact on business operations.
- Competitive Benchmarking will help to gain a competitive advantage by understanding industry trends, customer preferences, and best practices.
- Financial Performance Evaluation provides crucial insights into key financial ratios and trends, supporting better financial decision-making and resource allocation.
- Valuable insights from the report enable investors and partners to make informed decisions regarding potential Collaborations, Investments, or Partnerships with the company.
Additionally, available deep-dive analysis on the company Al Rajhi Banking and Investment Corp:
- Al Rajhi Banking and Investment Corp Value Chain Analysis
- Al Rajhi Banking and Investment Corp Porter's Five Forces Analysis
- Al Rajhi Banking and Investment Corp VRIO Analysis
- Al Rajhi Banking and Investment Corp BCG Analysis
- Al Rajhi Banking and Investment Corp Segmentation, Targeting and Positioning (STP) Analysis
- Al Rajhi Banking and Investment Corp Ansoff Matrix Analysis
Table of Contents
COMPANY EXECUTIVE SUMMARY 1
Table of Contents 2
Tables 6
Charts 7
Al Rajhi Banking and Investment Corp - Key Company Facts 8
Al Rajhi Banking and Investment Corp - Company Description 9
Al Rajhi Banking and Investment Corp - Top Executives 10
Al Rajhi Banking and Investment Corp- Top Executives Biographies 11
Al Rajhi Banking and Investment Corp- Head Office & Locations 13
Head Office - Country 13
Key Subsidiaries 14
Key Joint Ventures 15
Services 16
Al Rajhi Banking and Investment Corp - Historic Events 17
Al Rajhi Banking and Investment Corp - Company's Management Discussion 18
Al Rajhi Banking and Investment Corp - Company's Mission and Vision 19
Mission 19
Vision 19
Al Rajhi Banking and Investment Corp - Corporate Strategy 20
Al Rajhi Banking and Investment Corp - Business Description 22
Retail banking 23
Corporate banking 23
Investment banking 23
Takaful 23
E-banking 23
Mobile Banking 24
Wealth Management 24
Islamic Financing 24
Al Rajhi Banking and Investment Corp - ESG Spotlight 25
Environment 25
Social 25
Corporate Governance 26
Al Rajhi Banking and Investment Corp - SWOT Analysis 27
Overview 27
Strengths 29
Weaknesses 32
Opportunities 33
Threats 36
Al Rajhi Banking and Investment Corp - PESTLE Analysis 38
Overview 38
Political Factors 40
Economic Factors 41
Social Factors 42
Technological Factors 43
Legal Factors 45
Environmental Factors 47
Al Rajhi Banking and Investment Corp - Financial Deep Dive 49
Share Price Trend - May-2023 to May-2024 (Average Share Closing Price) 49
Profit and Loss Statement 51
Summary of Profit and Loss Statement 51
Balance Sheet 53
Summary of Balance Sheet 53
Cash Flow Statement 55
Summary of Cash Flow Statement 55
Key Financial Ratio Analysis 57
Al Rajhi Banking and Investment Corp - Ratio Charts 58
Activity Ratio Charts 58
Growth Ratios Charts 59
Leverage Ratio Charts 60
Liquidity Ratio Charts 61
Profitability Ratio Charts 62
Competing Players 63
Snapshot of Competing Players 64
Riyad Bank 64
Key Company Facts 64
Company Description 64
Snapshot of Competing Players 66
AmBank Group 66
Key Company Facts 66
Company Description 66
Snapshot of Competing Players 67
Alliance Bank Malaysia Berhad 67
Key Company Facts 67
Company Description 67
Snapshot of Competing Players 69
Bank Islam Malaysia Berhad 69
Key Company Facts 69
Company Description 69
Snapshot of Competing Players 71
Bank Kerjasama Rakyat Malaysia Berhad 71
Key Company Facts 71
Company Description 71
Al Rajhi Banking and Investment Corp - In the News 72
04-Apr-2023 - Alrajhi bank announces the successful closing of the Bank's First US Dollar Sustainable Sukuk 72
13-Mar-2023 - Prince Faisal bin Bandar Al Saud honors alrajhi bank as one of the major donors to the Ihsan platform 73
09-Mar-2023 - alrajhi bank wins Sharjah Gulf Excellence 2022 74
30-Jan-2023 - Active contribution to Vision 2030 objectives, Abdullah Al Rajhi Leads alrajhi bank to Record 2022 Profits of SAR 17,151 Million, Up 16% 75
15-Jan-2023 - Alrajhi Bank adds Ministry of Industry and Mineral Resources to Digital Business-Business (B2B) Bank Guarantee Service 76
15-Jan-2023 - Alrajhi Bank adds Ministry of Industry and Mineral Resources to Digital Business-Business (B2B) Bank Guarantee Service 77
27-Dec-2022 - Alrajhi bank signs partnership with tetco 77
27-Nov-2022 - Saudi Top Trading Company IPO 77
14-Jun-2022 - Al Rajhi Bank receives the Best Bank and Best Financing Agency awards at the 2022 Residential Forum 78
Al Rajhi Banking and Investment Corp - Key Deals 79
16-Jan-2022 - alrajhi bank obtains the necessary approvals to complete the acquisition of Ejada Systems Company 79
Appendix 80
Definitions 80
SWOT Analysis 80
PESTLE Analysis 80
Value Chain Analysis 80
ESG Spotlight 80
Financial Deep Dive 80
Financial Ratios - 81
Activity Ratios 81
Growth Ratios 82
Leverage Ratios 83
Liquidity Ratios 84
Market Ratios 85
Profitability Ratios 85
Research Methodology 86
Disclaimer 87
Contact Us 87
Tables
Table 1: Al Rajhi Banking and Investment Corp - Company Facts 8
Table 2: Al Rajhi Banking and Investment Corp - Top Executives 10
Table 3: Al Rajhi Banking and Investment Corp - Top Executives Biographies 11
Table 4: Al Rajhi Banking and Investment Corp - Subsidiaries 14
Table 5: Al Rajhi Banking and Investment Corp - Key Joint Ventures 15
Table 6: Al Rajhi Banking and Investment Corp - Services 16
Table 7: Al Rajhi Banking and Investment Corp - Historic Events 17
Table 8: Al Rajhi Banking and Investment Corp - Share Price Trend - May-2023 to May-2024 49
Table 9: Al Rajhi Banking and Investment Corp - Ratio Analysis - 2019-2022 57
Table 10: Al Rajhi Banking and Investment Corp - Competing Players 63
Charts
Figure 1: Al Rajhi Banking and Investment Corp- SWOT Analysis 28
Figure 2: Al Rajhi Banking and Investment Corp - PESTLE Analysis 39
Figure 3: Al Rajhi Banking and Investment Corp - Average Share Price Trend - May-2023 to May-2024 50
Figure 4: Al Rajhi Banking and Investment Corp - Profit and Loss Statement - 2020-2023 52
Figure 5: Al Rajhi Banking and Investment Corp - Balance Sheet - 2020-2023 54
Figure 6: Al Rajhi Banking and Investment Corp - Cash Flow Statement 2020-2023 56
Figure 7: Al Rajhi Banking and Investment Corp - Activity Ratio Charts 58
Figure 8: Al Rajhi Banking and Investment Corp - Growth Ratio Charts (Value %) 59
Figure 9: Al Rajhi Banking and Investment Corp - Leverage Ratio Charts 60
Figure 10: Al Rajhi Banking and Investment Corp - Liquidity Ratio Charts 61
Figure 11: Al Rajhi Banking and Investment Corp - Profitability Ratio Charts (Value %) 62
Figure 12: Competing Players - Riyad Bank - Key Financials 65
Figure 13: Competing Players - Alliance Bank Malaysia Berhad - Key Financials 68
Figure 14: Competing Players - Bank Islam Malaysia Berhad - Key Financials 70
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